Month: August 2017

The upside of downsizing

Once the kids have moved out and you’ve recovered – emotionally and financially – you might consider downsizing. For some, the sentimental aspect and the physical strain of moving is too big a hurdle. Financially, however, there can be many benefits. Downsizing usually releases some equity which you can use to pay for retirement living […]

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Where is renting most common? by CoreLogic

The 2016 Census data provides the opportunity to look at the areas across the nation which have had the highest proportion of rental properties. The 2016 Census showed that 30.9% of residential properties nationally were rented.  The proportion of properties rented has been trending higher, increasing from 29.6% at the time of the 2011 Census […]

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What is lenders’ mortgage insurance?

There are numerous costs involved in taking out a home loan. Lenders’ mortgage insurance (LMI) is one fee associated with home loans that won’t apply to every home buyer, but it’s important to know about it if you’re considering taking out a home loan in the near future. What is lenders’ mortgage insurance? LMI is insurance that is […]

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Qld First Home Buyer Grants and Concessions

There are many incentives offered by banks to help first home buyers get into the market, including using your rent history as “genuine savings” or allowing a Parental Guarantee’s to wipe out the potential $20,000+ cost of Lenders Mortgage Insurance. In addition there are 2 big “leg-up’s” offered by the Qld Government. These are the […]

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3 signs you’re ready to buy an investment property

Property can be a relatively safe investment that could be the key to helping you safeguard your financial future. Why then are Australians sometimes reluctant to invest in real estate? Perhaps it’s the daunting costs of entry, uncertainty in the market, or simply a reluctance to go through the whole process of buying a home again. […]

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What are the biggest challenges facing first home-buyers?

Australian first home-buyers are facing a more difficult challenge than ever before, thanks to constantly rising property prices throughout the country. As a result, many such aspiring homeowners are struggling to realise their property dreams, remaining in rentals or the spare room at the parent’s place. While mum’s house is swell, and getting your shirts […]

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How to get the most out of your renovations

Australians love to renovate, tearing out and updating everything – including the kitchen sink. If you know what you’re doing the right additions and modifications can make your home a more comfortable place to live, or even increase it’s resale value. Before you rush in with the jackhammer first and rip out everything, it’s important […]

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