"Building a house can be very overwhelming but our Adviser took care of everything.."

Fiona and Jamie Read case study

Real client stories

Our client stories bring to life the way in which our mortgage brokers helped their clients during what is an exciting but stressful time. We understand that each client has their own story and that your home loan or property investment loan is and important aspect in your financial goals.






New state, new home, new mortgage, Sallyann  

Moving state and mortgages

After moving State, Sallyann wanted to buy a home and knew who to call when looking for her home loan.

Purchased a new home in Australia, Yin family  

Moved to Australia and bought a home

When the Yin family moved from Zimbabwe to Australia they contacted Smartline to help them purchase a new home.

Property investment home loan advice, Ruth and Dzint  

Property investment loan

Over the years, Ruth and Dzint have relied on their Smartline Mortgage Broker for several property purchases for themselves and their family.

Equity used for investment property loan, Humphries Family  

Investment home loan

Seven years into the mortgage on their home, this self employed couple decided it was time to combine their investment with leisure.

Property investment, twice over, Fiona and David  

Investment home loan

With limited funds, Fiona never dreamed she would purchase two properties within six months - but that is just what happened with some help from her Smartline Adviser.

Investment loans restructured to manage debt, Harkan  

Property investor

Restructuring existing investment loans and financial commitments paved the way to help Hakan take better control of his finances.

Property investor buys dream property, Jan and Kelly  

Investor buys dream Queensland property

Kellie purchased her dream investment property in Queensland. She then faced her biggest hurdle – getting finance in 22 days.

First home loan for first home buyers, Belinda and Andrew  

First home buyer loan

Although Belinda Jaeger and Andrew Minehan were able to borrow money to buy their first home, it was not enough to fund the purchase.

First home loan, no more rental merry-go- round, Lee and Donna Jane  

First home buyer loan

Lee and Donna Jane made it their New Year resolution to take the plunge and purchase their first home.

Home loan guarantee for first home buyer, Adam  

First home buyer loan

After graduating and landing a permanent full-time job as a teacher, Adam decided the time was right to purchase his first home

Buy and renovate first home, Tom and Elizabeth  

First home buyer loan

New marriage, new home, new home loan! Smartline helped this young couple get into their dream home and start renovating.

First home and just 19, Lindsay  

First home buyer loan

A passion for property and a bet with a friend prompted 19 year old Lindsay to take the plunge and purchase his first property.

First home buyer loan a breeze, Alexis  

First home buyer loan

As a first home buyer, the whole home loan process was a bit daunting for Alexis. Using a mortgage broker made the process easy.

Friends buy first home together, Balmain Girls  

First home buyer loan

These three friends pooled their money to invest in Sydney's property market.

First home buyers buy dream home at 18, Jay and Jade  

First home buyer loan

For young first home buyers Jade Gough and Jay Adderley – buying their first home before they were 18 years old was not just a dream.

Enjoying life in our own home… and a secure future, Mahon and Dylan  

Home owners

Kelly wanted a home to share with her son, giving them independence and financial security.

Built a new home for more space, Franz and Kristy  

Upgrade your home

Living in a small unit with one baby and another on the way, Franz and Kristy knew they needed to upgrade to a new home with more space.

Refinancing home loan, growing family upgrades to larger home, Pearce Family  

Upgrade your home

With two children and a baby on the way, Julien and Kristin decided it was time to upgrade to a larger home.

Home loan refinance, a breeze, Rawson Family  

Growing family

The Rawsons found a different path to financial independence. Smartline showed them a completely different approach to assessing their situation.

Construction home loan helps young couple, Jamie and Fiona  

Building a new home

When Fiona and Jamie decided to build their new home, they knew they could rely on their Smartline Mortgage Broker to help them out.

Construction finance needed, Simon and Terri Lee  

Construction loan

Simon’s brother referred him to Smartline when he was ready to tackle his fourth property project, building a new home on his subdivided block.

Home loan for knockdown rebuild project, Angelo and Belinda  

Construction loan

Angelo and Belinda wanted a new home but didn’t want to live in a new estate. They knew exactly who to call.

Family guarantee helps build first home, Ben and Brett  

Family guarantee home loan

As with most building projects, costs can add up quickly – but with a family guarantee Ben and his partner Brett saved more than $10,000.

