A-Z Home Loan Guide
"Our Smartline Adviser was prepared to do the research and come up with a solution. Too many people try and cookie-cutter you or just give up." Simon and Terri-Lee
"When Adam’s parents suggested he contact Smartline, he was excited to hear he could secure a loan with a savings plan and some help from his parents." Adam
"We had a broker who didn’t make us feel foolish for asking questions, even if it was for the third or fourth time."
Adam and Natalie
"Nothing was too much trouble – our broker met us after hours, and he always got back to us promptly with the answers to any questions we had." Angelo and Belinda
"We knew we had built considerable equity in our property but were not sure of exactly what to do with it and how best to use it."
The Humphries
"I’ve got a better interest rate, better flexibility, facilities and best of all less stress!" Irene
"I refinanced my previous property with my Smartline Mortgage Broker, and the service was so good we stayed with him this time around." Simon
"Building a house can be a very overwhelming & emotional process as there is a lot of money involved, but our broker took care of everything and was always available when I called." Fiona & Jamie
"Our Smartline Mortgage Broker has been fantastic. He showed us how refinancing our home could not only save us money, but also make it possible to buy an investment property." Helen & Michael
Home Loan & Mortgage Guide
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Home Loan Jargon
From real estate agent’s commissions to property zoning, and everything in between. Get to know the common home loan jargon used.
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Using a Mortgage Broker
Find out the smart way to find the loan that suits you. Save time, money and hassle by using a mortgage broker to secure the right home loan for you.
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The Costs of Buying
Application fees, taxes and insurances – the costs of buying add up. Get smart advice and stay on top of all the costs of buying a home.
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Home Loan Settlement Process
We aim to make the home loan settlement process as simple and straightforward as possible. Read more about the six steps in the home loan settlement process here.
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Getting Approved
Each lender assesses your home loan application differently. Your Smartline mortgage broker will help you with the home loan approval process.
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Documents You Need
Although the application process may be different most lenders require the same information from you. Learn more about the home loan application documents you need.
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Avoiding Mortgage Stress
There's no denying that a mortgage is a big responsibility, but by building a financial buffer you should be able to avoid mortgage stress, and make owning and investing a good strategy.
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Strategies To Reduce Debt
For most of us, paying off a home loan as quickly as possible is the smartest strategy to get ahead financially. Read our easy guide with strategies to pay off your home loan faster and reduce debt.
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Negative Gearing
If you are planning to build a solid property investment portfolio, having a good understanding of tax and negative gearing is vital. Read more about negative gearing.
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Home Loan Types
There’s more to home loans than simply the interest rate. With over 25 different lenders we have balanced portfolio of loan & mortgage types to choose from.
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Our Lenders
Smartline's panel includes 25 of Australia's leading home lenders.
See all of our lenders
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Our Awards
Smartline is an award winning mortgage broker voted Australia's top franchise.
See all of our awards
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Charities We Help
$10 is paid to a range of charities Smartline supports. $400,000 has been donated to date.
See all of the charities we help
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Mortgage Broker
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