Faced with the possibility they might never own their own home, Mark and Megan Veale found their solution in a family guarantee.
A past goodwill gesture to support a family member had affected the couple’s ability to gain finance. Lenders were either unwilling to finance their dream to own their own home, or discuss alternatives – or so it seemed.
Mark and Megan met Smartline Mortgage Adviser, Judith Baynes, by chance and the rest as they say, is history.
"Judith helped us to consolidate our debts and learn about our home loan options – that’s when we found out about family guarantees,” Megan says. “With Judith’s help, we spoke to Mum and Dad about the process and they agreed to provide the security.”
Today, not only are Mark and Megan proud homeowners, they are more informed about the lending process and the many options on offer. They say Judith’s advice was invaluable.
“It was a fantastic, albeit very nerve wracking experience, but my gosh – we own a house!" Megan beams. “I thought we’d have to rent forever."
“I’ll never know how to thank Judith properly – she’s given us a fresh start and we now feel like we have control of our lives once again."
“I consider Judith part of our family – she helped us to make our dreams come true.”
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