Testimonials

I would recommend Dennis and Lorraine to my friends and family - they were very lovely, always helpful and pushed really hard for us in rushed and pressured circumstances - thank you guys!!!! See you next time (hopefully only a few months away!!!!)
Rachel

Dennis Mrjlak was amazing! We will continue to use him for all future purchases.
Mark

Dennis was an excellent adviser he let us know exactly what stage we where at. Everything he said in regards to rates, fee, etc was exactly what was given. Nothing was a problem for him. I would highly recommend Dennis to other people.
Jason & Donna

Dennis was extremely dilligent, and always available to provide advice, and keeping us informed of progress at each and every stage. During some issues with the bank (their fault, not Dennis'), Dennis really went out of his way to liaise and work with all parties involved to make sure things were sorted out as quickly as possible. In comparison to the very average experience we had with our conveyancor, I must say that the services from Smartline were absolutely excellent and I would have no issues in recommending Dennis to friends, colleagues and family
Monica

We found Dennis' knowledge of the loan process invaluable. For example Dennis helped us obtain a loan appropriate to our needs through our bank when the banks loan manager did not think it was possible. Dennis kept us informed through out the loan process which reduced the stress of selling and buy significantly. Thank you Dennis and Smartline.
Warwick

Dennis was great as always. Would highly recommend him.
Christian

Dennis has been our Adviser for around 10 years. Dennis wrote our loan for our first home, a two bedroom unit. When we were ready to move to a house three years later, of course we went straight to Dennis to talk about our options. This year Dennis helped us restructure our home loan to allow us to take up an investment opportunity. His knowledge and service is impeccable.
Philip

My advisor was most comprehensive and helpful. Clear explanations and prompt replies were the highlights of his service.
Adrian

Dennis has always been great, he goes out of his way to make sure we are getting the right deal and makes us feel comfortable about our choices.
Darren

Dennis has been very helpful. Will contact him again if we decide to get an investment property.
Laurence

Dennis was recommended from a close friend. All I can say is a big thank you to him for allowing Lin and I to purchase our first home - you helped our dreams become a reality! Your attention to detail service are second to none! Will be in contact again when we are looking to invest and will recommend all our friends!
Andrew

The best mortgage service i have ever received. Dennis went extremely out of his way to help. The whole process looked to me like a huge headache but Dennis simplified it for me and guided me the whole way through. The experience was fantastic and i would definitely not consider anyone else for the job. I have recommended him to many friends and work colleges and all feel the same way about his service.
George

This is the second time I have used Smartline to purchase a house. The team handled everything with the bank and was clear and concise on what documentation was required to attain approvals. I have already recommended the service to others I work with. Thanks again!
Adam

The service we have received from Dennis Mrljak was second to none - Dennis was always willing to go out of his way to assist us, responded promptly to all our questions, was incredibly knowledgeable and left us feeling 100% confident in our decision. We will certainly be recommending Dennis to our family and friends.
Kiah

Dennis Mrljak from Smartline was the best Financial Advisor we could ever have. We are so lucky to have him rather than us going to the bank which proved extremely hard at the time when we first applied to purchase our first home. Dennis took over and everything was done accordingly. He did the job all the way. We are very grateful. I will always recommend Dennis and Smartline to everyone who would like any kind of financial advice.
Mary

When we first applied for loan, we couldn't get it from any other banks due to global financial crisis. Dennis help us to get a loan for us from one of your lenders. Without his assistance, we wouldn't be able to get a loan at that time. Since than we had 2 more additional loan, and he assist us to get those loans as well. I already referred him to two of my friends. If we need any other loan, we'll definitely talk to him again. I also like his regular emails regarding to current market moves and rates.
Hakan

Working with Dennis on a number of complicated loan approvals has been a breath of fresh air. He is highly professional, very knowledgeable in terms of products and services and has been very responsive and helpful in expediting the loan process for us.
Russell

Dennis was extremely helpful during our loan process. He took the time to meet with us personally, explain the process in detail, and gave us detailed summaries of the existing products in the market so we could make a well informed choice. He was always personable, responsive, and patient with us during the entire process, even when we decided to restructure our loan at the last minute. Dennis was always available to answer all of our questions, and we would not hesitate recommending him to family and friends. We would definitely use his services for our next property purchase.
Brian

