Month: March 2018

Mortgage terms

7 mortgage terms you need to know

So, you’ve decided to buy a house. Choosing between polished floors and carpet is one thing. Getting your head around the logistics of financing your house is a whole other ball game. To give you a head start, we’ll take you through some key mortgage terms. Mortgage Let’s start with the basics. What exactly is […]

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Make your money go further, ladies

How do the words ‘financial planning’ make you feel? What about ‘mortgage’? Or ‘superannuation’? Believe it or not, a staggering 52 per cent of Australian women find dealing with finances stressful, and around 2 per cent of women have no savings for retirement. Australian women face unique financial challenges. By retirement, women have less superannuation […]

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reduce energy costs

Reduce your energy costs

High energy prices are often in the news, which is no surprise given Australians pay the highest energy prices in the world. That, combined with increased energy consumption, means a bulk of your household expenses go towards energy bills. Much of the cost of energy is to do with maintenance of network connections, like poles […]

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renovating property

Should you flip your property?

Watching The Block’s Elyse and Josh sell the property they renovated for $450,000 over the reserve price last year, makes doing up property to sell for profit an attractive option. Flipping property, though, can be a risky and expensive business. It’s no wonder, then, that CoreLogic’s recent report found that only 1.3 per cent of […]

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Life changes, part 3: Death of a loved one

The passing of someone with whom you have built a life and a family together is an incredibly difficult experience. Not only may you struggle to cope with the grief of losing them, but a great deal of practical issues will arise in the event of their death. If you were both working, two incomes will be […]

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Life changes, part 2: Divorce and separation

There are few life changes that will affect your financial situation as significantly as a divorce or separation from a partner with whom you share a mortgage. Obviously, splitting up is not something you anticipate happening when you invest in a home with someone, but unfortunately such situations do arise. Divorce rates down under have […]

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Life changes, part 1: moving in together

Buying a home together is a major step in any relationship. In addition to the adjustments you’ll be making in your living situation, there will be big financial changes. In part one of this three part series on life changes, we look at the steps you’ll need to take before getting a home loan with the […]

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Is a cheaper home loan always the best home loan?

When you’re shopping around for the best home loan, affordability is certainly a factor – if not the most important one. You definitely want to make sure you can meet those mortgage repayments, but is price the only factor you should consider when selecting a home loan? And is the cheapest home loan necessarily the best […]

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