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home > real stories > Ruth and Dzint

Ruth and Dzint

Investment Ruth and Dzint

Smartline assists family every step of the way. 

Over the years, Ruth and Dzint Jurevicius have relied on Smartline Personal Adviser Cathy Anderson for several property purchases for themselves and their family. The Adelaide couple first met Cathy around five years ago when she helped them to arrange a home loan to purchase their first investment property.

With help from Cathy again, they recently subdivided their large block of land on which their original home was built over 25 years ago. This mean they could build their dream townhouse in a French provincial style and keep the original family home as an investment.

“When we purchased our first investment property we had no experience in the market so having a knowledgeable and natural guide in Cathy was invaluable,” said Ruth.

“She gave us the confidence and know-how we needed to subdivide the land and as well as the idea of holding on to our original property as an investment and occupying the other,” said Ruth.

Wanting to give Ruth and Dzint a degree of flexibility with their loan, Cathy suggested they apply for a professional package loan that would provide them with a line of credit. “This gave Ruth and Dzint the flexibility to draw money for personal use and to assist their children down the track,” said Cathy.

Cathy also managed to fix a proportion of the Jurevicius’ home loan at a very competitive interest rate, shielding them from the series of interest rate increases in 2007 and 2008.

Ruth and Dzint have since recommended Cathy to their children Yvette and Adam – with Cathy refinancing Yvette and her husband Shaul’s loan to unlock the equity in their family home and securing a home loan for Adam to purchase his first property

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