Dennis has helped us a couple of times now, and we have been very happy with his service. We will definitely be going back to him in future.
Regie

Dennis Mrljak, has been our adviser for many years and we have recommended him to many of our friends for his extra ordinary friendly service. He is humble and civil in his approach and has made us feel as if we are talking to one of our family members. Dennis goes extra lengths to explain to us what we needed to know. We have high regard for his service.
Abebaw

I have found Dennis and his staff excellent and have recommended family and friends to Dennis. Furthermore, both of my sons purchased the first homes this year with Dennis's help.
They have also stated that he was excellent.
Terrence

The help provided by Dennis and Lorraine made the process less painful. Not having to deal with the bank reduced the overall stress of the process. This is the second time I have used Smartline to purchase a house. The team handled everything with the bank and was clear and concise on what documentation was required to attain approvals. I have already recommended the service to others I work with. Thanks again!
Adam

We have just purchased our 2nd Investment property through Dennis Mrljak at Smartline. A friend of ours who has multiple investment properties recommended him to us. Both times we have felt the utmost confidence in his advise and information on different home loans to assist us in our choice and decision to purchase. He has always been extremely patient continually responding to each request we made to change figures around and always responding quickly to our e-mails. He checked over the contracts and double checked the banks were charging what they should which gave us peace of mind and confidence in our purchases. I never felt like I was asking a stupid question and he explained his answers clearly so I could understand exactly what we were doing. He has also saved us money by presenting to us a number of banks with lower fees and interest rates. We would not consider using any other Mortgage advisor and have recommended Dennis to another friend who has purchased an Investment property as well. Thank you Dennis.
Jillian

I have dealt with Dennis and Loraine over many years. They have helped me out of some tight situations. I appreciate their help and service.
Philip

Smartline provide a convenient and professional service that takes the hassle out of comparing various lenders when seeking a home loan. I would highly recommend them.
David

Dennis could not have been more helpful. Great service, very happy.
Tony

My Smartline advisor Dennis Mrljak found the right loan for me and worked hard to secure it. He was always available to answer my questions promptly and efficiently, even over the Christmas holiday period. His advise was the best possible resource to navigate me through the often bewildering business of purchasing a property. If all the Smartline advisors offer such a high quality of service then I have no hesitation in recommending them.
Jean

Dennis has been more than helpful during the extended time which I went through to buy my first home.
Prabhu

Our first experience with Smartline was with Simona who impressed us with the depth of her financial knowledge and delivery of service. Simona was the reason we returned to Smartline a few years later where we dealt with Dennis as Simona was on maternity leave. We have used Dennis on a number of occasions since and every time he has been able to source a product that suits our needs. Dennis is always available to answer questions and continually meets our expectations by reliably following through with actions and information. We also acknowledge Lorraine from the office who is always friendly and aware of what stage the approval process is in. Though we have only ever dealt with the three of them, together they make a fantastic team and we refer their services continually.
Peter

Have really appreciated how approachable and patient Dennis is with all the questions and requirements that our family throw at him. Have already happily recommended him to friends and colleagues.
Linley

A friendly and approachable service. Willing to help above and beyond the standard level of expectation. Highly recommended.
Robert

I would like to thank Dennis and staff for all their help in every way in getting the loan. I have highly recommended Smartline family and friends.
Wayne

We have just purchased our second investment property through Dennis Mrljak at Smartline. A friend of ours who has multiple investment properties recommended him to us. Both times we have felt the utmost confidence in his advise and information on different home loans to assist us in our choice and decision to purchase. He has always been extremely patient continually responding to each request we made to change figures around and always responding quickly to our e-mails. He checked over the contracts and double checked the banks were charging what they should which gave us peace of mind and confidence in our purchases. I never felt like I was asking a stupid question and he explained his answers clearly so I could understand exactly what we were doing. He has also saved us money by presenting to us a number of banks with lower fees and interest rates. We would not consider using any other Mortgage advisor and have recommended Dennis to another friend who has purchased an Investment property as well. Thank you Dennis.
Jilian

