Smartline Blog

Follow our Smartline blog for up to date latest Australian finance and property news.

Borrowing for over 50s

As anyone of middle age will attest, turning 50 can creep up on you. We know that 50 is the new 40! But if you want to take out a loan and you are over the age of 50, you may need to provide more information about your future financial position before you can borrow. […]

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4 reasons location is important for your new home

There is a lot to think about when choosing your new home. Brick or timber. Backyard space. House size. Number of bathrooms. You get the picture. But how important is location? Here are 4 things to consider when deciding where you will buy. House prices The location of your next home will naturally determine how […]

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The Australian construction boom

You’ve seen the headlines, and possibly the cranes dotted along the horizon: construction is booming in cities across Australia. But how does this affect you? Inflated construction costs According to the recent International Construction Costs 2018 report by built asset consultants Arcadis, Sydney, Melbourne and Brisbane rank in the 25 most expensive cities globally for […]

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New financial year resolutions

Happy New Financial Year! Rather than cringing at tax time, let’s celebrate by setting some meaningful financial goals that can help you get ahead, and live the life you want. Assess your debt How are your credit card bills? Are you drowning in interest repayments? If the debt is weighing you down, now’s a good […]

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tips for a budget holiday

Tips for holidaying on a budget

School holidays have already begun for some and for others, they’re just around the corner. With the kids at home and a break from work, it’s time to kick back and have some fun. But holiday fun can be expensive. If you are saving for a home loan deposit or are up to the hilt in home […]

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What you need to know about commercial loans

Business is booming in Australia. As employment rises, and the private sector grows, there are 190 new office spaces currently under construction around Australia, according to CoreLogic data. This is good news, not just for people needing office space, but also for the general economy. ‘The office projects being constructed are worth a combined $7.1 […]

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home heating tips

Winter warmers: hot tips to heat your house for less

There’s condensation on the window. The grass is crispy with frost. Winter is setting in. For beach-loving Aussies, staying warm through the cooler months is a top priority. Are you looking for efficient ways to heat your home during winter? Since heating and cooling your house consumes 40 per cent of your home’s energy, it […]

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Client stories

Linda and Trevor Friend

Linda and her husband Trevor had their mortgage with one of major banks for years. With rates going down steadily, the time had...

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Kimberley Harrison

Kimberley and her partner Todd were looking at buying a home together. They had each contacted their respective banks but were...

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Janine Davies

Janine Davies originally found the idea of buying a home nerve-wracking. Terminology she didn’t understand, mountains of...

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