Category: General

Follow our Smartline blog for up to date latest Australian finance and property news.

Rates for interest-only loans on the rise

Concern about the growth of mortgage lending across the banking industry has prompted the Australian Prudential Regulation Authority (APRA) to tighten requirements for banks offering interest-only loans. Here, we look at what the changes are, and how they are affecting the lending market. APRA is concerned that too many mortgage holders are paying interest only […]

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Making tax payments can be one of the more challenging aspects of managing property investments.

Property cycle: capital city and regional update

There are signs the strong Sydney and Melbourne residential property markets are beginning to slow, which is usual at this time of year. At the same time, other capital city markets are only exhibiting modest, if any, growth. Cameron Kusher, head of research for Australia at CoreLogic RP Data, says clear signs are emerging that […]

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Can Sydney’s housing affordability be fixed in five steps?

Australia has ranked as one of the least affordable countries in the world for housing again – but solutions are on the way. Demographia’s 2017 report ranked Australia third behind Hong Kong and New Zealand for unaffordable housing, largely driven by price hikes in Sydney and Melbourne. Of course, that’s nothing new. Anyone who’s tried […]

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Get ready for the new financial year

A new financial year is a great time to review your finances and make sure they are in tip-top order. It’s the time of year to ensure you are claiming all your allowable deductions and that your tax records are in order. Here, we look at how to prep for 30 June whether you are […]

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22 ways to cut your energy bills (before spending on solar panels)

Winter is here! Despite many Australians opting not to heat their homes to the point of complete comfort, many of us nevertheless will soon receive a nasty surprise when the energy bills arrive. With Australia’s historically cheap energy, old housing stock in many areas, mild climate and frequent emphasis on low building costs, many homes […]

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How can you expand your financial literacy?

Financial literacy is all about equipping yourself with the skills to handle your money effectively. We’ve talked before about the importance of increasing your financial literacy in order to make smarter decisions that will result in more money for you. But how do you find resources that explain things in straightforward language free from all that […]

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What are the financial challenges facing Australian women?

Australian women typically live several years longer than men, according to the Australian Institute of Health and Welfare. In spite of this, women face financial disadvantages that men do not, which affects their ability to save. Our country still has a fair way to go until this is no longer an issue, if we take […]

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Client stories

Belinda and Ashley Benson

Borrowing money can get awfully complicated and that’s where having the right mortgage broker made all the difference for...

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Dee and Henry Nieuwenhuis

Going green wasn’t an optional extra for the Nieuwenhuis', it was an integral element of their property investment strategy....

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Janine Davies

Janine Davies originally found the idea of buying a home nerve-wracking. Terminology she didn’t understand, mountains of...

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