Testimonials

What Terry's clients say about his service

Great service, quick, knowledgeable, friendly, responsive and helpful.
Anthony

I regret not seeking a Smartline Adviser sooner, after putting up with the bad service and poorly trained staff at one of the big four banks for years prior. My Smartline Adviser made the application and borrowing process a pleasure and allowed me to focus on the more important issue of finding the right property to suit my needs. Thank you.
Adrian

Terry is a pleasure to deal with. He is genuine and a true professional.
Marco

I am extremely happy with the way Terry at Smartline Caroline Springs handled my account. I highly recommend him to anyone.
Aaron

We found Terry and his staff very approachable, helpful and honest. We have recommended him to a friend of ours who is going to contact him in the next month or so. I will keep him mind if anyone is seeking finance.
Michael

Terry was great in every way, very friendly and very willing to help. We would and will recommend him to anyone we hear needs any financial assistance.
Wendy

Terry helped us greatly in choosing a loan, provider and products. He explained our questions very simply. The follow up is excellent. It is important to keep up to date and Terry, does just that. I recommended Smartline to a colleague at work as he is just starting the process of buying a home. In brief, the products and services are so comprehensive the savings can be quite amazing. The market is changing all the time and keeping up is getting harder, that's where you guys make it easier. Anyway, keep up the good work, and thanks very much for all your help and savings.
Paul and Doreen

I delt with Terry from the Caroline Springs office and I was more then happy with the service provided. I really enjoyed the friendly atmosphere and the advice I was given was very helpful and easy to understand, and the fact that it didn't cost me anything for the advice makes it even better and I would not hesitate to come back for any further financial advice I need.
Peter

Very happy with overall service from Smartline. Will be recommending to others.
Jye

The process was made easy and Terry was always available to answer our questions. Thanks.
Jessica

Terry provided a wonderful service. He made it so easy and worry-free for me to go through this process. He explained everything clearly, was helpful with his advice to help me make a decision and was very accessible at all times. I am very grateful!
Franca

I found Mr Azzopardi to be straight forward and he explained matters to me in a language that I could understand, he was upfront with costs and fees (where applicable) so at the end of the process there were no surprises, his service was prompt and professional.
Stephen

Smartline are very helpful and provided me with the best service that I have ever had with any other bank or broker. Give them a try, I can guarantee that they will give you there 100% or great and friendly service.
Patricia

Terry was very easy to talk to, he listened to what we needed and then gave us useful advice on how to achieve our goals.
David

Terry Azzopardi was exceptionally patient and informative throughout the complex process of selling and buying our home(s). Timing was paramount which on occasion led to tensions becoming quite high for us, but Terry was always contactable and took time to walk us through every step. He became more than just our mortgage broker, he was our guiding light in dealing with solicitors and real estate agents!!! We couldn't recommend Terry and his team more highly - their professionalism and ability to make things happen was outstanding.
Jodi and Peter

Smartline helped me to refinance and it was a very simple process, they took control and did all the chasing around on my behalf, all I had to do was make the final decision and sign on the dotted line. The service given was outstanding.
Kerry

My husband had developed a rare bone cancer so all of a sudden our life changed. With no income I had to leave work and his business was put on hold. I learnt in life that nobody wants to know you when you are struggling even though we have always been descent people and always paid our bills. I had heard of Smartline through a friend, it took me a few times to phone him and I am glad I did. Terry treated us very compassionately and cared about our ploy, we may have lost everything had I not picked up the phone. We are now back running our plumbing business again and financially getting back on track. We are very grateful and don't hesitate telling people about Terry and Smartline. Thank you.
Sandra

Terry has always been helpful and has always tried to give us the best advice he can.
Emanuel

I've used Terry's services for many years, even prior to his time with Smartline. I'm very happy with his understanding our my needs, and the solutions he has found. I've found Terry very approachable, and nothing is ever too much trouble.
Shayne

Terry was so flexible in making my appointments, as I finish late from work and Terry always found away to give me a late appointment. Thanks
Salvatore

Smartline took all the guess work out of finding the right loan to suit our needs. The great service and the constant updating took away the stress associated with dealing directly with institutions. There is no doubt in my mind that I will definitely be recommending Smartline again.
David

Terry and his team at Smartline did a fantastic job of securing new finance for us, we would not hesitate to use Terry again, he has saved us hundreds of dollars in repayments.
Rohan and Alison

My Smartline adviser was very friendly and welcomed me to come and see him any time that we had a question. He was always only a phone call away. Thank you.
Joseph

Special thank you to Terry, he has been wonderful, informative and nothing is too much trouble. Will continue our dealings with him even though we are over an hour away form the office. Terry was very accommodating last time and came to us. So so grateful for this. Thank you.
Graeme

Terry and the team at Smartline took all of the stress out of getting a loan. Their knowledge and understanding of the requirements were much appreciated. Thank you.
Jeannine

The service provided took all the worry away from us and left us free to do other things. We went on a holiday comfortable in the belief that everything was being well looked after and we were not disappointed. We are happy clients.
Henry

It was with efficiency and professionalism from the staff at Smartline that l obtained my home loan. Smartline just took all the hard work out of getting it.
Amanda

Thank you Smartline. With the help and expertise of my adviser I was able to choose the right loan for me. Your service was always carried out in a professional manner. I would have no hesitations to recommending your service to family and friends.
Louise

Excellent advice and service. Made it easier for me on savings on home loan fees and better rates.
Joseph

I found Smartline the best and the quickest service, and that’s why I not only got a loan to myself and my son , but I recommended more customers and I will do more in the future.
Anthony