Testimonials

What Terry's clients say about his service

Owen was fantastic, we contacted him day and night and it didn't matter he was always helpful and he had the answers to every question we asked. Ours was a difficult case but he made it so much simpler and we would not have been able to get our new home without him. Owen and Lyn were the best help to us. We could not have asked for better people to help us.
Ross and Roslyn

Owen was fantastic and highly responsive in what is quite a stressful time when selling and buying a home. Owen's customer service level far exceeded what I thought we would be provided with to even emailing us a full history of houses we were looking at purchasing without being asked! Will definitely contact Owen again when we start to build our investment portfolio!
David

I really can't say enough great things about the team at Smartline Erina - from the very first phone call they were just superb. Both Terry and Lyn made the process so simple and were there for us whenever we needed. We are absolutely loving our new home so thanks again!
Timothy

This is the second time we have used Smartline and find them very professional and honest we have referred them to our friends and they to were very happy with the service. We rate them 10/10.
Mark

Can't speak highly enough of the help Terry gave. Excellent!
Andrew

I was extremely impressed by Smartline's professionalism and efficiency. Now I can pay off my mortgage without paying strata levies!
Paul

Terry always kept us informed as to what we could and couldn't do - he found us a solution when we felt we may miss out on a great property. We will certainly be recommending his services to our friends thinking of upgrading their homes or buying investment property. Thanks Terry!
David

Smartline are fantastic and came to our home in the evening when it suited us. They also provided a free property report to assist us in selecting the right property for purchase.
Brad

Smartline took the hassle away from dealing with the big money lenders and followed up on every aspect of the process with promptness and professionalism.
Jason

Great customer service and friendly advice from the Smartline team is the reason we keep referring our family and friends. The best deals around without the fuss!
Matthew

Smartline made sure that we got what we needed and always went the extra mile to make sure that it was delivered on time or sooner. If we had any problems with forms they came and helped us to fill in the gaps. They were always contactable night or day and fitted in with us. They were so efficient that our new Mortgage was finalised within a week not 6 weeks so we could a quick settlement. And they didn't stop there even after settlement they were still there to help.
Thank you Smartline you made this a very pleasant experience I have no hesitation in recommending you to our friends and family.
Glenn

Smartline has exceeded my expectations as a brokerage company. All of the advisers I have been in contact with have been very helpful and knowledgable.
Cameron

Owen was absolutely awesome through the whole process and even came to our house for the first time with only 2 hours notice when I first asked him. He helped explain everything very clearly to us and would have recommended him to both family and friends for their future needs.
Peter

Great customer service and friendly advice from the Smartline team is the reason we keep referring our family and friends. The best deals around without the fuss!
Matthew

Ten out of Ten for Owen Cant who has helped us twice now with an investment loan. We recommend him highly and without reservation. And he is a top bloke!
Graeme

I was recommended to Owen Cant from Smartline by a friend who raved about the service. We received fantastic service from Owen and the Smartline company and will certainly be encouraging others to go with this company. Owen went above and beyond for us, kept us up to date with everything and was always easy to get in contact with. Thank you Owen and the Smartline team for making buying a first home so easy for us.
Todd

Owen was attentive. He was always available to answer our questions, He went above and beyond to find us a loan and he didn't give up until he found us one. His advice was solid and he had a realistic approach with out giving false hope. We will also use his services for insurance policies. Thanks Mate.
Dominic

Thanks Owen and Lyn for your friendly service and great work in securing our home loan and finances. You have set us both on our path to a better financial future.
Jamie and Jane

Owen has been a fantastic help and I will happily refer him to anyone in need of his services.
Colin

Smartline made sure that we got what we needed and always went the extra mile to make sure that it was delivered on time or sooner. If we had any problems with forms they came and helped us to fill in the gaps. They were always contactable night or day and fitted in with us. They were so efficient that our new mortgage was finalised within a week not 6 weeks so we could a quick settlement. And they didn't stop there even after settlement they were still there to help.
Thank you Smartline you made this a very pleasant experience I have no hesitation in recommending you to our friends and family.
Glenn

