In the news
Latest mentions in the news
- Refinancing more than a ‘just a tweak’ Smartline warns - In Business South Australia, 27 January 2012
Smartline Personal Mortgage Advisers is reminding consumers simply ‘tweaking’ an existing loan may not bring the results they want. . - ANALYSIS 2012: The year of consolidation? - The Adviser, 18 January 2012
With Smartline and The Mortgage Gallery announcing in December that they intend to merge, The Adviser asks whether more industry consolidation is on the cards. - How to set up an SMSF without breaking the rules - Financial Review, 16 January 2012
It’s easy to sit back and review the results from superannuation funds and come to the conclusion you could have done a better job managing your retirement savings yourself. - Brokers back non-majors - The Adviser, 5 January 2012
The majority of brokers would like to write more business with the non-majors in 2012, a new poll has revealed. - Aussies focus on finances for 2012, ING survey finds - Adelaide Now, 2 January 2012
OF the two-thirds of Australians who have made a New Year's resolution for 2012, more than half have focused on their finances, according to a bank's survey. - Keep watch on money goals - news.com.au, 2 January 2012
JUST like new year resolutions, setting financial goals can be easy to do but notoriously difficult to stick to. - Bank of Melbourne to price match majors - Australian Broker News, 14 December 2011
Newly-badged Bank of Melbourne has offered a price-matching promotion, vowing to equal any mortgage offer from the majors. - Refinancing more appealing - Bayside Bulletin, 6 December 2011
While always a worthwhile consideration for mortgage holders, refinancing has become even more attractive in recent months in light of the fierce competition between lenders to grow their market share. - How to negotiate a good property deal - Financial Review, 2 December 2011
With any purchase, you like to feel you are getting value for money. That’s never more important than when buying a house, because it could well be the biggest financial commitment you make – especially with property prices as high as they are. - Franchise brokerages to merge - The Adviser, 1 December 2011
Two of Australia's most respected franchises have announced their intention to join forces. Effective from 1 April, Smartline will merge with The Mortgage Gallery. - More hoops for older buyers - Sydney Morning Herald, 30 November 2011
Borrowers in their 50s, or even late 40s, are being asked to show how they will fund their loan past retirement. - Smartline warns borrowers against high LVRs - Australian Broker News, 29 November 2011
Mortgage broking franchise Smartline has warned prospective borrowers to think twice before taking on mortgages over 80%, and said banks are unlikely to further relax LVRs. - Talk to mortgage lenders now before it is too late - Property Observer, 25 November 2011
Increased competition between lenders, access to cheaper funds and a drop in overall lending volumes mean now is an ideal time for borrowers to negotiate with lenders – but not for long. - Has lender competition resulted in greater channel conflict? - The Adviser, 15 November 2011
The banks’ battle to attract borrowers has intensified over the course of the year, but what are the consequences for brokers? This month we ask… Has increased competition between lenders in the current market resulted in greater channel conflict? - On a shoestring - Adding that personal touch - The Adviser, 15 November 2011
A gift upon settlement can foster good relationships with clients; a personalised gift, on the other hand, can go even further by securing both repeat and referral business. - Look before you make the leap - Sydney Morning Herald, 12 November 2011
Franchises are popular during downturns but not everyone is suited to the model, writes Tony Kaye. - Bucking the trend: franchises going strong in tough times - The Age, 10 November 2011
It’s tough times for many in the general economy, but more and more Australians are leaving their jobs and buying into ready-made business franchises that give them the chance to be their own boss. - Take care if you are taking charge - Sydney Morning Herald, 6 November 2011
There are many advantages to running a SMSF, but compliance rules are complex. It's easy to sit back and review the latest results from superannuation funds and come to the conclusion you could have done a better job managing your retirement savings yourself. - Rate cut brings a sigh of relief - Adelaide Now, 5 November 2011
Homebuyers will wait rather than spending more after this week's rate cut, financiers say. Most major lenders followed the Reserve Bank's decision to cut interest rates by 0.25 per cent. - Borrowers unwittingly damaging credit history - Australian Broker, 31 October 2011
Some borrowers are unwittingly damaging their mortgage repayment history due to a "mismatch in timings", Smartline has claimed. - Brokerage goes viral - The Adviser, 25 October 2011
In a bid to help ramp up its brand amongst home buyers and property investors, Smartline has today launched its own YouTube channel. - Anderson named Australian Franchise Broker of the Year at national awards - In Business South Australia, 21 October 2011
