Home loans
Why Smartline decided to offer its own loans
At Smartline, we decided to launch our own suite of home loans to give our clients a genuine alternative to the major banks.
By having our own suite of home loan products, we can not only give our clients more options but in many cases it enables us to provide clients with a better level of service.
If you are after a loan with a competitive interest rate, low fees and genuine personalised service, then a Smartline loan may be ideal.
Highly competitive home loans
Our innovative home loans give you the best of both worlds - low interest rates and fees as well as premium features such the flexibility of a full redraw facility AND ongoing personal service.
You get the features that you need, without requiring you to pay for things you don’t need.
Smartline’s home loans are straight forward, easy to understand, and are without hidden fees or costs.
The flexibility in our loan products means that we can offer solutions to a wide range of borrowers. So whether you are looking for your new home or investment property or just want a better deal, Smartline may have a solution that's just right for you.
The security of quality funders
The funds for Smartline’s home loan products are provided by two of Australia's leading wholesale funds providers, Advantedge, (a wholly owned subsidiary of NAB) and Resimac, (the original securitiser in Australia). Our funding partners provide the funds for your loan then they approve and manage the settlement of your loan.
A better level of service
As your Smartline Adviser is able to work more closely with our funders, we are able to streamline the process and remove some of the roadblocks that you would normally face as a borrower dealing with a large bank.
You are able to deal directly with your Adviser so that if you have any questions or there are any issues, you can simply call them and sort it out with no waiting on long queues.
And after your loan settles, any questions or problems or a change in your situation, our expert team are available to help. If you want to draw extra funds out of your loan account and pay them into your nominated bank account, we can assist you.
ATM, EFTPOS, internet and phone access
Your Smartline loans will come with a debit card that will give you direct access to your available re-draw via ATMs or EFTPOS* (*Not available on all products).
And to make it easy for you to manage your loan account, we offer you secure online banking and easy telephone banking.
Exclusive to Smartline
Smartline home loan products are only available through Smartline Advisers so you can rest assured that you will receive exceptional service everytime.
As always, talk to your Smartline Personal Mortgage Adviser for more information.
- Find out more about using a mortgage broker.
- Read about finding the right loan.
- Use our mortgage calculators now.
- Find out why our clients use us to find their home loan.
- Find out how to save time and money talk to a Smartline Mortgage Adviser.
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Our Lenders
Smartline's panel includes 25 of Australia's leading home lenders.
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Our Awards
Smartline is an award winning mortgage broker voted Australia's top franchise.
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Charities We Help
$10 is paid to a range of charities Smartline supports. $500,000 has been donated to date.
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Mortgage Broker
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