Owen explained everything and made everything easy to understand and the whole process of buying a house a lot simpler. We had difficulty getting a loan through banks and we had given up on buying our home until a friend recommended we contact Owen and he made everything possible.
Aaron

Thank you Owen from Smartline for being there for us, you were there to answer all our questions and help us buy our first home.
Andrew

When I approached Owen, I was rather distressed with my personal situation. After a discussion with Owen, he proceeded to apply for finance for me. It was a great relief that my application was approved, this has relieved the tension in my personal life. I really do appreciate the assistance afforded to me by Owen. This was my first time working with a mortgage broker and it was a pleasure working with him.
Claire

Ten out of ten for Owen Cant, who has helped us twice now with an investment loan. We recommend him highly and without reservation. And he is a top bloke!
Graeme

Owen helped us with our first home purchase, he was a wealth of knowledge and ALWAYS available to speak to us. I really felt like he went to extra mile to secure us the best loan. We'll be calling Owen next time we're thinking of buying and will definitely be recommending him to all our friends and family.
Gavin

Smartline took the hassle away from dealing with the big money lenders and followed up on every aspect of the process with promptness and professionalism.
Jason

Owen has been advising us in relation to our mortgage for the last 10 years since we bought our first home and we have recommended him to all our friends and family. Don't know what we'd do without him!
Ian

Fantastic service. I really appreciate the way Owen has stayed in touch and followed up even after loan was settled, and also the ease with which the loan went through without too much effort on our part. I would definitely recommend Owen to others.
Nathan

Owen Cant from Erina was fantastic. We had previously been told that we were unable to refinance our home loan by another broker. Owen looked at our situation and was able to give us solutions. Owen is extremely personable and communicated with us every step of the way. He went above and beyond. This was very appreciated. We could not recommend Smartline Erina and Owen more and will be sure to mention this to our friends.
Brendan

This is the second time I have dealt with Smartline to obtain a mortgage. Both times I have been completely satisfied with the service provided and believe that the deals made were the right deals for my circumstance. Thanks again for the time and effort in making the process so easy and painless.
Craig

Owen gave us speedy help & advice. We had been badly let down by a lender with no loyalty. We are now happy with a new lender & still know we can contact & receive advice easily.
Marian & Don

I have found Smartline to be very customer focused with all dealings I have had so far. I will be continuing to use Smartline and have recommended them to other people in a similar situation to me.
Cameron

I have used Owen twice and would recommend him to anyone. Nothing was to much trouble for him.
Carrie

Smartline Erina provided us with a much better choice over the banks because we had a far greater range of loans to choose from and at a much better rate. Excellent service in today's society is often glib today, but not with Smartline - where care and attention comes first.
Richard
We have now used Smartline twice, and would most certainly use their services again. Terry Hunt and Lynn Smith went above and beyond for us. We felt utterly confident with their financial advice and their service was personal and professional. I cant sing their praises highly enough.
THANKS GUYS!!!
Tyson

We found Terry and Lynn to be very good to deal with with excellent follow up. We would refer them to anybody we know.
Lawrence

Owen Cant from Erina was fantastic. We had previously been told that we were unable to refinance our home loan by another broker. Owen looked at our situation and was able to give us solutions. Owen is extremely personable and communicated with us every step of the way. He went above and beyond. This was very appreciated. We could not recommend Smartline and Owen more and will be sure to mention this to our friends.
Brendan

This is the third time we have used Terry and we will use him again. He is very helpful and explains things about the various ways that is available to us and does come to our home after hours as we both work and nothing is a problem and is contactable anytime.
David

