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Home loan guide

Smartline's guide to home loans:

Using a mortgage broker

Understand the process of using a mortgage broker and find a great home loan that suits your situation. Save time, money and hassle by using a mortgage broker to secure the right home loan for you.

Types of home loans

There’s more to a home loan than simply getting a good interest rate. With over 25 different lenders in Australia, Smartline has over 300 different types of mortgages for you to choose from.

How much can I borrow?

Find out how much you can borrow from 25 top lenders by using our handy borrowing power calculator.

The costs of buying

Application fees, taxes and insurances – the "other" costs of buying a house do add up. By using a Smartline Mortgage Broker, you can not only get smart home loan advice but stay one step ahead of all the costs of buying a home.

The home loan process

We aim to make the process of applying for a home loan as simple and straightforward as possible. Read about the six steps involved in the home loan settlement process.

Getting your loan approved

Each lender will assess your home loan application differently. Your Smartline Mortgage Broker can help you with the home loan approval process by professionally packaging your home loan application.

Documents you need

Although the home loan application process may differ between lenders, most require the same information from you. Make sure you know about the home loan application documents you will need.

Pay off your loan faster

For most of us, paying off a home loan as quickly as possible is the smartest strategy to reduce debt and get ahead financially. Read our easy guide with strategies to pay off your home loan faster and reduce debt.

Avoiding mortgage stress

There's no denying that a mortgage is a big responsibility, but by building in a financial buffer you should be able to avoid mortgage stress, and make owning and investing a good strategy.

Negative gearing

If you are planning to build a solid property investment portfolio, having a good understanding of tax and negative gearing is vital. Learn more about negative gearing.

Home loan jargon

From real estate agent’s commissions to property zoning, and everything in between. Get to know the common home loan jargon used.

Questions to ask

Questions to ask your mortgage broker.

 

Talk to a Smartline Mortgage Adviser

 

 

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SmartGuide magazine - your guide to mortgage finance

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