Month: October 2017

What are the benefits of a redraw facility?

If you’re starting to compare home loan types, you’ll no doubt have come across something called a ‘redraw facility’.’ Many lenders offer a redraw facility, and if you’re in a strong financial position with the ability to pay a little bit more in mortgage payments, this can be a great way to reduce interest payments and potentially shorten […]

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What to look for in a home loan lender

You’ll need to make many choices when securing a home loan. From the most suitable type of loan and interest rate, through to extra options such as a redraw facility, making the right decisions early on can play a huge part in ensuring your repayments process runs smoothly and is stress-free. But what about the choice […]

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Investing together part 1: The guarantor

The median cost of a house in one of Australia’s five biggest cities exceeds $800,000, according to CoreLogic RP Data. Small wonder then that your average first and second home buyer might struggle to get approved for the loan necessary to buy in such an expensive market. Could having a guarantor for your loan be […]

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Smartline named franchising winner for eighth straight year

Smartline Personal Mortgage Advisers has been named as Australia’s top franchise for the eighth consecutive year. Topfranchise.com.au ranked Smartline number one in its latest top 10 list released today (Monday, September 26), following a comprehensive survey of franchisees from franchise systems across the country. Smartline has held the number one ranking since 2009. Smartline took […]

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Knocking down to rebuild: the pros and cons

New information reveals that knocking down to rebuild your home is now practically an Australian tradition. In fact, the Housing Industry Association has forecasted that the number of new dwelling commencements will reach a staggering high of 232,500 during 2015 and 2016, a decent number of which might be knock down, rebuilds. The HIA’s chief economist Harvey […]

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Report shows a drop in complaints against mortgage brokers

The 2015 Annual Report from the Credit & Investment Ombudsman (CIO) contains good news for mortgage brokers, as it has been revealed the number of complaints lodged against brokers has fallen over the past 12 months. The drop in complaints runs against the grain of the report as a whole, which showed total complaints against […]

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What’s in store for the mortgage broking industry?

Have you been looking for a fresh career opportunity, or to simply explore something new in a growth area? Mortgage brokering offers one way forward for a lot of Australians, giving you the chance to help people move up the property ladder and grow your own business. But of course, you wouldn’t want to move […]

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Residential property market set to stay strong

The residential property market shows no sign of slowing down, as CoreLogic RP Data’s Australian Residential Development Outlook Spring Edition has forecast continuing solid activity into 2016. It’s good news for people looking to increase their level of property investment, with the construction of a huge supply of new dwellings meaning there’s a bounty of […]

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Property Investing – Where do you start?

Start with the end in mind….have a clear picture of what you want to achieve. For most people this will be financial freedom/wealth and it matters little if you are an employee, self-employed or a business owner. What matters is that you have a clear objective or goal to achieve from your investing.   Have […]

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