Meet your Adviser

Jim Ellis - Personal Mortgage Adviser

After almost 40 years in the banking and finance sector, Jim Ellis became a Smartline Broker and his skills and experience deliver superior mortgage solutions to his clients.

For 10 years Jim worked at the CBA, providing both commercial and residential lending to a client base consisting of medium to large companies as well as individuals.

“I have always operated on the principle of having a comprehensive understanding of what my clients want to achieve – and then adopting a strategy to achieve this,” said Jim. “I enjoy working directly with my clients and making a difference to their lives.”

Jim’s credentials encompass financial and accounting qualifications, including an Associate Diploma in Accounting and a Diploma in Banking and Finance. This combination equips him to provide sound advice to investors.

“What’s most important is having the life experience coupled with the qualifications. I hold investment properties myself – so have personal experience in the issues and concerns of fellow investors – as well as the knowledge of 40 years in the banking sector,” Jim said.

Jim has been a resident of Lane Cove for the past 20 years and is particularly keen to assist residents of the Lower North Shore with their property requirements.

Jim's mortgage broking business is based in Lane Cove, but he is fully mobile and services all areas including but not limited to Chatswood, Artarmon, Roseville, Northwood, Gore Hill and Riverview.

10 Good Reasons to Do or Refer Business to Jim Ellis

1. 41 years of Local and International Banking and Finance Experience:

National Bank of New Zealand, New Zealand – 5 years;

Algemene Bank Nederland, London – 2 years;

Banque Nationale de Paris, Perth, Adelaide and Sydney – 20 years;

Commonwealth Bank of Australia, Sydney and Parramatta – 10 years;

Smartline Mortgage Broking, Lane Cove – 4 years;

2. I am adventurous. I love a challenge and will go to great lengths to find the right loan to suit my client’s needs;

3. Having helped a number of First Home Buyers finance the purchase of their first property, I appreciate that it is one of the most major and significant moves that a person takes in their life. I therefore understand the importance of showing empathy to the client’s position and providing a professional level of support and feedback throughout the whole financing process;

4. My level of service and expertise gained over 41 years as above is provided free of charge to my clients as I receive a commission from the lender chosen. Not only that but they have access to exactly the same products and interest rates as they would if they approached the Bank directly;

5. I follow the progress of my client’s loans from application right through to settlement. At no stage do they have to take time out from their working day to visit a Bank. Even after the loan is settled I will stay in touch and provide useful information on the state of the property markets;

6. I have the support of a highly professional mortgage aggregator in Smartline. They provide IT and marketing support and have the best software and tools in the business for calculating a client’s borrowing capacity and providing a wide choice of lending alternatives to meet their requirements;

7. I have a number of great business partners such as real estate agents, solicitors, insurance agents etc that I can refer clients to as and when required. I am also very active in the local community being a founding member of BNI Business Express, Lane Cove and a member of the Chatswood and Lane Cove Chambers of Commerce;

8. I have access to various property data bases and can provide a free comprehensive report on any property that my client’s have an interest in buying. These reports provide a sales history, comparable sales in the area as well as some general demographics on the location;

9. As a contribution to our community, we donate $10 to charity for every home loan that we organize. Nearly $200,000 has been donated to various children’s charities to date;
10. Click here for a list of client testimonials.