Smartline Blackwood franchisee Cathy Anderson has been named Franchise Broker of the Year at the Australian Mortgage Awards. - Six ways to get a loan with bad credit - Your Mortgage, 4 October 2011
Getting a home loan when you have a bad credit file is difficult, but there are some steps you can take to improve your chances of being approved. - Topfranchise awards show uni degree isn't essential for profitability - Franchising, 19 September 2011
A university degree isn't a prerequisite for profitable franchisees, research house 10 Thousand Feet has found, with its latest survey indicating that the largest proportion of profitable franchisees, at 26 percent, only hold a Year 12 certificate. - Credit cards being used for shopping on smartphones - Mozo, 14 September 2011
A growing number of Australians are putting their credit card details into their smartphones to shop online through the mobile devices, according to a recent study conducted by Google. - Should you cash in on slashed fixed rates? - Your Mortgage, 13 September 2011
Fixed rate loans are currently available for up to half a percent below variable rates – or more – but does this mean banks are expecting a hefty cash rash cute? - Will Gen Y ever pay their own way? - The Southland Times, 12 September 2011
The expression ''you have to be cruel to be kind'' could not be more appropriate than for the growing number of ''kids'' still living at home with their parents long past their teen years. - WA properties on bank 'black list' - Sydney Morning Herald, 12 September 2011
As if finding the right property and the right loan were not difficult enough for most home hunters, apartment buyers now face further hurdles – one of them being building "blacklists". - Smartline's high achieving franchisee wins top award for fourth time - Franchising, 29 August 2011
Smartline Personal Mortgage Advisers has named its top franchisees for the past financial year. The winners were announced at a gala awards dinner at Smartline’s annual conference, held in Port Douglas last week. - Top franchisees recognised at annual conference - The Adviser, 29 August 2011
Smartline has recognised and rewarded its top performing franchisees at the company’s annual conference. - Seven lender secrets that could save you thousands - Your Investment Property, 26 August 2011
There is a lot more to sourcing and managing the finance around your investment property purchase than simply telling your bank how much deposit you’ve got, what security you are offering and getting a loan ‘off the shelf’. In fact, there are many aspects to financing that your bank may not necessarily tell you about. - What loan is that? - Your Mortgage, 25 August 2011
A smart option in a declining interest rate climate, variable rate loans offer the flexible features such as unlimited voluntary repayments and access to the redraw facility. - Rental investment can pay with research - Hornsby Advocate, 16 August 2011
FIRST-HOME buyers are taking a savvy approach to entering the property market and doing so as renter-investors, but a mortgage advisory group urges the borrowers to do their homework. - Get organised when borrowing - Midland Reporter, 12 August 2011
HOMEBUYERS intending to borrow should ensure their finances are well organised, not only to minimise approval times, but also maximise the amount they can borrow, Smartline state manager David Devenish says. - Brokers must be debt, risk advisers - Australian Broker, 12 August 2011
Smartline's new WA state manager has stated that brokers must assist clients in wealth creation by filling the role of debt and risk advisers. - Your Credit Score and You - Saving Money Expert, 12 August 2011
Like you, I am a true believer in the great Australian dream of home ownership. Along with this dream there is also what seems like the great Australian pastime of looking at interest rates and what is on offer from all the various lenders. - Australian consumers are either 'progressive' or 'conservative' - Mozo, 9 August 2011
New research has shown that Australian consumers can be split into two distinct groups depending on their lifestyles and how they engage with modern technology. - How an assessment rate can kill your home loan application - Your Mortgage, 9 August 2011
What exactly is a mortgage assessment rate – and more importantly, how can it impact your ability to get a home loan? - Beware downsides of upgrading - The Age, 7 August 2011
PUTTING a house on the market in the hope that you will receive the price you need for your next home can be a stressful experience. - Investor advice, don’t panic - Central Western Daily, 6 August 2011
ORANGE investors should avoid panicking in the wake of a massive sharemarket plunge, say the city’s financial planners. - Five costly mortgage traps to avoid - Your Mortgage, 5 August 2011
Getting the right home loan isn’t always as simple as it looks, and if you make a mistake, the results can be costly. - Why you shouldn't fix your interest rates - Your Mortgage, 3 August 2011
With growing speculation that interest rates are set to come down, should borrowers ignore low fixed rate offers and keep their mortgage on a variable interest rate? - Beware the credit junkie profile - North Shore Times, 2 August 2011