Parents guarantee loan for son's first home, Chad  

Family guarantee home loan

Chad's parents acted as guarantors on his first home loan which saw his mortgage repayments dramatically reduced.

First home buyer dream comes true, Megan and Mark  

Family guarantee home loan

Faced with the possibility they might never own their own home, Mark and Megan found their solution in a family guarantee.

Young couple buys first home, Ben and Krystelle  

Family guarantee home loan

Having lived with their parents and saved their pennies, Ben and Krystelle decided it was time to spread their wings and purchase their first home.

Refinanced home loan for renovations, Simon  

Home loans for renovating

Simon loves renovating and the service from Smartline, "Your first step should be to renovate your home loan with Smartline.”

Young family makes short-term change for long-term gain, Cole and Nadine  

Home loan refinance

The decision for Cole to go to University to study music was the catalyst for his family to move from their home and purchase a new property.

Refinancing chasing a home loan dream, Brendan and Ruth  

Home owners

It was an easy decision for Ruth and Brendan to call Smartline when it came time to purchase the property that they had had their eye on for some time.

Smartline showed us home loan options we weren't aware of, Nadene and Bass  

Own a holiday home

Nadene and Bass found that Smartline made them aware of other options, "That’s why we’re now in such a great financial position.”

By refinancing their home loan, they now own a holiday cottage, Helen and Michael  

Home loan refinance

Smartline showed Helen and Michael how refinancing their home loan could save them money and make it possible to buy an investment property.

refinanced through Smartline and saved hundreds!  

Home loan refinance

By choosing to refinance their home loan with Smartline, Leslie and Karen managed to ‘break even’ and remain unaffected by interest rate rise.

Self-employed couple overcome all obstacles, Sobolski Family  

Home loan refinance

With the help of Smartline, the Sobolski family refinanced their mortgage and unlocked their home’s equity.

Refinancing, When the banks don't cut it, Jan and Fred  

Home loan refinance

It was disappointment with their current bank that prompted Jan and Fred to seek out other options, from Smartline, to refinance their home.

Refinanced his home loan with Smartline, Daniel  

Home loan refinance

Daniel's home loan is in great shape thanks to Smartline who made refinancing it easy.

New business loan negotiated, Adam and Natalie  

Self employed loan

When Adam and Natalie decided to start their own business, they called on Smartline who had previously arranged finance for the family home.

A home loan for the self employed, John  

Self employed loan

John McNeill, a self-employed electrician, refinanced with Smartline so he could tackle renovations.

A commercial loan helped me get a financial leg up, Nick  

Business loan

Nick decided to take the plunge and start his own food distribution business but needed a financial boost to get going

Business loan to purchase a franchise, Craig  

Business loan

Craig wanted to gain control over his career. He was given the opportunity to purchase a printing franchise and wanted to act quickly.

Business loan to expand, Boyd  

Business property loan

With two existing warehouses in Victoria and New South Wales, Boyd was keen to expand his business.

Home loan advice gets couple into first home, Anthony and Melanie  

Outside the square

When Smartline first visited Anthony and Melanie to discuss a new home loan, they knew they had a challenge ahead of them.

Non conforming loan for immigrants, Rufus and Louise  

Outside the square

For Rufus and Louise, having more than a 50 per cent deposit didn’t help when they were in the market to buy their dream home.

A construction home loan and it's green, Niewenhuis  

Green Property

Going green wasn’t an optional extra for South Australian couple Dee and Henry; it was an integral element of their property investment strategy.

Immigrants get home loan in Australia, the Davis's  

New immigrants

For this young English couple purchasing a house in Adelaide was tough, with the couple contacting 15 mortgage brokers before Smartline.

Reverse mortgage to unlock equity in their home, Mcleans  

Reverse mortgage

A reverse mortgage unlocked the equity in their home and freed up some cash for the finer things in life.

home loan advice from start to finish, Zoe and Jason  

Home loan advice

Over the years Smartline has helped us to buy our first property, our investment properties, a group of shops, and refinance to renovate our house when started our family.

home loan advice from start to finish, Zoe and Jason  

Home loan advice

Through four job promotions involving moves to three different states, and the birth of our first baby, our Smartline Adviser has helped us to finance four properties.

 

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