Category: Refinancing

Follow our Smartline blog for up to date latest Australian finance and property news.

Restructuring, part 1: reasons to restructure your home loan

Many home owners feel stuck in their current home loan. When debts pile up, meeting the monthly repayments can become stressful. If you’re feeling some financial pressure but don’t want to move out of your current home, it can pay to have a think about home loan restructure. You can choose between internal (sticking with your current […]

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3 tips for saving while paying off a mortgage

Paying off a mortgage can be a lofty task indeed. With those weekly payments coming out of your account, you may have nothing left for other financial goals such as saving for a holiday or perhaps even making extra mortgage repayments. It doesn’t have to be that way. With smart advice courtesy of one of […]

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Renovating your kitchen with refinancing capital

The kitchen is the focal point of many Australian homes. It’s not just for cooking dinner, but it is increasingly becoming a place for people to sit down, relax and talk to their family. This might be the reason why so many people wish for a better, more comfortable kitchen – in fact, the Housing […]

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The Truth About Fixed Rate Loans

With interest rates at an all-time low, taking the option of locking in an interest rate on your home loan to guard against possible future fluctuation may be attractive. However, it pays to know the ins and outs of fixed-rate loans before committing to one. When purchasing a property, borrowers can decide between fixed-interest loans […]

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When Should I Consider Home Loan Refinancing?

For long-term borrowers, it’s easy to get into a pattern of repayment and assume that there’s no need to tweak things here and there. What might surprise you is that becoming complacent with your home loan could be costing you thousands. It pays (literally) to do a regular assessment of your mortgage, whether it is […]

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When to consider home loan refinancing

For long-term borrowers, it’s easy to get into a pattern of repayment and assume that there’s no need to tweak things here and there. What might surprise you is that becoming complacent with your home loan could be costing you thousands. It pays (literally) to do a regular assessment of your mortgage, whether it is […]

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What do you need to know about home loan refinancing?

The world of lending is always changing – and the home loan that might have worked for you just a few years ago mightn’t be the best fit now! This is where home loan refinancing can enter the frame. It involves paying out your existing mortgage for a new one, for any number of reasons. You might be […]

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Client stories

Alison Bromley

Having sacrificed and worked hard to save the money for the deposit for her first house, Alison Bromley became overwhelmed at the...

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Dee and Henry Nieuwenhuis

Going green wasn’t an optional extra for the Nieuwenhuis', it was an integral element of their property investment strategy....

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Kerry Simpson and Scott Wright

Kerry and Scott joke that their Smartline Adviser knows more about their finances than they do. Over the past 11 years...

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