Smartline Blog

Follow our Smartline blog for up to date latest Australian finance and property news.

unnamed

Life changes, part 2: Divorce and separation

There are few life changes that will affect your financial situation as significantly as a divorce or separation from a partner with whom you share a mortgage. Obviously, splitting up is not something you anticipate happening when you invest in a home with someone, but unfortunately such situations do arise. Divorce rates down under have […]

read more
unnamed

Life changes, part 1: moving in together

Buying a home together is a major step in any relationship. In addition to the adjustments you’ll be making in your living situation, there will be big financial changes. In part one of this three part series on life changes, we look at the steps you’ll need to take before getting a home loan with the […]

read more
unnamed

Is a cheaper home loan always the best home loan?

When you’re shopping around for the best home loan, affordability is certainly a factor – if not the most important one. You definitely want to make sure you can meet those mortgage repayments, but is price the only factor you should consider when selecting a home loan? And is the cheapest home loan necessarily the best […]

read more
unnamed

Why do more Australians prefer using mortgage brokers?

Recent data indicates that slightly more Australian property seekers favour using mortgage brokers over dealing directly with banks and lenders. Brokers initiated $50.19 billion worth of new home loans during the last three months of 2016, according to research done by Comparator that was released by The Mortgage & Finance Association of Australia (MFAA). This […]

read more
capture

Is the “great Australian dream” really over for Generation Y?

A suburban house on a quarter-acre block is – or rather, was – the embodiment of the great Australian dream. Yet with median house prices skyrocketing across Australia – Sydney’s is now over $1 million, according to Demographia’s 2017 Housing Affordability Survey – this is becoming less achievable for most of us. In spite of this, the […]

read more
unnamed

Could you use your super to buy your first home?

Housing affordability is one of the hot topics in the lead-up to May’s federal budget. One policy the Australian government is considering involves allowing Aussies to access their superannuation to buy their first home, as The Australian reported on February 22. What’s being proposed and why? The Turnbull government is pushing for a scheme that would enable […]

read more
unnamed

How can you expand your financial literacy?

Financial literacy is all about equipping yourself with the skills to handle your money effectively. We’ve talked before about the importance of increasing your financial literacy in order to make smarter decisions that will result in more money for you. But how do you find resources that explain things in straightforward language free from all that […]

read more
unnamed

What are the financial challenges facing Australian women?

Australian women typically live several years longer than men, according to the Australian Institute of Health and Welfare. In spite of this, women face financial disadvantages that men do not, which affects their ability to save. Our country still has a fair way to go until this is no longer an issue, if we take […]

read more

Client stories:

ivanmarsic_clientstory_web-story
When Ivan Marsic and his wife Tanja Brinkman decided they wanted to knock down their house and build a duplex, they didn’t expect to have any problems securing a loan to build the new property. The house had been fully paid off, and Ivan had been with the same bank since primary school. They also […] read more
belindafellows_clientstory_011_proof-web-ready
Having a great mortgage broker can really help ease the stress and strain that comes with buying a property – particularly when you’re doing it solo. Getting back into the property market was a priority for Belinda Fellows, after she had separated from her partner and they had sold the property they had together. “I’d […] read more
ellynic_clientstory_010_proof
It was Christmas Eve 2015 and Elly Marie and her husband Nic were busy with their new baby and planning their upcoming wedding in February.  On a whim, they decided to put an offer on a unit – another investment property – which they didn’t think would be accepted. It was. With no finance preapproval, […] read more

Stay Connected

Sign up to our newsletter