Category: DIY

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Renovate on a budget

Renovating can be very expensive, but there are a number of ways to keep costs to a minimum. If the cost of renovating is putting you off, consider these options. Make a budget Once you have a general idea of what you want to do, talk to your Smartline Adviser about the maximum amount you […]

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home renovation over Christmas holiday

Tips for improving your home this summer

Summer holidays are looming. For some, this means time off work, and hopefully, time on your hands. Between pool-side relaxation and trips to the ocean, you might like to spend some of your spare hours making improvements around your home. Here are some simple home improvement tips that won’t break the bank. Before you start Know […]

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Heating up? 5 ways to cool your house that won’t cost the earth

Summer is fast upon us. In some parts of the country, it has definitely arrived. While summer means beaches, swimming and evening BBQs, it also means high energy bills, as we switch on the aircon to stay cool. Before you panic, and start looking for real estate in Tasmania, there are a few ways you […]

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22 ways to cut your energy bills (before spending on solar panels)

Winter is here! Despite many Australians opting not to heat their homes to the point of complete comfort, many of us nevertheless will soon receive a nasty surprise when the energy bills arrive. With Australia’s historically cheap energy, old housing stock in many areas, mild climate and frequent emphasis on low building costs, many homes […]

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The basics of refinancing to renovate

There are a number of situations in which refinancing to renovate is a good idea, and it can be a smart financial move if you manage the process well. Perhaps you inherited a home that’s falling apart, need more space to accommodate a growing family or want to renovate for resale and increase your capital gain in […]

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A quick guide to safe DIY

Us Aussies love rolling our sleeves up and getting stuck into some hard work, whether it’s a bit of gardening on a Sunday afternoon or a full-scale home renovation. As admirable as that can-do attitude often is, it can cause DIYers to bite off more than they can chew, or neglect safe working practices in order […]

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3 things to keep in mind when renovating an apartment

Whether you live in an apartment yourself and are refinancing for some new features, or own one as an investment property and are keen to squeeze some more value out of your real estate, you might be considering some major renovations. These kinds of upgrades can add a significant sum to the price tag or […]

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Renovating your kitchen with refinancing capital

The kitchen is the focal point of many Australian homes. It’s not just for cooking dinner, but it is increasingly becoming a place for people to sit down, relax and talk to their family. This might be the reason why so many people wish for a better, more comfortable kitchen – in fact, the Housing […]

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4 smart additions to any home

Whether you are a first home buyer or a seasoned investor, it always pays to know what Australians want in a property. If you can ensure your property has what people want then your house is far less likely to spend a long time languishing on the market. But just what is it that Aussies […]

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4 ways to add value to your home

There are a number of ways to add value to your home – and with the current property market, the simple premise of owning real estate in certain areas will make you money. For example, the Australian Bureau of Statistics found that the price index for the average residential property in Sydney rose 13.1  per cent over […]

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Client stories

Elly and Nic Marie

It was Christmas Eve 2015 and Elly Marie and her husband Nic were busy with their new baby and planning their upcoming wedding in...

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Fiona and Jamie Clifford

When young couple Fiona and Jamie decided to build their new home, they knew they could rely on Smartline Personal Mortgage...

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Scott Micallef

Several years ago, Scott Micallef already had 9 investment properties and was looking to buy more. He had about $5 million worth...

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