Smartline Blog

Follow our Smartline blog for up to date latest Australian finance and property news.

Equipment finance

Do you need an equipment loan or an equipment lease?

Setting up a new business or growing an existing business? If you are, you are likely to need equipment. Office equipment. Technology, like computers and software. Industrial equipment. Construction equipment. Vehicles, potentially. Much of this equipment is expensive, and chances are, if you are small business, you have a limited budget. Which is why now […]

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House Asbesto

Asbestos in your home? Know the risks

One in three homes in Australia contains asbestos. In fact, the majority of homes built or renovated before 1987 have asbestos somewhere, either inside the house, or surrounding the house. Asbestos sounds like a bad word. But what is exactly is it, and what are the risks? What is asbestos? Asbestos refers to microscopic, naturally […]

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AFL grand final

Kick your financial goals

Grab your scarf and jersey. Grand Final weekend is here. To celebrate, we share six ways you can kick your financial goals. 1. Set goals You can’t kick a financial goal that doesn’t exist. The key to getting financially savvy and moving ahead, is to have clear, specific and concrete financial goals. “The more specific […]

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social proofing

Should social proofing help you buy a house?

If you work in marketing, or have ever tried to sell a product or service, chances are you’ve harnessed the power of social proofing.   What is social proofing? In simple terms, it’s basically ‘monkey see, monkey do’. We feel more confident to make a purchase if we see others purchasing the product. The more […]

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RBA

How do lending restrictions affect you?

Lending restrictions implemented in recent months are attempting to address housing affordability and prevent the onset of mortgage stress in many Australian households. The restrictions mean lenders have more responsibility than ever before. But what are these lending restrictions? And how will they potentially affect you? Here, we investigate some of the changes. Lending restrictions explained […]

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Cash rate on hold for two years and one month

The Reserve Bank of Australia (RBA) has announced that the cash rate remains steady at 1.5 percent. This August marked two years since the last change. In fact, the cash rate hasn’t increased since November 2010. According to RBA Governor, Philip Lowe, there are a few national and international factors keeping the rate steady for […]

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Financial tips to keep Dad happy this Father’s Day

With Father’s Day around the corner, we thought we’d prepare a list of tips to help Dad find the happy balance between good finances and family. Before having kids, financial decisions tend to be relatively straightforward. When children arrive, though, parents need to start thinking in a new way. Having children ups the cost, for […]

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4 ways to spring into the warmer months and bloom financially

Can you feel that warmth on your shoulders? Hear the bees buzzing? Yes, winter is nearly over, and spring is coming. We thought we’d celebrate by sharing ways to spring into the warmer months with some smart financial tips. Save first, spend later One way to get ahead financially is not to get behind. It […]

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Australia’s most affordable suburbs with strong capital growth

With a median house price in greater Sydney of more than $1.15 million, and the median house price in greater Melbourne around $915,000, properties under $500,000 start to seem appealing. But what if affordability and capital growth could be measured hand in hand? Turns out, they can. CoreLogic recently released its Top Affordable Suburbs Report, […]

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Improving housing affordability

A new report from the Australian Housing and Urban Research Institute (AHURI) released this July, investigates housing affordability in Australia and proposes new directions for housing tax reform. Why is housing affordability a problem in Australia? Housing affordability has been in steep decline in recent years, despite strong economic growth. The lack of affordable housing […]

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Client stories

Kerry Simpson and Scott Wright

Kerry and Scott joke that their Smartline Adviser knows more about their finances than they do. Over the past 11 years...

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Alison Bromley

Having sacrificed and worked hard to save the money for the deposit for her first house, Alison Bromley became overwhelmed at the...

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Ivan Marsic and Tanja Brinkman

When Ivan Marsic and his wife Tanja Brinkman decided they wanted to knock down their house and build a duplex, they didn’t...

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