Category: Loan Process

Follow our Smartline blog for up to date latest Australian finance and property news.

How does a bridging loan work for buying property while selling?

So, you’ve bought a property and have been paying off the mortgage. Now, it’s time to start thinking about what’s next. Purchasing a property certainly doesn’t mean you shouldn’t keep your eyes on the market, and there’s always something out there that can capture your attention and set you thinking about another move. Perhaps you’re […]

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Understanding low doc loans for the self-employed

There’s a lot of appeal to being self-employed. Sole traders or people who own their own small business enjoy freedom, flexibility and the chance to adapt their work to best suit their interests and skills. However, there are a couple of drawbacks to being self-employed. One of the biggest is the difficulty these workers face when it […]

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Qld First Home Buyer Grants and Concessions

There are many incentives offered by banks to help first home buyers get into the market, including using your rent history as “genuine savings” or allowing a Parental Guarantee’s to wipe out the potential $20,000+ cost of Lenders Mortgage Insurance. In addition there are 2 big “leg-up’s” offered by the Qld Government. These are the […]

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Client stories

Belinda and Ashley Benson

Borrowing money can get awfully complicated and that’s where having the right mortgage broker made all the difference for...

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Fiona and Jamie Clifford

When young couple Fiona and Jamie decided to build their new home, they knew they could rely on Smartline Personal Mortgage...

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Alfonso De Guzman

Alfonso De Guzman’s focus on property investment in the past seven years has not only helped him and his family to provide for...

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