I have used Smartline on several occasions over the past ten years and found their staff to be very friendly, informative and enthusiastic in providing loans. They are more than willing to help out with any after service issues that may arise. On one occasion, the bank we applied for a loan with took too long to process the loan and as a consequence we where charged additional interest on our current loan. Upon discussing our situation with the team from the Parramatta branch, they took our case to the bank and where successful in getting a reversal of the interest charged on the current loan. It wasn't a life changing amount, but if sure felt great getting one back on the banks.
Andrew

Dennis Mrljak provided great advice and support throughout the whole loan process. He responded promptly to all my questions, guided me through all loan offer documentation and made sure my loan approval was obtained in time even though we had a few hiccups with the vendor and real estate agent. Being a first time home owner, I was lucky to have Dennis' assistance. Thank you.
Cassie

Dennis has gone far beyond standard service. Dennis has always been at my beck and call anytime of the day. Many thanks to Dennis. I don't know how others operate within the Smartline group but if they are like Dennis Smartline is the people to speak to in regards to fiance.
Antony

I am happy that I made the decision to go to Dennis. Without his help, we wouldn't be able to get the right loan and wouldn't be able to have our house. We appreciate his help and assistance along the way.
Hakan

Smartline provided with timely advice and were great in refinancing my loans into one loan which was much more manageable and cost effective. They keep me updated on the latest trends via the newsletter and I have recommended them on a number of occasions.
Alana

We had used Smartline before, so recently when we were looking to move house, we chose them again. Dennis Mrljak was again amazingly helpful (and patient) as we worked through various scenarios - complicated by a number of variables. Dennis provided us with options, was available to answer queries and concerns and walked us right through the process - and all with a friendly smile. We are most grateful to Dennis and Smartline who not only provided a service but added value beyond expectations.
Robin

I would highly recommend Smartline. The most efficient company I have ever dealt with.
Gavin

Smartline literally changed our lives. Without Smartline we would not be in our home now. We were delighted with the service we received. we would not consider going anywhere else as Dennis and his team were so fantastic Thank you, thank you, thank you!
Joseph

Dennis has always been extremely helpful. He helped us buy our house and our investment property and we always knew we were in great hands. We can always contact him, even after work hours, and none of our thousand requests troubles him. He is a very kind and professional man and my husband and I trust him deeply. I will always recommend his services because he exceeds everyone's expectations. I wish every person we deal with was like Dennis!!!!
Italia

I am very happy with the service. Thank you everyone.
Ramprasad

Smartline has friendly, professional staff, who are available at a time and location that suits me. They even go through all the loan documents and deal with the banks directly, which makes the process much easier. I have no hesitation to use Smartline for any loan or mortgage needs.
Darren

We have associated with Dennis for over 10 years and he treats us like personal friends. He has helped us on several occasions for which he did not get any financial benefit, and he is still so willing to help us.
Yuk-Tung

Dennis was the best. He went through everything down to the last tee, he was always there holding our hand and keeping us sane. I would treat him as a friend the friendship will remain. Smartline are like your best friend. They treat you like a person not a number. Dennis was (is) like a big brother.
Kevin

Dennis is always super quick to reply to emails or return your call no matter what the query. Much appreciated! Sounds silly but these days it is very difficult to get anyone to return your calls!!!
Christy

I have used Smartline three times over the past two years and have had outstanding service. I will continue to use Smartline and recommend them to others. It is nice to deal with people who are professional and return phone calls.
Ian

I've been dealing with Dennis and Simona for many years and even though my loans are relatively small, they have been unfailingly helpful, courteous and charming!
Victoria

We refinanced our home and investment loan at the same time, it was so easy, Dennis and his team (Lorraine) were fantastic. They took all the running around and hard work out of refinancing. This is the second time we have changed our loan with Dennis and would have no hesitation in doing so again.
Lisa

We find anytime we deal with Smartline, which has been often, it is worry free. We just know that this part of any property deal will go smoothly.
Loraine

