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home > loan guide > No deposit home loans

No deposit home loans

Some lenders also now offer no deposit home loans covering 100% of the property’s purchase price.

In some cases, your lender will ask you to pay stamp duty and other costs and fees yourself, but with first homebuyer incentives and grants, these have been greatly reduced.

A handful of lenders will lend more than 100% so that your loan also covers these fees, but approval is harder as strict lending criteria apply, and you may also pay a higher interest rate.

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