Month: October 2018

Car Finance

Buying your car? Paperwork you may need

Beep! Beep! You’ve picked out a car and are keen to drive it home. Rather than purchasing the car outright, consider the benefits of buying it using finance. There are loads of car finance options out there. How do you sieve through them all to find the most suitable rate and conditions for your circumstances? […]

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Equipment finance : 7 important questions to ask

There are many expenses associated with setting up a small business. One of the most significant costs, of course, is equipment. Equipment finance, can help your business get going by leasing you the equipment, or offering you a loan so you can purchase the equipment outright. To get you started, we put together a list […]

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apartment

Live well in a small apartment

Are you dreaming about buying your first home, but feel daunted by house prices? Before you opt out, consider getting your foot on the property ladder with a small apartment.   As the Ai Group reported earlier this year, apartment construction is booming in Australia. Generally speaking, a small apartment is less expensive than a […]

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Equipment finance

Do you need an equipment loan or an equipment lease?

Setting up a new business or growing an existing business? If you are, you are likely to need equipment. Office equipment. Technology, like computers and software. Industrial equipment. Construction equipment. Vehicles, potentially. Much of this equipment is expensive, and chances are, if you are small business, you have a limited budget. Which is why now […]

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House Asbesto

Asbestos in your home? Know the risks

One in three homes in Australia contains asbestos. In fact, the majority of homes built or renovated before 1987 have asbestos somewhere, either inside the house, or surrounding the house. Asbestos sounds like a bad word. But what is exactly is it, and what are the risks? What is asbestos? Asbestos refers to microscopic, naturally […]

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Taking the long-term view on your mortgage

Taking out a mortgage is a big commitment, and often you will be paying back your mortgage over 25-30 years. This is a long-term arrangement, and possibly the first time you’ve ever had to think so far into the future. There is a lot to arrange when taking out a mortgage. And to give yourself the […]

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Where will property values be in three years?

The annual QBE Australian Housing Outlook (2017-2020) report has just been released. This report, produced by BIS Oxford Economics, has a remarkably accurate track record when it comes to forecasting capital growth rates. Here is a summary of their median house price predictions. As you can see, it appears that Sydney’s boom is predicted to […]

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Heating up? 5 ways to cool your house that won’t cost the earth

Summer is fast upon us. In some parts of the country, it has definitely arrived. While summer means beaches, swimming and evening BBQs, it also means high energy bills, as we switch on the aircon to stay cool. Before you panic, and start looking for real estate in Tasmania, there are a few ways you […]

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Offset or redraw? A look at the pros and cons

With interest rates at historic lows, some homeowners are building up a savings buffer by paying more than the minimum off their mortgage each month.   Evidence bears this out. The Reserve Bank of Australia’s latest Financial Stability Review reveals the balances in mortgage offset accounts and redraw facilities are high, at around 17 per […]

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Good news for first home buyers

It looks like the tide is turning for first home buyers in Australia. The data released by Australian Bureau of Statistics in September shows that investor lending is decreasing, while lending to owner-occupiers is on the rise. Lending to first home buyers is the highest it’s been since 2013. In July 2017, first home buyers […]

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