I couldn't be happier with the service all the hard work was done for me everything was simplified, very professional service from Dennis Mrljak and Lorraine Boxsell on behalf of Smartline. I have already referred two of my work colleagues to Dennis Mrljak and they were just as impressed with the service, and thanked me for referring them.
Most important thing was I still receive support and follow ups after my settlement had taken place from a customer point of view I find that very important, and with nothing to improve on the outstanding service.
Charbel

Our advisor, Dennis Mrljak at North Parramatta, was very patient and informative. He took the time to explain every step of the process of applying for a loan to us very carefully. As things moved towards our settlement date, we had to see Dennis and ask him to do things for us at short notice, which he was happy to do. It was very reassuring to feel that nothing was too much trouble and we were kept informed every step of the way. We would not hesitate to recommend Smartline to anyone choosing a home loan.
Matthew

Dennis' understanding of my requirements, product knowledge and sheer hard work are why I recommend him to my friends and not to my enemies.
Julian

Dennis at Parramatta has now been servicing my loans (7 in all) in about ten years, and, if he and his staff were not 10 out of ten I wouldn't keep going back, would I? Dennis keeps me abreast of fluctuations in rates and advises accordingly, and will probably change one of my loans on one of my properties to my advantage.
Marie

We think the service from Dennis and his team is fantastic! I know there were hassles this time as it was a tight turnaround for settlement, and we saw first-hand some of the poor service from the bank, but despite this, one always got the feeling that Dennis was working on all fronts possible to come up with a positive solution. Not once did he do anything that would make me question his decisions. If anything, my admiration and confidence in his solutions has grown over three or four transactions. Dennis has succeeded where others have failed, and I am always thankful for that. The solutions and level of service are great. This time particularly I enjoyed partnering - doing our part to help Dennis do his part, in the time we had available.
Sydney

Dennis has arranged over 15 loan products through the years for my partner and myself. I have always found him and his business associates to be professional and willing to go the extra mile to ensure that the process of arranging the finance and ensuring the settlement transacted smoothly. The fact that he and his associates acted in our best interest at all times allowed us to sleep peacefully at night. I recommend Dennis and his team to any potential client no matter what the value of the loan or the complexity of the product they are attempting to negotiate.
John

Our Smartline adviser was always available for me to find the best mortgage. I think the purchase and repayment of your house is a long lasting process and I personally am confident to pickup the phone and ask for help and more information. It is amazing how much of the burden they carry for their clients and look at any aspect of the client's wellbeing. Thank you.
Stoyan

Dennis was fantastic - always available, knowledgeable, plenty of great advice and extremely friendly. Absolutely will use them again and very happy to recommend his office to our friends.
Jonathon

To all prospective home loan seekers!
I would definitely recommend seeing a Smartline consultant when organising finance for the purchase of a property.

Our consultant Lorraine from the North Parramatta branch was so professional, friendly and patient with the endless questions we had. Lorraine spent time with us discussing different finance options and helped us understand the upsides and downsides of various options which made the choice a more comfortable one to make - which was important as the mortgage will be with us for a while!

The process of buying our home was made so much easier and less stressful.
Josephine

Smartline provided us a level of service which exceeded our expectations. I have already recommended Smartline's services to friends and family and would have no hesitation in doing so again in the future.
Scott

We always felt like we were someone and not just a number. Nothing we asked or requested was an inconvenience. Dennis and Lorraine from Parramatta are just the best. They are both so understanding and were always there if we needed a chat. I have dealt with Smartline for my last three housing loans. I have introduced two other friends to Smartline as well. I will certainly without hesitation be using Smartline again.
Michelle

Our Consultant, Dennis, we have recommended to friends of ours who are currently using him for their loan setup. Both Dennis and Lorraine have been more than helpful, and always returns our calls and responds to our email messages promptly. We are glad that we found them.
Jason

I was very happy with the service that was provided by Lorraine Boxsell. I would highly recommend her to anyone that was looking for a loan.
Darren

I have used Dennis twice for home loans. He takes the worry out the loan process.
Any issues that have arisen Dennis has resolved for me. Excellent client liaison between them bank and client. Which takes away the worry when negotiating the loan. Would always use Smartline.
Geoffrey

