Smartline Blog

Follow our Smartline blog for up to date latest Australian finance and property news.

5 things to consider when leasing business equipment

Setting up a new company can be expensive. You have location costs, staff wages, business planning and branding. One of the biggest expenses is often the cost of equipment. Whether equipment is industrial, used for construction, or for the office, it’s a big investment. This is why many businesses opt to lease equipment. Rather than […]

Read More
investing process tip

4 tips for investing in property

There’s a reason that property investors take up a large chunk of the mortgage market. Investing in property can be a reliable place to store your money, and hopefully make a return, all going well. Like all speculation, there is always risk. But there are strategies for minimising the risk, and getting the most out […]

Read More
Costs to buy home

Costs of purchasing a home

You’re trawling real estate sites, and popping into open houses every Saturday. You’ve done your calculations, spoken to your mortgage adviser, and know roughly what you can afford to spend on your first home. The advertised price of the property, though, is only one expense to consider when buying your first home. So that you […]

Read More
RBA

Residential lending dominates

Monthly data from the Reserve Bank of Australia (RBA) indicate that Australia Prudential Regulation Authority (APRA)’s policies are taking effect. What are APRA’s policies? APRA implemented policies in 2017 to slow investor lending, in an attempt to address housing affordability. The policies require lenders to limit investor credit growth by 10 per cent per year. Interest […]

Read More

Playing for Gold? How to improve your mortgage game plan

As we cheer our nation’s top athletes to the finish line during the Gold Coast 2018 Commonwealth Games, we thought it’s a good time to look at your mortgage game plan. Here are some tips for playing for gold, and getting the most out of your mortgage experience. Put in the hours Just as our […]

Read More
Grettan Institute Report

Australian house prices have more than doubled in the last 20 years

The Grattan Institute report, released earlier in March, found that Australian house prices have more than doubled in the last 20 years. The rise has been particularly sharp in the last six years, with house prices increasing 50 per cent in Melbourne and around 70 per cent in Sydney since 2012. So, what caused this […]

Read More
Mortgage terms

7 mortgage terms you need to know

So, you’ve decided to buy a house. Choosing between polished floors and carpet is one thing. Getting your head around the logistics of financing your house is a whole other ball game. To give you a head start, we’ll take you through some key mortgage terms. Mortgage Let’s start with the basics. What exactly is […]

Read More

Make your money go further, ladies

How do the words ‘financial planning’ make you feel? What about ‘mortgage’? Or ‘superannuation’? Believe it or not, a staggering 52 per cent of Australian women find dealing with finances stressful, and around 2 per cent of women have no savings for retirement. Australian women face unique financial challenges. By retirement, women have less superannuation […]

Read More
reduce energy costs

Reduce your energy costs

High energy prices are often in the news, which is no surprise given Australians pay the highest energy prices in the world. That, combined with increased energy consumption, means a bulk of your household expenses go towards energy bills. Much of the cost of energy is to do with maintenance of network connections, like poles […]

Read More

Client stories

Nick Tinning and Naomi Parkes

Nick Tinning and fiancée Naomi Parkes thought securing a loan to build their house would be relatively...

Read More

Alfonso De Guzman

Alfonso De Guzman’s focus on property investment in the past seven years has not only helped him and his family to provide for...

Read More

Ivan Marsic and Tanja Brinkman

When Ivan Marsic and his wife Tanja Brinkman decided they wanted to knock down their house and build a duplex, they didn’t...

Read More

Stay Connected