Month: June 2018

tips for a budget holiday

Tips for holidaying on a budget

School holidays have already begun for some and for others, they’re just around the corner. With the kids at home and a break from work, it’s time to kick back and have some fun. But holiday fun can be expensive. If you are saving for a home loan deposit or are up to the hilt in home […]

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What you need to know about commercial loans

Business is booming in Australia. As employment rises, and the private sector grows, there are 190 new office spaces currently under construction around Australia, according to CoreLogic data. This is good news, not just for people needing office space, but also for the general economy. ‘The office projects being constructed are worth a combined $7.1 […]

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Funding renovations

Renovations can be costly and stressful, but as long as you are increasing the value of your home, it can be a sound financial decision. Here are the various finance options available: Top up your current loan Since your equity typically increases over time, you can often borrow additional money on your existing loan. You […]

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Rates for interest-only loans on the rise

Concern about the growth of mortgage lending across the banking industry has prompted the Australian Prudential Regulation Authority (APRA) to tighten requirements for banks offering interest-only loans. Here, we look at what the changes are, and how they are affecting the lending market. APRA is concerned that too many mortgage holders are paying interest only […]

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Making tax payments can be one of the more challenging aspects of managing property investments.

Property cycle: capital city and regional update

There are signs the strong Sydney and Melbourne residential property markets are beginning to slow, which is usual at this time of year. At the same time, other capital city markets are only exhibiting modest, if any, growth. Cameron Kusher, head of research for Australia at CoreLogic RP Data, says clear signs are emerging that […]

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Why robo-advice is no substitute for the human touch in mortgage broking

Websites offering the ability to obtain a home loan online are becoming more popular – not only in Australia but also globally. These platforms offer what is known as ‘robo-advice’ – guidance and help provided online, instead of by a real person. Such advances in technology seem convenient for time-poor individuals, but are they really better […]

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Queensland first home buyers get a boost

Great news for first home buyers in the sunshine state: the First Home Owner’s Grant (FHOG) is being extended to 31 December this year. The Queensland state government initiative was due to expire at the end of June, but it was recently announced that under the 2017-2018 State Budget, funding would be allocated to extend […]

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