Category: Economy

Follow our Smartline blog for up to date latest Australian finance and property news.

2019 new year finance

4 ways to freshen up your finances this new year

Don’t you love a new year? A page turns, and we have a blank chapter in front of us. It’s time to start setting some goals, and getting things organised, so we kick some serious goals in 2019. Make financial resolutions Nothing like a new year to set new financial goals, or maybe rework your […]

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2018 2019 mortgage house price

House prices: What to expect in 2019

You’ve heard it through the year: house prices are falling. But what does this mean, exactly. And what can we expect in the New Year? Here, we break it down for you. Looking at house prices in 2018 House prices are down 8.3 percent in June 2018 from June 2017. This is the largest decline […]

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Mortgage stress

Over 20 per cent of Australians experience mortgage stress

A survey from Roy Morgan’s research institute has found that nearly one million Australians experience mortgage stress. This equates to over 20 per cent of the population. While the results of Roy Morgan’s interviews of 10,000 owner-occupier mortgage holders are significant, mortgage stress is down slightly since this time last year, when 21.3 per cent […]

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Mortgage brokers increase customer competition and choice

A new report, ‘The Value of Mortgage Broking’, released this July by Deloitte Access Economics, has found that mortgage brokers increase competition and choice for customers, which brings a swag of benefits to the consumer, and the larger economy. Mortgage brokers began emerging in Australia in the mid-1980s, and now 55.7 per cent of loans […]

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Cash rate on hold for two years and one month

The Reserve Bank of Australia (RBA) has announced that the cash rate remains steady at 1.5 percent. This August marked two years since the last change. In fact, the cash rate hasn’t increased since November 2010. According to RBA Governor, Philip Lowe, there are a few national and international factors keeping the rate steady for […]

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4 ways to spring into the warmer months and bloom financially

Can you feel that warmth on your shoulders? Hear the bees buzzing? Yes, winter is nearly over, and spring is coming. We thought we’d celebrate by sharing ways to spring into the warmer months with some smart financial tips. Save first, spend later One way to get ahead financially is not to get behind. It […]

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Australia’s most affordable suburbs with strong capital growth

With a median house price in greater Sydney of more than $1.15 million, and the median house price in greater Melbourne around $915,000, properties under $500,000 start to seem appealing. But what if affordability and capital growth could be measured hand in hand? Turns out, they can. CoreLogic recently released its Top Affordable Suburbs Report, […]

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Improving housing affordability

A new report from the Australian Housing and Urban Research Institute (AHURI) released this July, investigates housing affordability in Australia and proposes new directions for housing tax reform. Why is housing affordability a problem in Australia? Housing affordability has been in steep decline in recent years, despite strong economic growth. The lack of affordable housing […]

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Client stories

Udaya and Nita Lohani

With their family having outgrown the two-bedroom unit they had lived in for seven years, Udaya and Nita Lohani knew the time was...

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Elly and Nic Marie

It was Christmas Eve 2015 and Elly Marie and her husband Nic were busy with their new baby and planning their upcoming wedding in...

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Kerry Simpson and Scott Wright

Kerry and Scott joke that their Smartline Adviser knows more about their finances than they do. Over the past 11 years...

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