Smartline Blog

Follow our Smartline blog for up to date latest Australian finance and property news.

7 questions to ask about equipment finance

There are many expenses associated with setting up a small business. One of the most significant costs, of course, is equipment. Equipment finance, though, helps your business get going, by leasing you the equipment, or offering you a loan so you can purchase the equipment outright. To get you started, we put together a list […]

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apartment

Live well in a small apartment

Are you dreaming about buying your first home, but feel daunted by house prices? Before you opt out, consider getting your foot on the property ladder with a small apartment.   As the Ai Group reported earlier this year, apartment construction is booming in Australia. Generally speaking, a small apartment is less expensive than a […]

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Equipment finance

Do you need an equipment loan or an equipment lease?

Setting up a new business or growing an existing business? If you are, you are likely to need equipment. Office equipment. Technology, like computers and software. Industrial equipment. Construction equipment. Vehicles, potentially. Much of this equipment is expensive, and chances are, if you are small business, you have a limited budget. Which is why now […]

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House Asbesto

Asbestos in your home? Know the risks

One in three homes in Australia contains asbestos. In fact, the majority of homes built or renovated before 1987 have asbestos somewhere, either inside the house, or surrounding the house. Asbestos sounds like a bad word. But what is exactly is it, and what are the risks? What is asbestos? Asbestos refers to microscopic, naturally […]

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AFL grand final

Kick your financial goals

Grab your scarf and jersey. Grand Final weekend is here. To celebrate, we share six ways you can kick your financial goals. 1. Set goals You can’t kick a financial goal that doesn’t exist. The key to getting financially savvy and moving ahead, is to have clear, specific and concrete financial goals. “The more specific […]

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social proofing

Should social proofing help you buy a house?

If you work in marketing, or have ever tried to sell a product or service, chances are you’ve harnessed the power of social proofing.   What is social proofing? In simple terms, it’s basically ‘monkey see, monkey do’. We feel more confident to make a purchase if we see others purchasing the product. The more […]

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RBA

How do lending restrictions affect you?

Lending restrictions implemented in recent months are attempting to address housing affordability and prevent the onset of mortgage stress in many Australian households. The restrictions mean lenders have more responsibility than ever before. But what are these lending restrictions? And how will they potentially affect you? Here, we investigate some of the changes. Lending restrictions explained […]

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Cash rate on hold for two years and one month

The Reserve Bank of Australia (RBA) has announced that the cash rate remains steady at 1.5 percent. This August marked two years since the last change. In fact, the cash rate hasn’t increased since November 2010. According to RBA Governor, Philip Lowe, there are a few national and international factors keeping the rate steady for […]

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Financial tips to keep Dad happy this Father’s Day

With Father’s Day around the corner, we thought we’d prepare a list of tips to help Dad find the happy balance between good finances and family. Before having kids, financial decisions tend to be relatively straightforward. When children arrive, though, parents need to start thinking in a new way. Having children ups the cost, for […]

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4 ways to spring into the warmer months and bloom financially

Can you feel that warmth on your shoulders? Hear the bees buzzing? Yes, winter is nearly over, and spring is coming. We thought we’d celebrate by sharing ways to spring into the warmer months with some smart financial tips. Save first, spend later One way to get ahead financially is not to get behind. It […]

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Client stories

Linda and Trevor Friend

Linda and her husband Trevor had their mortgage with one of major banks for years. With rates going down steadily, the time had...

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Belinda Fellows

Having a great mortgage broker can really help ease the stress and strain that comes with buying a property – particularly when...

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Khris Lloyd

25-year-old Khris Lloyd was left in the lurch when his beloved credit union did a backflip on their pre-approval for a run-down...

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