My wife and I were very happy with ourselves for choosing Smartline. The real personal service, attention to all our concerns and a last minute solution to a problem not of Smartline's making, demonstrates the quality of service we received. I have no hesitation in recommending Smartline's services to anybody wanting top shelf personal service.
Paul

Smartline's service is second to none. Owen Cant found the right loan for us and kept us informed through the entire process, and maintained contact after settlement. I would have no hesitation using Smartline again or recommending them to anyone. This was the most hassle free home loan that we have ever had.
Bradley

Smartline (Erina branch) is a tremendous mortgage broking business. They pay close attention to their clients needs. They offer sound advice. They explain things well. They are transparent in all of their dealings. They actively seek to make property purchases smooth, hassle free experiences. Their ongoing support, advice and information is first class. This is the second time in 18 months I've used their services. I've recommended them to several friends, and wouldn't consider sourcing a loan through anyone else. They are a first rate company, offering first rate service.
Brian

We appreciated the ease and the availability given and also your personal attention at all times.
Barry

We have dealt with Terry Hunt for many years and quite happily seek his advice whenever we need it. We have found Terry and his Smartline team very helpful and friendly at all times. They are like a part of the family.
Peter

Smartline made the mortgage application very easy to understand and reasonably stress free. Everyone was very helpful and happy to answer questions no matter how obvious they may have seemed. The whole team was very professional and I would highly recommend them.
Lynsey

We have just dealt with Smartline again and as usual we received great service, they can't do enough for you and I would definitely recommend them.
Graham

It is such a stressful time buying a house and having Lyn and Owen from Smartline do all the chasing with the bank and first home grant, etc helped enormously. Having them answer emails within minutes was great. This was the first home loan I have had so I can't compare with others but it was a great service and certainly took a lot of pressure off us.
Stephen

Terry knows his products and advised the best loans for my situation. At the end of the day it was still my decision on what company I went with. I was not forced or talked into anything I didn't believe in. Thank you and I will definitely come again.
Sally

I would recommend contacting Smartline to discuss your lending needs as they have an expansive knowledge of lending products available and the status of the real estate market as well as being efficient, friendly and easy to talk with.
Liane

Smartline were easy to talk to and open with the information given to us. The gave plain English explanations of the bank jargon. We took over seven months to finally find our home, but Owen was always happy to get property reports and help us out in any way possible.
Matthew

I'd be hard pressed to think of how you could add further value to your service as Owen was 100% on the ball and so very helpful. Nice bloke too!
Debbie

Terry Hunt from Smartline Erina has always provided excellent service for our mortgage and finance requirements and we would have no hesitation in recommending Smartline to relatives and friends.
Terry

Smartline really took away all the stress of buying my first home. I signed forms and Owen did the rest for me. Couldn't be easier or more stress free than that!
Jeffery

We have used Smartline three times now to either re-finance or access equity in our home. We cannot recommend Smartline, in particular Owen Cant, highly enough. Great service that is both friendly, respectful and efficient. Thank you!
Karen and Troy

Brenda and I are extremely pleased we chose Terry Hunt from Smartline Erina to help us add to, change and update our loan structure. This is an ongoing process and the advice and assistance has been first-rate.
Richard

Thank you for all your help throughout the process of getting us our home loan. We couldn't believe how quick and easy it was. You kept in contact the whole time and made us feel important. We wouldn't hesitate referring you to our friends and family.
Thank you so much.
Diane

We really appreciated the availability and prompt assistance from our advisor Owen. We found Smartline to be highly professional and were very happy with the products and services offered. Would recommend them to everyone, in fact we have!
Paul

The service exceeded all my expectations I did not have to do a thing all staff covered everything needed to be done. I will and have recommended this company to friends.
Bronwyn

Smartline's level of customer service is impeccable. I was extremely impressed by my consultant's speed and diligence in obtaining finance from my lender. My consultant was very polite and always kept me up to date.
Paul

