The Smartline Report July 2009

DECEMBER 2009

With only a few weeks left of the 2009 year, many are reviewing ‘the year that was’ and the fallout from another rollercoaster year, while turning their attention to what we might expect in 2010.

The Reserve Bank’s decision in recent days to raise interest rates – for the third month in a row – has ensured that the economy remains a hot topic of discussion with speculation as to how much further rates will go in the early months of the year. more.

Broken China?
Alan Kohler, Eureka Report
While speculation is growing that China won’t experience the long-term and strong economic growth that many have predicted, the country’s imminent long generational consumer boom looks unstoppable. more.

Why Australian property is tracking Asia
Monique Wakelin, Eureka Report
The best benchmarks for residential property in major Australian cities are not London, New York or Frankfurt – Australian property prices are now more in step with Singapore or Hong Kong. more.

Property’s 13 ways to stay lucky
Monique Wakelin, Eureka Report
A last minute property market surge is upon us during these last few weeks of 2009 and property investors are out in force. However there are 13 key factors that should not be compromised on when considering the purchase of an investment property at any time. more.

Look beyond home loan interest rates

Karen Baldwin, Smartline Article

Don’t let ‘headline’ interest rates be the only consideration when determining which home loan is best for you – there is much to factor in and good advice is now more important than ever. more.

Market Review
Herron Todd White
This month’s edition takes a look at the year that was and reviews the predictions made by Herron Todd White’s various offices at the beginning of 2009, as well as providing a detailed analysis of the performance of retail property in the past 12 months.

Article Archive

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CHARITY PROFILE

For every loan Smartline organises, $10 is paid to a range of charities. Over $400,000 has been donated to date.

PAST (Peninsula Access Support and Training) PAST is an adult training support service for people with a myriad of intellectual, physical, neurological, sensory and psychiatric disabilities.

Smartline's 2009 Christmas card was illustrated by Ayesha and Kim who have been supported by PAST. By producing this card Smartline has helped ensure that people with disabilities, like Ayesha and Kim, are supported in achieving their goals and aspirations in life. more.

INTEREST RATES

Latest major interest rates. more.

www.smartline.com.au

Please note that information in this publication is subject to change without notice. Smartline assumes no responsibility for any errors, omissions or mistakes in this document. © 2009 Smartline Home Loans P/L. ABN 38 085 370 270. Smartline (WA Finance Broker Licence 5162)