Testimonials

What Phillip's clients say about his service

We liked how easy and flexible Phillip was to contact and how willing he was to be part of the whole process of our construction loan, no issue too big or small for Phillip, he was willing to help at anytime.
Kristen

We will definitely be calling Phillip when we need to do the next home loan. So easy to work with!
Leigh

Phil Morgan goes beyond standard expectations, ensuring he keeps us up to date at all times, Phil on numerous occasions has ran around for us and made late appointments to suit our needs. We have used Phil for the past 4 years and will continue to do so.
Natalie

Phillip Morgan goes above and beyond to deliver exceptional and professional service and advice. I never hesitate when recommending him to family and friends as I know they will be well looked after.
Kelly-Anne

I had some problems with the bank, but Phillip sorted this out quick. He is good to deal with, I would have not been able to work with the bank by myself.
Adrian

Very happy with the service that Phillip Morgan provided especially after the terrible experiences with our existing bank. Phillip was able to tailor a loan that met all our requirements and secure the loan for our new home. Will definitely recommend to any of my friends looking for any financial service/advise.
Brett

Phillip, has a great knowledge of the service he delivers. We trusted him greatly. He did an excellent job. I would definately refer him to friends and family. Thanks Phil.
Paul

Excellent service. I would highly recommend Smartline. No sleazy salesmanship, just honest, helpful and reliable service. My adviser was always ready to answer my questions and work with me to find the best option for my needs. As well as upfront from the start about commissions and fee structure and overall a top-class professional service
Shaun

The fact that I live in Geelong and work in Melbourne, makes it extremely difficult for me to organise appointments regarding my loan forms, etc. Phillip goes the extra mile to ensure documents are dropped to me so I can go through them when I get home nad he comes out himself to pick them up. That's damn good service!
Jozef

The service that Phillip gave me and my partner was fantastic. I would gladly go to him again in the future if I was going to buy another property. Well done Phillip Morgan!
Michael

Phillip Morgan provides a fantastic service and really took away the hassle of negotiating with banks. As my wife and I both work full time to have someone doing our loan application and is acting in our best interests gave us piece of mind and saved us many hours. I could not recommend Phillip highly enough.
William

My adviser provided good communication and patience all throughout the loan process. You can get advice and loan deals from banks through Smartline that you wouldn't get if you went directly to the bank. Highly recommended.
John

The service provided by Smartline was first class. Phillip Morgan was extremely professional, helpful and provided excellent service. He provided us with various options for our loan to purchase an investment unit. His opinion was professional and valued. In response to recommending Smartline to other, I have already provided Phil's details to family members who are now dealing with him to secure funding for a new home. What else can I say, first class service with a smile! Great work Smartline!
Robert

I could not be happier. Phillip was absolutely fantastic. He was there to help me every step of the way, nothing was too much trouble. I am now happily living in my first home and telling everyone about Phillip Morgan, I've passed his number onto friends and family already. Everyone looking for a home loan should see Phillip Morgan!
Olivia

Having used the services of Smartline Personal Mortgage Advisers (Phillip Morgan) now on two occasions, the level of expertise and delivery has been excellent. I was provided with Phillip's one on one customer service. It is a great feeling to have this reassurance when dealing at a distance (Yeppoon Qld).
Ian

Great service, great people, great outcome. Smartline helped me with every aspect of my home loan and my representative was only ever a phone call away. I have already recommended Phil and he has already assisted my friend with their home loan options. I would recommend to anyone looking for quality service.
Marie

Phillip Morgan is fantastic. He listens, is extremely helpful, very knowledgeable and overall brilliant at what he does. We have already recommended our friends and coworkers contact Phil.
Anthony

Phil has been so helpful with everything involved in my loan processes. He always goes out of his way to ensure a great service is provided. I have referred him to a number of my friends and will continue to recommend him as he is fantastic!
Tayra

Smartline was an important partner as I looked for my first investment property. They demonstrated how their skills, experience and access to a range of lenders could add value to my purchase and subsequent borrowings and they provided an open communication line where any question I had, always had a positive answer. Congratulations and thank you to Phil Morgan whose guidance and support provided me the opportunity to start an investment portfolio.
Jozef

The service I received was first class. Every small detail was attended to and each stage clearly explained. Phil went above and beyond to ensure the process was stress free.
Ryan

Phillip is a fantastic communicator and makes re-financing very simple!
Kate

Phillip's knowledge and communication was outstanding.
Steven

Phillip is always available and has now helped us with two loans. We couldn't be happier!
Timothy