Smartline Blog

Follow our Smartline blog for up to date latest Australian finance and property news.

rent tips

Top tips for renting your property

Around a third of Aussie homes are rented. In areas where rentals are in such short supply, renters face waiting lists, and in some cases, need to bid against other wannabe tenants. In short, the rental market is strong. If you aren’t in a position to move into your new home straight away, or are […]

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loan restructure refinance

Should you restructure your loan?

Should you restructure your loan? Restructuring your loan, or switching loans, can be an effective way to free up funds for renovations and other life costs, and help you better manage your finances. But how do you know when to restructure your loan? And is it always a good idea? Here, we look at what […]

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Car finance to buy a new car

Buying a new car? Things to know about car finance

You are in the market for a new car. Car finance can make this more possible. With the right loan, you may have more choice about which car you buy. But what does it mean to take out a car loan? And how do you decide what’s right for you? Here, we break it down […]

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buying a house at auction

Buying at auction? 6 tips to help you prepare

So, you are ready to buy, you’ve been scouting the market, and have chosen your dream home. And it’s going to auction. Bidding at auction can be a daunting experience if you haven’t done it before. The majority of people who attend auctions report feeling less than confident about making a bid. To help you prepare […]

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Falling property price

Falling house prices? Don’t panic

CoreLogic recently reported that Sydney house prices were down -1.3 per cent in the last quarter, ending in November 2017, and Darwin house prices had dropped backwards -2.7 per cent. The report found a combined capital city drop of -0.1 per cent in the last month. Flags are raised when we hear these figures, which […]

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Christmas spend debt

Tackle your post-Christmas debt

On average, Australians plan to spend $955 over the holiday season. Most use savings for Christmas presents, but 46 per cent use the credit card, and another 4 per cent take out a loan. The average credit card debt after Christmas is $1,666. Most people will pay off their credit card debt within six months, […]

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home renovation over Christmas holiday

Tips for improving your home this summer

Summer holidays are looming. For some, this means time off work, and hopefully, time on your hands. Between pool-side relaxation, and trips to the ocean, you might like to spend some of your spare hours making improvements around your home. Here are some simple home improvement tips, which won’t break the bank. Before you start […]

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Christmas financial stress

Feel less financially stressed this Christmas

Christmas is a time to be merry. But for many, it’s a time to stress out. There are presents to buy, holidays to pay for, dinners and drinks out and sometimes, work without pay. But Christmas doesn’t have to mean we stop saving for a first home deposit, or become bogged down by mortgage repayments. Using […]

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Buying a property with friends

Buying property with friends

With prices stubbornly high around the country, more under 40s Australians are teaming up with friends or family members to buy their first property. It can be a win-win for both parties. Having someone else stump up half the deposit and share the expenses and exposure may allow you to get into the market sooner, […]

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Client stories

Nick Tinning and Naomi Parkes

Nick Tinning and fiancée Naomi Parkes thought securing a loan to build their house would be relatively...

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Alison Bromley

Having sacrificed and worked hard to save the money for the deposit for her first house, Alison Bromley became overwhelmed at the...

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Matt Richardson

Running his own successful IT project management business while growing his investment property portfolio means Matt Richardson...

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