With two children and a baby on the way, Julien and Kristin decided it was time to upgrade to a larger home.
To cover the cost of their new home, the Pearces immediately arranged pre-approval to refinance their current home loan with their existing lender. However when it came to finalising their loan, their lender lowered the amount they were able to borrow.
“In between receiving pre-approval and finding our new home, we had our third child which affected the amount our lender was willing to give us,” said Julien.
Unhappy with the revised loan amount, Julien’s brother recommended the Pearce’s speak to a mortgage broker, Wendy Perry, at Smartline.
“Wendy was great. She discussed our options with us and managed to secure pre-approval from a bank that was willing to lend us the amount we needed.”
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