The past year has again seen the spotlight well and truly fall on the economy, both at home in Australia and overseas, particularly Europe of late.
Despite the ongoing discussion and debate about the bigger picture (or macro issues as the economists like to call them), we’ve had a busy year helping our many clients with what’s most important to them – being able to buy their own home or investment property and build a future for themselves and their families.
The Reserve Bank gave many mortgage holders an early Christmas present with interest rate cuts in November and December and many of Smartline’s lenders continue to offer some outstanding deals, particularly in fixed rates, which will hopefully carry through to the New Year.
I hope you and your family have a relaxing, safe and festive Christmas and New Year period, and I look forward to talking with you again in 2012. |
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What does 2012 hold for property? |
Keris Lahiff, Switzer |
Interest rates will play a major role in the outlook for property markets in 2012 after a subdued 2011. more.
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Decisions behind the RBA’s rate cut |
Glenn Baker, ING Direct |
While the Reserve Bank has reduced the official interest rate to increase confidence and stimulate growth, the next move could be up or down. more. |
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The value of a good floor plan |
| John McGrath, CEO, McGrath Estate Agents |
A good floor plan can add serious value to a property, with the open-plan layout very much the floor plan of choice. more. |
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First homebuyers’ cheat sheet: 10 tips to buying your first home |
John McGrath, CEO, McGrath Estate Agents |
| John McGrath provides 10 tips on how to make the plunge into real estate ownership for the first time. more. |
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| Market Review |
| Herron Todd
White |
A recap of the year that was in property markets around Australia. | |
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CHARITY PROFILE |
For every loan Smartline organises, $10 is paid to a range of charities that we are proud to support on an ongoing basis.
Over $500,000 has been donated to date.
African Equity is an Australian Based Non Government Organisation (NGO) who are focused on breaking the cycle of poverty through education and employment - creating an environment of self sufficiency and autonomy, not dependence. more. |
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INTEREST RATES |
Latest major interest rates. more. |
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