I have used Smartline services over the past five years, and have recommended Smartline - especially Dennis Mrljak from the Parramatta branch to all friends and work colleagues.
Thanks Smartline!
Michelle

We have been using the services of Smartline since 1997 (about ten yrs.) and we will stick with Smartline for any loan requirements we will need in the future as they have helped us a lot in getting a loan and they gave us excellent advice on our finances ie consolidate our debts and pay-off unnecessary credit cards. They have helped us with our queries regarding our loans and problems associated with paperwork.
Antonio

Contrary to what friends and family said about the hard work in purchasing a property. The hardest thing I found was finding the right property. Dennis and the crew at Smartline Parramatta made our first experience with investing in property an enjoyable one. We can't wait to purchase our second with the help of Smartline once again.
Brian

I found Smartline Parramatta very helpful in the purchase of my first new home as they provided me with all the information I needed including great service, fast response and useful information. I would definitely use them for future purchases and recommend them to any of my friends.
Katrina

I would and have definitely recommended my Smartline consultants. They have been so helpful and made everything so simple and easy for me. In the future I am going to be looking at selling my current home and looking at getting another home, I shall be going back through Smartline.
Sharon

I have used a mortgage broker in the past but found this time around to be a better option for us. The service from all staff involved was excellent and very professional.
Ian

I've always used Dennis, and always will!!!
Dennis is always there, along with his staff, and, even when I ventured to Egypt I was always kept informed, and by phone!!
I have used Dennis now for six loans over the past few years and have no reason to move to another consultant.
Marie

Shane and I would like to thank Lorraine and Dennis from Smartline (Parramatta) for their continual support and valuable advice. We would, without hesitation contact Smartline again should the time come that we decide to sell or feel the need to refinance.
Michelle

Smartline were there for us whenever we needed them, They helped us with every step of the way and helped us tackle a few problems along the way as our home loan wasn't so straight forward. I will definitely refer Smartline Parramatta to my friends and family.
Tania

We have been in contact with many mortgage brokers and did use a different one once for a loan. They didn’t deliver on what they promised and the deal nearly fell over. Most of them don’t know what they are doing and couldn’t "better" the loans we already had through Smartline. Smartline do what they say they will and they know what they are doing.
Peter

It must be boring reading the perfect 10 all the time for Dennis and his crew, but they are so exceptionally good, and so professional, we have already recommended them to our family and friends. Thanks.
Phillip

We love using Smartline, you take off the pressure when purchasing a house. We have used Smartline twice now and have found your services and people to be great and very helpful. I would recommend Smartline to anyone. Keep up the great work
Christopher

Dennis, Simona and the staff of Smartline, Parramatta, have been very helpful with our mortgage enquiries and always ready to assist us with our needs in getting the right home loan. They are always there if we have any problem or questions with our loans. We have been dealing with them for nearly 11 years and most of all they treat as a friend not as a customer. We will always recommend them to anyone.
Antonio

I was well informed all the way throughout the loan procedure and was always offered options and/or solutions. I would highly recommend them. Well done!!
Joe

I have had nothing but help and consideration from my consultant Dennis Mrljak way back in 2005 when I had no choice but to refinance my home loan, the help and understanding which I received was excellent. I have nothing but praise and thanks for Dennis. I basically just handed everything to him and his team and they took care of the whole situation, with very little stress for me which was very much appreciated. Thank you.
Sharon

So many mortgage loan providers tried to get our custom especially Commonwealth Bank, but we stick to Smartline because they know their product well, therefore, are able to present us the most suitable customised loan. We can depend on them for service any time and are professional at all times. The Parramatta Staff are all very caring and a great team!
Fook

Dennis and his team made our first experience of buying a home a breeze. They worked with us from the start until the end and still remain in contact. We felt valued and genuinely cared for in making the greatest financial decision in our lives.
John

Dennis was very professional and easy to communicate with. I will use him again and tell my friends about him. Mine was a particularly difficult and complicated loan yet our Smartline Consultant worked very hard to make sure I got the approval and best loan available for me.
Thanks again.
Margaret

