Smartline Blog

Follow our Smartline blog for up to date latest Australian finance and property news.

bank change 2018

What you need to know about changes to banking in 2018

Things are changing in the banking world thanks to advances in technology, the need for increased security and demand for customer convenience. Last year, the big banks removed ATM fees. The Reserve Bank, the ACCC and the Banking Royal Commission are also keeping an eye on bank fees, rates, and healthy competition between banks and […]

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new year, resolution, finance

New year new you

Welcome to 2018! Another year has whizzed by. Did you invest wisely last year? Were you making progress financially? If not, here are a few tips to help make 2018 count. The first step is to get your finances in order, if they aren’t already. Make sure you have a budget that keeps track of […]

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rent tips

Top tips for renting your property

Around a third of Aussie homes are rented. In areas where rentals are in such short supply, renters face waiting lists, and in some cases, need to bid against other wannabe tenants. In short, the rental market is strong. If you aren’t in a position to move into your new home straight away, or are […]

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loan restructure refinance

Should you restructure your loan?

Should you restructure your loan? Restructuring your loan, or switching loans, can be an effective way to free up funds for renovations and other life costs, and help you better manage your finances. But how do you know when to restructure your loan? And is it always a good idea? Here, we look at what […]

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Car finance to buy a new car

Buying a new car? Things to know about car finance

You are in the market for a new car. Car finance can make this possible. With the right loan, you may have more choice about which car you can buy. But what does it mean to take out a car loan? And how do you decide what’s right for you? Here, we break it down […]

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buying a house at auction

Buying at auction? 6 tips to help you prepare

So, you are ready to buy; you’ve been scouting the market, and have chosen your dream home. And it’s going to auction. Bidding at auction can be a daunting experience if you haven’t done it before. The majority of people who attend auctions report feeling less than confident about making a bid. To help you prepare to […]

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Falling property price

Falling house prices? Don’t panic

CoreLogic recently reported that Sydney house prices were down -1.3 per cent in the last quarter ending in November 2017, and Darwin house prices had receded -2.7 per cent. The report found a combined capital city drop of -0.1 per cent in the last month. Flags are raised when we hear these figures, which is […]

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Christmas spend debt

Tackle your post-Christmas debt

On average, Australians plan to spend $955 over the holiday season. Most use savings for Christmas presents, but 46 per cent use a credit card, and another 4 per cent take out a loan. The average credit card debt after Christmas is $1,666. Most people will pay off their credit card debt within six months, […]

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home renovation over Christmas holiday

Tips for improving your home this summer

Summer holidays are looming. For some, this means time off work, and hopefully, time on your hands. Between pool-side relaxation and trips to the ocean, you might like to spend some of your spare hours making improvements around your home. Here are some simple home improvement tips that won’t break the bank. Before you start Know […]

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Client stories

Vanessa Schefe

Vanessa and her partner Brett wanted to buy a new home and approached several big banks for a loan. Not only did they have no...

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Scott Micallef

Several years ago, Scott Micallef already had 9 investment properties and was looking to buy more. He had about $5 million worth...

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Steve Moran and Andrea Bernard

Steve Moran and Andrea Bernard have always been focused on managing their money and maximising opportunities to grow their...

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