Smartline Blog

Follow our Smartline blog for up to date latest Australian finance and property news.


Australia to see construction boom

It looks as though the number of construction loans will continue to grow in 2015, as the Housing Industry Association (HIA) reports that the number of new homes being built across the country reaches new peaks. The National Outlook for summer 2015 forecasts encouraging trends for the Australian property market over the coming months. Investors […]

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Investor activity marching ahead

Investors are scrambling for a piece of the Australian property market and the recent rates cuts will do little to abate the frenzy. Following the release of the Australian Bureau of Statistics housing finance lending figures for December 2014, CoreLogic RP Data research shows that the proportion of investment home loans fell just short of […]

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Should you expect any more cash rate cuts?

Borrowers are likely to be asking themselves whether now is a good time to apply for a home loan, or if it’s worth holding out in the hope of a further cut to the cash rate. The answer is that nobody knows for sure, but if you’re in the position to make your move onto […]

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Top 3 reasons to invest in Sydney property

Sydney has always been a hotbed of investment activity and with all the latest goings on in the city, this isn’t likely to change any time soon. If you’ve been thinking about applying for an investment home loan, here are three reasons why you might want to take the plunge sooner rather than later. 1. […]

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Weigh up capital gains before buying investment property

Capital gains are something any property investor will no doubt be familiar with. They give an insight into how much the value of a property appreciates over time, helping to inform your decision on where to make that all-important purchase. The January CoreLogic RP Data Home Value Index is a good place to start for […]

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Cash rate is cut – time to seek a new home loan?

Knowing the conditions are just right to make a home loan application is crucial, which is why the latest cash rate decision might give you the incentive you’ve been looking for. The official cash rate had remained at its all-time low of 2.5 per cent since August 2013, but at its February 3 meeting, the […]

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National Construction Code made available online

Many people have the ambition to build their own home, but having all the necessary facts and regulations to hand isn’t always easy. This is why the online publication of the National Construction Code (NCC) has come as welcome news to the industry as a whole. Plans were originally announced in June last year, but […]

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Client stories:

Going green wasn’t an optional extra for the Nieuwenhuis’, it was an integral element of their property investment strategy. ‘I’ve always had a passion to live more green,’ says Dee. ‘I have faith in the fact that we will have to go that way eventually – so the sooner the better. I thought that green […] read more
Using the equity they had built up in their family home, Neville and Christine Lewis started investing in property in the early 1990s as a strategy to help fund their retirement. Working closely with their Smartline Adviser Tony Leggett, Neville and Christine started investing in property in the early 1990s. Taking a sensible approach to […] read more
Kerry and Scott joke that their Smartline Adviser knows more about their finances than they do. Over the past 11 years Smartline has helped Kerry Simpson and Scott Wright buy their first unit, upgrade and invest in other properties and start a share portfolio. As a result, they now live in a home that is […] read more