Recent evidence shows Australians are saving more money now than ever before. When it comes to applying for a home loan, the credit card limit you have can affect how much you can borrow. - White label gains traction with brokers - The Adviser, 25 July 2011
Brokers are seeing significant benefits in selling their aggregator’s white label products. - How to deal with a loan decline - Your Mortgage, 25 July 2011
Would-be homeowners and investors, beware: your home loan application may be declined, even if you were preapproved for finance only a few months ago. - Banks grow market share - The Adviser, 20 July 2011
Australia’s banks saw their market share increase again in June, new research has revealed. - Credit score for loan application - In My Community, 15 July 2011
A collection of data is compiled and recorded to provide lenders with a statistical profile – a credit score – that could make or break a loan application. - Does what it says on the tin - The Adviser, 12 July 2011
By ‘branding’ herself as a Personal Mortgage Adviser, Sally Richards has turned her everyday customers into clients for life. - Victoria set to have more options for home loans customers - Mozo, 7 July 2011
Aussies with a home loan secured may wish to consider looking at property in Victoria, where residential building activity is booming. - No harm asking for interest rate cut - Hornsby Advocate, 5 July 2011
A PROACTIVE mortgage holder who asks for what they want can save themselves thousands of dollars, according to a leading mortgage broker. - Borrowers with good credit record save
- Hills Shire Times, 29 June 2011
A PROACTIVE mortgage holder who asks for what they want can save themselves thousands of dollars, according to a leading mortgage broker. - Aussies advised to compare home loans - Mozo,
30 June 2011
Aussies that have kept up repayments on their home loans and have a good credit record have been advised to look at different mortgages to see if they can get a better deal. - Borrowers with good credit record save
- Hills Shire Times, 29 June 2011
A PROACTIVE mortgage holder who asks for what they want can save themselves thousands of dollars, according to a leading mortgage broker. - How to land a property deal - The Age,
June 25 2011
Whether you are looking for an investment property or a home to live in, there are two things you need to do to bag a bargain: leave your emotions behind and hone your negotiating skills. - Five costly mortgage traps to avoid - Your Mortgage
Getting the right home loan isn't as simple as it looks, and if you make a mistake the results can be costly. - How to land a property deal - The Age,
June 25 2011
Whether you are looking for an investment property or a home to live in, there are two things you need to do to bag a bargain: leave your emotions behind and hone your negotiating skills. - Smartline warns 'credit junkies' - Your Investment Property, 21 June 2011
Mortgage broker Smartline has urged its potential customers to get their "financial house in order", or risk being seen by today's more conservative lenders as "credit junkies". - What is going on with house prices, building approvals and home loans?- June 2011
Peter Switzer speaks with Smartline Managing Director, Chris Acret, on Switzer TV to get his views on the housing sector. - Shorts, news & events - The Australian,
26 May 2011
SMARTLINE Personal Mortgage Advisers was the No 1 Australian franchise for the third year in a row among systems surveyed by consultants Topfranchise.
- Borrowers' burden of proof - SMH,
April 26, 2011
With credit becoming more readily available, low-doc options have started to come back on to the market. - Collateral a trap for borrowers - news.com.au, April 18, 2011
Investors and business owners are being warned about a trend for lenders to grab control of assets. - Borrowers must get organised - SMH, April 17, 2011
Paperwork can get anyone down but if you intend to borrow money from a financial institution it has to be done and it has to be up to date. Think tax returns, pay slips, credit card repayments, bill payments. - Poor pay packet no barrier to property - PerthNow, March 29, 2011
LOW income earners across WA could throw their hat in the property investing ring by thinking more creatively about how to enter the arena - Do your sums carefully to find the best mortgage - SMH, March 27, 2011
Affordability should always be a key issue for aspiring first-home buyers but there are ways of making it happen. - Nothing's on the house - SMH,
March 27, 2011
Affordability should always be a key issue for aspiring first-home buyers but there are ways of making it happen. - Commercial loans 101 - SMH,
March 16, 2011
A commercial investment property has advantages ... but it also has disadvantages. - What are you waiting for? - SMH,
February 21, 2011
While first home buyers abound, wary property investors are taking a while to move back into the market, writes David Potts. - Housing industry experts warn potential first homebuyers to exercise prudence - The Weekly Times, January 07, 2011
THE festive season is a time when many people tend to overspend, so housing industry experts warn potential first homebuyers to exercise prudence and draw up a budget to live within one's means.
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