Smartline Blog

Follow our Smartline blog for up to date latest Australian finance and property news.

home heating tips

Winter warmers: hot tips to heat your house for less

There’s condensation on the window. The grass is crispy with frost. Winter is setting in. For beach-loving Aussies, staying warm through the cooler months is a top priority. Are you looking for efficient ways to heat your home during winter? Since heating and cooling your house consumes 40 per cent of your home’s energy, it […]

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rural property market

Should you invest regionally?

With house prices in Sydney, Melbourne and other metropolitan areas nearing record highs, it’s tempting to look further afield. Buying a home regionally can be a good option for first home buyers keen to break into the market. Regional areas can also be a good place to purchase an investment property. Market factors, combined with improvements […]

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Preparing your home for sale

Planning to be on the move in little while? If you’re thinking of upsizing – or downsizing – then you face the big task of preparing your home for sale. The typical capital city house owner moves every 10.5 years, while unit dwellers up sticks every 8.4 years, according to 2015 research from Core Logic. […]

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5 things to consider when leasing business equipment

Setting up a new company can be expensive. You have location costs, staff wages, business planning and branding. One of the biggest expenses is often the cost of equipment. Whether equipment is industrial, used for construction, or for the office, it’s a big investment. This is why many businesses opt to lease equipment. Rather than […]

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investing process tip

4 tips for investing in property

There’s a reason that property investors take up a large chunk of the mortgage market. Investing in property can be a reliable place to store your money, and hopefully make a return, all going well. Like all speculation, there is always risk. But there are strategies for minimising the risk, and getting the most out […]

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Costs to buy home

Costs of purchasing a home

You’re trawling real estate sites, and popping into open houses every Saturday. You’ve done your calculations, spoken to your mortgage adviser, and know roughly what you can afford to spend on your first home. The advertised price of the property, though, is only one expense to consider when buying your first home. So that you […]

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RBA

Residential lending dominates

Monthly data from the Reserve Bank of Australia (RBA) indicate that Australia Prudential Regulation Authority (APRA)’s policies are taking effect. What are APRA’s policies? APRA implemented policies in 2017 to slow investor lending, in an attempt to address housing affordability. The policies require lenders to limit investor credit growth by 10 per cent per year. Interest […]

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Playing for Gold? How to improve your mortgage game plan

As we cheer our nation’s top athletes to the finish line during the Gold Coast 2018 Commonwealth Games, we thought it’s a good time to look at your mortgage game plan. Here are some tips for playing for gold, and getting the most out of your mortgage experience. Put in the hours Just as our […]

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Grettan Institute Report

Australian house prices have more than doubled in the last 20 years

The Grattan Institute report, released earlier in March, found that Australian house prices have more than doubled in the last 20 years. The rise has been particularly sharp in the last six years, with house prices increasing 50 per cent in Melbourne and around 70 per cent in Sydney since 2012. So, what caused this […]

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Client stories

Neville and Christine Lewis

Using the equity they had built up in their family home, Neville and Christine Lewis started investing in property in the early...

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Vanessa Schefe

Vanessa and her partner Brett wanted to buy a new home and approached several big banks for a loan. Not only did they have no...

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Kerry Simpson and Scott Wright

Kerry and Scott joke that their Smartline Adviser knows more about their finances than they do. Over the past 11 years...

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