Category: General

Follow our Smartline blog for up to date latest Australian finance and property news.

The nation’s capital is hot now!

While the average August temperature in Canberra is a mere 13.5 degrees Celsius, the property market could be heating up. CommSec’s latest State of the States report, which analyses indicators over eight key economic areas, shows us that the Australian Capital Territory has the highest home lending rates in the country. This is positive news […]

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Tips for breaking into the housing market

Recent Census data tells us that less people own their own homes than five years ago. That can at least be partly attributed to rising house prices. In Sydney, house prices are 12 per cent higher than they were a year ago. In Melbourne, house prices are up 13 per cent from last year. These increases can be […]

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4 resolutions for home buyers this new financial year

January 1 is generally the time we most commonly make resolutions – diets, fitness, careers and relationships all get dealt with as the new year comes around. But does it make sense to make financial resolutions at this time too? When the new financial year rolls around, you’ve just submitted your tax return and got your finances in […]

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New Census data looks good for investors

Are you looking to invest in property? You might be interested to hear that according to new Census data, rents have increased and mortgage repayments have decreased in the last five years, making property investment an attractive option. Many people in Australia have a mortgage, and people are paying less per week for their mortgages, […]

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Rates for interest-only loans on the rise

Concern about the growth of mortgage lending across the banking industry has prompted the Australian Prudential Regulation Authority (APRA) to tighten requirements for banks offering interest-only loans. Here, we look at what the changes are, and how they are affecting the lending market. APRA is concerned that too many mortgage holders are paying interest only […]

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Making tax payments can be one of the more challenging aspects of managing property investments.

Property cycle: capital city and regional update

There are signs the strong Sydney and Melbourne residential property markets are beginning to slow, which is usual at this time of year. At the same time, other capital city markets are only exhibiting modest, if any, growth. Cameron Kusher, head of research for Australia at CoreLogic RP Data, says clear signs are emerging that […]

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Can Sydney’s housing affordability be fixed in five steps?

Australia has ranked as one of the least affordable countries in the world for housing again – but solutions are on the way. Demographia’s 2017 report ranked Australia third behind Hong Kong and New Zealand for unaffordable housing, largely driven by price hikes in Sydney and Melbourne. Of course, that’s nothing new. Anyone who’s tried […]

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Get ready for the new financial year

A new financial year is a great time to review your finances and make sure they are in tip-top order. It’s the time of year to ensure you are claiming all your allowable deductions and that your tax records are in order. Here, we look at how to prep for 30 June whether you are […]

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22 ways to cut your energy bills (before spending on solar panels)

Winter is here! Despite many Australians opting not to heat their homes to the point of complete comfort, many of us nevertheless will soon receive a nasty surprise when the energy bills arrive. With Australia’s historically cheap energy, old housing stock in many areas, mild climate and frequent emphasis on low building costs, many homes […]

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Client stories

Linda and Trevor Friend

Linda and her husband Trevor had their mortgage with one of major banks for years. With rates going down steadily, the time had...

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Matt Richardson

Running his own successful IT project management business while growing his investment property portfolio means Matt Richardson...

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Neville and Christine Lewis

Using the equity they had built up in their family home, Neville and Christine Lewis started investing in property in the early...

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