Chasing the dream
It was an easy decision for Ruth and Brendan of Cairns to call Smartline when it came time to purchase the property that they had had their eye on for some time.
The couple had just missed out on purchasing this particular dream home a few years previously and weren’t about to let it happen again. The problem then became the couple’s current home, which would now have to be sold before they could buy ‘the one that got away’.
Ruth and her husband knew that the quickest way to get a positive result was to contact Smartline Personal Mortgage Adviser Jason Thomson, who had helped them buy their first home. “The decision to return to Smartline for this purchase was easy, they were fantastic the first time around and really looked after every detail,” said Ruth.
Jason Thomson organized Ruth and Brendan’s finance for the second home despite the fact that they were finding it difficult to sell their current home. This was achieved by negatively gearing their first property to buy the second, a process which was explained to them clearly by Smartline.
“We weren’t being offered what we knew the house was worth so we decided to get a tenant into the second property for another six months in the hope that we would manage to sell by then,” Ruth said.
Ruth said that having a broker streamline the whole process has been a time-saving experience that she would recommend to anyone.
“With all the products at their fingertips, it really makes sense to go with a broker as you are certainly going to have many more options and many more banks and lending institutions competing for your business.”
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buying my first home