I have dealt with Dennis on two occasions, my brother has dealt with Dennis on at least two occasions and my partner and I have referred at least five friends to Smartline services. When duties had been delegated by Dennis there was no compromise on service and Dennis still remained available. Efficient responses are always made with no questions ignored and the important milestone for young people of buying property is acknowledged and understood even though they deal with it every day.
Roslyn

What I liked most about my adviser is his positive attitude, he finds a way to make home ownership possible and reasonable, and he is available at all times. I also like the newsletter sent to us telling us what's going on in the real property market.
Doris

Lorraine at Smartline has always been very helpful to us and nothing is ever an effort. We found we were always treated like a person and not just a number. We have been back to Lorraine on several occasions and would recommend Smartline to all our family and friends.
William

Excellent service during the three dealings that I have had with the company. Highly recommended by myself and friends who also have achieved their loans with minimal fuss. Extremely friendly and always available to answer questions and offer valuable information.
Maureen

I highly recommend Smartline at Parramatta. We have dealt with Dennis and the team many times over the last seven years and they have always provided a prompt, professional and reliable service. Thanks.
Annette

I think Dennis Mrljak and his team are wonderful. I have recommended him to several friends who have also been pleased with his service, friendliness and professionalism. I will continue to recommend him to everyone I meet.
Sally

I have personally used Dennis on three occasions and have recommended him to friends because he gives such great service. He is always available to answer my questions and will follow up on everything he says he will do. I will definitely use Dennis again in the future.
Gabrielle

We have used Smartline since 1999 (when buying our first home) for all our mortgage and refinance needs. We like how you are able to see clients in the time that it suits us (evenings) and we like how we can ring your office and if Dennis is not available then Lorraine or someone else is able to attend to our enquiries thus avoiding delays. We love receiving the Christmas and birthday cards which shows how much they value their customers.
Darin

After five years of renting, and with the Sydney property market always growing faster than our saving, let alone our age also increasing, it looked like we would never get any were of our own then we meet Dennis from Smartline Parramatta, he was so helpful not pushy, but positive a champion of a guy, the next day he sent emails of different ways and some recommendations , after a couple of days he phoned me to see if I had any questions and that I understood everything, he was brilliant many thanks to him and his team. His Smartline team was recommended to us and we tell everyone to contact them, if they could help us they could help anyone.
Once again many thanks.
Dave

We have been dealing with Dennis for many years now and he has always made us feel very important, like we were always his priority.
Loraine

I loved the fact that we got a fast, efficient answer on a loan that another lender had tried for two weeks to get and failed. We found Dennis and the team gave us results that we weren't getting from elsewhere. When it was getting too hard for others, Smartline came through with four alternatives, and worked with us to see our desired outcome come to pass.
Sydney

Appreciated the open communication and constant feedback. I felt I was always "in the loop." Smartline provided a very professional service. My concerns were always addressed immediately and solutions provided where necessary. The communication was great, I was never left wondering where things stood with my loan.
Paulette

It is always a pleasure to deal with Dennis & Lorraine. They always go above & beyond to help us.
Benjamin

Dennis Mrljak provided a very high degree of service and was very attentive throughout the process. He is a credit to your organisation. His support team also appeared to be very competent.
Andrew

Dennis & Lorraine held my hand throughout the whole process with each of the loans acquired & gave service which was beyond the call of duty. Without them settlements on the properties would not have taken place when they did.
Jennifer

I would not hesitate to recommend to others, as it made getting the correct home loan for me so easy and the service provided was very reliabble.
Ben

Have already recommend Smartline to my friends and in fact my two nieces have already used Smartline to assist in the purchase of their first home.
Julia

Being a buyers agent, I have the opportunity to assist buyers of property all over Australia. Having Dennis Mrljak as my finance broker has given me a professional, courteous and knowledgeable person, to whom I am more than happy to refer over 50 clients a year.
Recently Dennis went that extra mile with some nervous clients of mine, attending their home 3 times to make sure all of the paperwork and all of their questions were answered quickly and efficiently. This service, although an extreme case, shows the lengths he is prepared to go to, to get those deals through. Well done Dennis.
David Thomas
Buyers Agent