Smartline provide a fantastic service. From the initial inquiry through to the final confirmation, it's a smooth ride with Smartline taking care of just about everything. I would have no hesitation in recommending Smartline to anyone.
Nicolas

My adviser was very helpful particularly as a mediator between myself and the banks. There were many delays with them and it just made it a much less stressful time. Also Owen was readily available to talk to me and always remembered me and my details.
Lynne

Owen Cant is a pleasure to deal with. This is our second loan written with him in five years as his wealth of experience and attention to client service is always refreshing. I have no hesitation in recommending him to others and think he should be benchmarked as your organisation and industry's model of customer service.
Troy

This is the third time that I have used Smartline for my home loan needs. Once to get my first loan, then to refinance and then for an investment loan. At all times I felt completely assured of where the application was at and my obligations. I'd never apply for a loan on my own!
Melissa

I have used Smartline on a number of occasions now, and have always found the staff to be well informed, professional and enthusiastic. I have already recommended Smartline to my friends. Thank you.
Sara

I have dealt with Terry Hunt on numerous occasions and he has been exceptionally helpful at all times and I have recommended him to several of my friends.
Gregory

We went through Smartline for our first home loan. As this was our first time we didn't really have any idea what we were supposed to do. Our consultant Owen was fantastic he always answered our questions straight away and helped in anyway he could. He was very approachable and made the whole process as stress free as possible.
Bradley

Great follow up. Very professional, approachable & helpful.
Brian

Totally recommend Terry Hunt and his fabulous team at Erina - They come to your house and into your family environment, nothing is ever a problem. They take the stress off your shoulders. Can't thank them enough. Thanks Guys.
David

Owen was fantastic! As first home buyers, it was a scary process to go through. But Owen put our minds at rest and made the process an enjoyable one. He was always available and answered our calls. He explained everything we needed to know clearly and simplistically. Thank you so much for a wonderful service. We have already told our friends about Smartline.
Candice

My consultant had a commitment second to none. She was ready for and eagerly awaiting our questions. We felt secure and comfortable with which is usually a scary lifetime commitment. I have already forwarded my consultant's number to friends who will be pursuing her service with Smartline. Every loan procedure will now go through your very efficient, dedicated and professional consultant at Smartline.
Thanks again for helping us buy our dream home. We love it.
Shane

My consultant was fantastic, friendly, easily contactable, worked around my schedule and made the process a breeze.
Stephanie

Service was excellent. I have already recommended my consultant to two of my friends who are going ahead with Smartline. My consultant is very bubbly and very well informed making life easier for us souls that do not understand the banking industry. Thanks, well done.
Jenny

We have recommended Terry Hunt and the team at Smartline to our family and friends and have done so over the pass eight years.
Donna

The service was impeccable and I would have scored more if that were possible!! Particularly keeping me informed EVERY step of the way and correcting another company's error impressed me greatly. I would and have already recommended Smartline to others without question. Well done and thank you once again for all of your efforts.
Brioney

My husband and I have always been well looked after when using Smartline. The service is excellent and the staff are pleasure to deal with, so all in all Smartline is the only place we would go to.
Linda

Our consultant was fantastic, she kept to a minimum the stress of our home purchase by being extremely organised the whole way through, a big thank you to her.
Antonio

My partner and I have used Smartline (Terry Hunt) for a number of investment loans over the last few years. We have been very happy with Smartline and Terry himself, and the personal service and attention he has given us. We will continue to use Smartline and Terry for that reason and have recommended him to our friends and colleagues on that basis.
David

I was really nervous looking for my first home loan, and felt completely dumbfounded with all the financial terminology. The Smartline team took the time required to help me wade through all of this, and gave me the confidence that I was eventually choosing the right product for myself and my family. Thanks Guys.
Jeremy

I am a single person with a reasonable good income and credit card debt to match it. I found my dream home and two days before a response was due on my finance application a second buyer came in. You guys pulled out all the stops and were able to get my unconditional approval and we beat the other buyer to exchange contracts. Fantastic job, highly recommend your firm to anyone!!
Chantal

