Month: September 2017

What’s the outlook for the cash rate?

It’s been 13 months since the Reserve Bank of Australia (RBA) last changed the current 1.5 per cent cash rate. Consensus among academics suggests there’s little chance of a change to the cash rate any time soon. While some countries, including the US and Canada, have started to raise interest rates after a period, and […]

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Can I use my home equity to buy an investment property?

If you own a property and have been paying off the mortgage comfortably, it could be time to think about taking the next step on the property ladder: investment. For many Australians, an investment property is a fantastic way to generate extra income and secure a long-term asset. Even so, getting a deposit together while […]

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How does a bridging loan work for buying property while selling?

So, you’ve bought a property and have been paying off the mortgage. Now, it’s time to start thinking about what’s next. Purchasing a property certainly doesn’t mean you shouldn’t keep your eyes on the market, and there’s always something out there that can capture your attention and set you thinking about another move. Perhaps you’re […]

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Tips for saving your first deposit

Younger people are having difficulty breaking into the housing market according to the Household, Income and Labour Dynamics in Australia (HILDA) survey. The report found that home ownership for the under-40s has dropped significantly since 2002. And those who have made it into the market are not paying off their mortgage at the same rate. The […]

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Understanding low doc loans for the self-employed

There’s a lot of appeal to being self-employed. Sole traders or people who own their own small business enjoy freedom, flexibility and the chance to adapt their work to best suit their interests and skills. However, there are a couple of drawbacks to being self-employed. One of the biggest is the difficulty these workers face when it […]

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