We have used Smartline services twice now and both Simona and Dennis have made us feel welcome, never pressured us, yet gave great advice on the offers available. Nothing is a problem for them and they always return our phone calls. Smartline provide a friendly, reliable service with a great team, Thank-you.
Allison

Dennis handled a very complicated deal for us in a very short time and nothing was a problem for him. We thank him and his team for all their help because with out them we would not have been able to purchase our new home.
Adam

Dennis Mrljak couldn't have been more helpful. His advice was spot-on and he went to great lengths to ensure that our home loan went without a hitch. I would have no hesitation in recommending him and smartline to any of our friends and associates.
Glyn

This is the third time we have used Dennis and he is always great.
Michael

We have previously purchased property dealing directly with the bank, we have used other mortgage brokers and find that we are making all the phone calls to find out where things are up to. Our consultant at Smartline made contact with us almost every day either by phone, fax or e-mail to keep us informed. I would definitely use the services of Smartline again and I have already recommended Smartline to a few friends. Smartline was recommended to me.
Jason

Dennis and Simona with Lorraine at Parramatta have been helpful and courteous throughout this and the several other loans I have organised through them over the past 5 years.
I did use another broker once, but I won't make that mistake again.
David and Anette

We needed to settle quickly, it was important to the seller, and therefore us in order to get the price we wanted. 30 June we settled, I think it must be a record. Impressed with Smartline - yes.
Carl

I was very happy with my consultant in the quick and more than happy to help attitude he had.
The only thing I could suggest would be to employ more people like Dennis.
Thank you
Sharon

Dennis and Lorraine from the Parramatta office could not have provided my wife and I with a more comprehensive service. I would not hesitate to recommend Smartline to my friends and colleagues.
Lee

Both Simona and Dennis have always been very helpful and have been very patient with all the questions I have asked. Being a complete amateur in the buying market they always went that extra mile to help me. I would recommend them and have to my family and friends - eg. both my nieces got their home loans through Smartline. My brother-in-law was very impressed with their efficiency and great customer service.
Julia

Friendliness, efficient and not intimidating.
Dennis and his staff were excellent and the small touches were much appreciated and made a great impression. would certainly recommend him.
Judith

I have organised a few loans with Smartline & have always found it to be worry free.
Lorraine

Dennis and Simona were approachable for advice in all parts of the process, always extremely friendly and provided helpful, honest advice. They felt more like a friend one would turn to for advice rather than a business and they made things simple.
I highly recommend them and would be the only people I would turn to for any future refinancing.
Robert

I got what I was expecting. I believe the Smartline team is the right choice for the right people to get the right home loan.
Ali

Dennis Mrljak and the team are professional, give prompt service and identify the most suitable loan for us without any hassles.
Annette

They were very cooperative and would recommend them to many new investors and home buyers....
Dennis Mrljak did a very good job with his staff at his north Parramatta office always readily available and helpful.
Shane

Simona Lai was 100% professional and we didn't realise what a fantastic product she had organised for us until we went to the bank to open our accounts.
Charles

We think Dennis Mrljak should be Mortgage Broker of the Year. We have used Dennis's services for our property investing business for five years and referred at least 20 people to him. We have watched his business grow and he has always given us excellent service with high integrity and professionalism. Dennis has been highly recommended also by those we have referred onto him. This level of service is worthy of recognition.
Annette and Dave

Simona was fantastic. It was our first time and she was most helpful. We were very impressed with the service all round and will definitely be recommending your services to others. Also, your staff in the office, particularly Lorraine, were always on hand to answer any queries we had which was great.
Helen

We like the convenience of the out of hours service and the choice of lenders available to Smartline. In our case it would have been difficult to find a loan without Smartline's help.
Warwick

Dennis Mjlak was very friendly and accommodating. As this was our first home Dennis and team were very understanding and quick to answer all our queries which made us confident and comfortable through the whole process.
Thank you Dennis and team.
Christy