Everybody was just so nice to us and treated us like people not numbers. Their willingness to help and friendliness won me over. Many thanks once again.
Christopher

My consultant, went above and beyond what I expected. We had a few details which didn't go to plan and my consultant dealt with each problem immediately, providing exceptional service. We had been unsatisfied with our current home loan and Smartline helped us find a lender which suited our needs and financial situation. Our consultant was fantastic and always available to answer any questions we had. I would highly recommend Smartline, it is well worth the visit.
Wayne

We thought Owen was very approachable and very knowledgeable re local people and locations, being new to Australia he was a great help, very patient and friendly. We will happily use you again, it maybe sometime in the future as we are very happy with our new home. Thank you
Steven

I liked the fact that Terry did all the organising for us. We were new at the process and had no idea how to proceed and Terry made it easy and straightforward. We thoroughly recommend the follow up newsletter we regularly receive as it keeps us in the loop and aware of options.
I thoroughly recommend your service to anyone who is seeking to finance property investment. Your management of all aspects of finding the appropriate loan, and then supporting us to complete the process as painlessly as possible, is to be highly commended. Watching someone else do the same thing without support further reinforced just how much of our burden was relieved by Terry's attention to detail and knowledge of what is required. The newsletter is also interesting, easily readable and highly relevant to beginning investors as well as those more comfortable with the process. Thank you.
John

I am very happy with the service provided by Smartline and Terry Hunt. As a result I have financed a number of loans through Terry and have subsequently re-financed a number of loans via him. I have also recommended him to friends who I believe have also financed loans through him.
David

Terry Hunt has been our mortgage supplier for a number of years and assisted with numerous property matters. Terry is always responsive, courteous, provides options and alternatives, remains objective and genuinely cares about his customers. That's why we keep going back.
Janine

Terry Hunt came to us in Newcastle, and the process was easier the second time around. The product on both occasions has been one of the best at the time we set up the loan, all in all, just a pleasant experience. Thank you Terry and Smartline, we will use you again. We have recommended you to our family and will happily recommend Smartline to anyone looking for a helpful professional adviser.
Mardi and Wayne

I contacted Terry several years ago and he put an immediate structure around me that set me up perfectly for all 3 mortgages. Now we have done this again with less mortgages and Terry was there again with the same service that must certainly be amongst the best in the industry.
Frank

Great service from Owen and the team at Smartline in Gosford. We were kept informed in real time as to the progress of our application.
David

The service we received was fantastic, nothing was ever too difficult and they kept us informed the whole way. They explained everything to us and always managed to see us at odd times and took calls from us whenever we needed help or questions answered. We have no problem in recommending Smartline to anyone.
Kind Regards
Nathan and Casie

We were in a financial pickle with more money going out than was coming in. Thanks to Smartline we were able to be assisted and are now on the way to a better lifestyle.
Robert and Jane

As a first time home buyer I went into Smartline on the recommendation of a staff member of a local real estate agent, who had recently used Smartline’s services to buy her own first home. Incidentally I went into that real estate agent with the purpose of looking for a rental property! My first encounter was great, I was given heaps of relevant information, and there was no trouble from the consultant at having to repeat explanations many times until the penny dropped. After harassment from one real estate agent I sought advice regarding the "anti guzumping deposit" as I felt very pressured and confused by them. He was great and gave me really good unbiased advice, and I went ahead with buying the property the next day.
Buying the house over the Christmas period, I felt very out of touch with what was happening with the house buying process, being able to contact the consultant on a mobile during the Christmas break - allowed me to feel better informed and get more questions answered.
I've been in my new home now for 2 months. My experience with Smartline was pain free, I have already made recommendations to a few of my friends. Thank you.
Caron

Terry Hunt at Smartline's Gosford branch was the reason buying our first home was so easy.
Andrew

