"We knew we had built considerable equity in our home but were not sure of exactly what to do with it."

The Humphries Read case study

Investing

The key to successful property investment is doing your homework upfront. Smartline can help you with the key steps in organising your property investment loans.

Property investment loan tax and structuring

It’s important to have a sound knowledge of the tax issues and how to properly structure your investment. Read our handy home loan guide to find out more.

Property investment cashflow

Cashflow is critical to your investment’s success and careful planning is needed. Your Smartline Mortgage Broker can help you assess your investment property’s cashflow.

Finding the right property investment loans

Your Smartline Mortgage Broker can help you choose a loan solution that is right for you, without all the running around, but if you’re keen to get started now, read our handy home loan guide.

Many investors prefer interest only fixed rate loans to assist them in their budgeting and to give peace of mind that repayments won’t rise. If, however, you do want to reduce your loan, but also want some protection against rate rises, consider a split loan solution.

An equity loan is also worth discussing with your Smartline Mortgage Broker as it can make it easier to fund any monthly cashflow shortfalls and repairs and renovations to the property.

And rather than having to juggle your finances to arrange your deposit on your investment property, we can organise a deposit bond for you.

Read more top tips for property investors on Smartline's blog or talk to a Smartline Adviser today.

 

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