The consultant (Dennis Mrljak) provided great service... was always happy to talk, returned phone calls promptly and followed up any problems with the financial institution immediately. I will, and have already, referred him onto friends.
Gabrielle

Both Simona and Lorraine from your Parramatta office were very helpful with all aspects of our home loan. They were always readily available to answer all our questions and were always on top of things. A pleasure to deal with and have recommended Smartline to friends.
Rob and Kelly

Very impressed with the after settlement service. So helpful during the process even though we changed the loan we wanted and the bank had to reissue the documentation. Would definitely use again. Good Service from this office.
Richard

Lorraine, Dennis & Simona are absolutely fantastic. They came highly recommended by a work colleague. We have been using them for 5 years now & will most definitely continue to do so.
They bend over backwards & go above & beyond to help us in anyway they can, at anytime of the day or night & even weekends! They go highly, highly recommended to family, friends & anyone who asks us who are mortgage brokers are.
You guys rock!
Nicole

Very good service. Simona was always friendly and helpful and always answered our "silly" questions. Very professional and personalised service. I have recommended you to some of our friends already.
Simone

An excellent service. We have recommended Smartline to others. (Please send me some more of your business cards as I give them to people during the open house inspections while I am selling my property).
Pauline

Being a single young woman and a first home owner with no experience or knowledge of loans I really appreciated the very clear explanation of my home loan options & the time Lorraine took to understand my personal financial situation and lifestyle. The result is that I am extremely satisfied with the mortgage Lorraine helped arrange for me - the benefit being that it is so well suited to my situation that it's enhanced my enjoyment of my new home! I would recommend Lorraine and Smartline to anyone interested in obtaining a competitive mortgage and great service!!
Josephine

Dennis and his team at Parramatta were fantastic... really patient & helpful & had a sense of humour Thanks Guys :)
Ranna

The service we received from Dennis Mrljak was amazing.We had to re-apply for a 2nd loan when we discovered our first choice"Dream Home" was really a Nightmare in disguise. We had 2 1/2 weeks to vacate our existing home & the amazing Dennis pushed through the 2nd loan in 2 1/2 weeks so we were able to move in & not rent.A fantastic effort.
William and Christine

Dennis did and still continues to do an excellent job with our home loan requirements. From a email to a letter, he is constantly in touch with us to ensure that we have everything we require.
Gregg and Kim

I like the service from my consultant and also suggest her name to my friends. Thanks to Smartline for helping us with our home loan.
Mahendra and Trupti

Simona Lai was a wonderful consultant. Very efficient and kept me informed of the progress. I will definitely recommend her/Smartline.
Susan

Dennis is an absolute champion and I have recommended his services to numerous people since and will continue to do so.
Simon H

Dennis and Simona are always available at the drop of a hat to help.
Anne

My consultant was a very humble, down-to- earth type of person who takes the time to explain every thing I needed to know. This of course led me to make the right decision. He goes to extra lengths to help someone make a decision on their own. That is why I recommended my consultant to a friend of mine. I will continue to recommend Smartline to the people I know.
Abebaw

I have used Simona Lai on several occasions and she is superb. I am by no means a big time borrower but she treats me as if I am.
Victoria

As a repeat customer of Smartline if it wasn't for Dennis then I would not have contacted him to assist me with my loan needs for the second time around. Thoroughly professional and dedicated towards his customers and sensitive to their needs. I have no hesitation in recommending Smartline and will definitely contact Dennis should the need arise in the future.
David

I found Dennis Mraljak the consultant extremely helpful and easy to deal with. His level of service and follow through have been exceptional.
Louis

Our consultant was able to come to us at a time which didn't interfere with our jobs (out of normal working hours). She kept us informed as much as possible. Thank you.
John

I would like to take this opportunity to express how pleased I was (and have been in the past) with the service provided by my Smartline Consultant - Lorraine Boxsell. A complicated situation was handled particularly well by Lorraine - something I am extremely grateful for. Not only that, she is a delightful person to do business with. An outstanding individual!
Jarrod

Dennis was terrific. My family and friends and I have used his services at least nine times. We can't commend him highly enough.
Ian