My experience with Terry Hunt was enjoyable to say the least. Terry was fantastic in every way, he found us the perfect loan and worked so hard even when we thought we would not get approval. We are so grateful of Terry and we are so happy in our home that he helped us purchase.
Jasmin

I have renegotiated my loan three times now with Smartline and would go nowhere else. It can be confronting to share all your personal details with someone but I have always been treated with the utmost respect and the level of professionalism is surpassed by none. I have regularly recommended this service.
Vickie

We have used Smartline now for several of our home loans, and we will continue to do so, and also refer them to any friends. The boys at Smartline provided the most up to date information and a service that comes to you, in your home at a time convenient to you. Without Smartline, we would not have been able to choose the most cost effective way of paying our mortgage, as the banks don't offer the average person ALL of the information. And the best thing - IT DOESN'T COST ANYTHING!!!
Renee

We were referred to Smartline and were given prompt, efficient service at all times. The process was very painless and we were given sound financial advice and solutions where required.
Stephen

Terry Hunt was fantastic and came up with a solution for us to get our loan. It was with the same lender but a different package that hadn’t been mentioned by the previous broker. Terry has always been contactable and I have already recommended him to friends. Thanks for your help.
Matthew

We've always used Smartline to arrange our loans as we've found them to always be easy to approach, knowledgeable, courteous and very professional.
Nicolas

I found the advice from Terry Hunt was accurate, well informed and professional and at the same time delivered in a friendly, relaxed atmosphere. I thought Terry had my best interests at heart and does his best for all his clients, I now count Terry as a friend as well as a business advisor. I have recommended Terry to friends as well as my daughter. I certainly would not make those recommendations unless I had the utmost confidence in Terry.
Terrance

Thank you thank you...thank God....
Thank you so much.
Kerry-Anne and Paul

I have referred your company to everyone I know. The level of service I received on both occasions I have utilised your services are second to none I would not go any where else. My last transaction was based around a marriage break-up and the level of compassion and respect shown to me was appreciated more than you know. Again, thanks.
Vickie

We would like to thank you for the manner in which you assisted us in the purchase of our first home. Your advice was invaluable and your service was both friendly and professional. We are extremely grateful for the time and effort you went to and the promptness of your actions. We would most certainly be recommending your services, and hope to do business with you in the future.
Natalie and Christopher

Dear Owen,
We would like to thank you for you great help, guidance, support, advice and angelic patience.
Sincere thanks
Sara and Paul

I thought that Terry was excellent in getting our loan, I would recommend him and your company to others. Thank you
Glenn, Kellie and Georgia

A huge thank you to Terry Hunt for his help throughout the entire process of our purchase and re-finance, he was always too happy to help, and we have already recommended him in the past to friends and family.
Colin and Autumn

I have purchased two properties through Terry Hunt at the Gosford office now, and refer him to anyone I know who is looking for a property loan. He has always attended to my requirements immediately, in a friendly and helpful way.
Blair

Terry was great! He found me a loan that not only suits me today but for future investments.
Nichole

Owen has a great personality; he kept us up to date via text message, and was able to predict accurately the valuation and actions of the mortgage providers. He did an excellent job.
Steve

Terry Hunt was very professional, friendly and extremely helpful throughout. Thanks Mate!
Darren

Owen was visiting his dad in Forster when I rang him on the Friday night and said I needed to get our loan application in by the Monday. He drove from Forster to Camden on Sunday to help us complete the forms and had it in first thing Monday morning. He lives on the Central Coast, so he really put himself out. Can't get much better than that...!!
Ian and Katherine

Owen came up with a number of options for our situation. He always explained everything clearly and precisely and was contactable even on weekends. There was no hard sell and no pressure. I appreciated his pleasant, positive and respectful attitude towards women.
John and Catherine

The entire service was wonderful, from start to finish. I will always go to Smartline for future help and I have recommended many friends to see them as well!
Libby