"We knew we had built considerable equity in our home but were not sure of exactly what to do with it."

The Humphries Read case study

Home loans when moving or upgrading

Selling and buying is a juggling act that requires careful planning and financial management. There's certainly a lot to work through and there's more to comparing home home loans than just interst rates alone. A mortgage broker from Smartline can make the process easier for you by helping you with the key steps:

How much can I borrow?

Your Smartline Mortgage Broker can give you an accurate indication of your borrowing and purchasing power, saving you time and hassle. If you want to get started now, use our how much can I borrow calculator to give you an estimate of your borrowing power.

The costs of buying

The costs of buying a home and getting a home mortgage include the lender's application fees, possibly mortgage insurance if you are borrowing more than 80% of the property value, stamp duty, conveyancing and inspection costs.Work out an estimate and calculate the costs of buying with our easy to use calculator.

Compare home loans & compare interest rates

Your adviser can help you choose a loan solution that is right for you, without all the running around. If you’re keen to do some research now, read our handy home loan guide.

Check out the sections on professional package home loans and basic low interest home loans which are most popular with home buyers to keep costs and repayments to a minimum. Also check out offset accounts and split loans – these are very useful features.

If you’re thinking of doing some major renovations an equity loan can be a convenient solution. If you plan to buy your new property before you sell your existing one, you may need a bridging loan. And rather than having to juggle your finances to draw a cheque for the deposit on your new home, we can organise a deposit bond for you. We really can make your home mortgage work for you.

And remember, a home loan encompasses more than simply an interest rate. We'll help you compare interest rates and other loan product features to help you find the right loan for you.

 

Ready to get started - contact us now!

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