Category: Loan Process

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Mortgage stress

Over 20 per cent of Australians experience mortgage stress

A survey from Roy Morgan’s research institute has found that nearly one million Australians experience mortgage stress. This equates to over 20 per cent of the population. While the results of Roy Morgan’s interviews of 10,000 owner-occupier mortgage holders are significant, mortgage stress is down slightly since this time last year, when 21.3 per cent […]

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house insurance

Do you need insurance when buying a house?

We all like feeling secure. Insurance is protection against the things that can go wrong. Yes, it costs a bit of money but insurance gives us peace of mind that if things go awry, we will be okay financially. But do you need insurance when purchasing a house? And if so, which insurance do you […]

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first home buyer credit crunch

Are first home buyers keeping the property market steady?

House prices in Sydney and Melbourne have fallen slightly in recent months. Falling house prices can be due to various factors, like increased interest rates, or oversupply. In current times, the drop in house prices has largely been attributed to what they call a ‘credit crunch’. What’s a credit crunch? A credit crunch is a […]

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Mortgage brokers increase customer competition and choice

A new report, ‘The Value of Mortgage Broking’, released this July by Deloitte Access Economics, has found that mortgage brokers increase competition and choice for customers, which brings a swag of benefits to the consumer, and the larger economy. Mortgage brokers began emerging in Australia in the mid-1980s, and now 55.7 per cent of loans […]

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Why should I get a pre-approval?

Purchasing a property can be stressful enough, considering the amount of coin you are dealing with. Getting a pre-approval from your lender before you make an offer on a property should bring you some peace of mind and ensure that you won’t end up in serious hot water. A pre-approval is an indication from a […]

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Borrowing for over 50s

As anyone of middle age will attest, turning 50 can creep up on you. We know that 50 is the new 40! But if you want to take out a loan and you are over the age of 50, you may need to provide more information about your future financial position before you can borrow. […]

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5 things to consider when leasing business equipment

Setting up a new company can be expensive. You have location costs, staff wages, business planning and branding. One of the biggest expenses is often the cost of equipment. Whether equipment is industrial, used for construction, or for the office, it’s a big investment. This is why many businesses opt to lease equipment. Rather than […]

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Client stories

Belinda Fellows

Having a great mortgage broker can really help ease the stress and strain that comes with buying a property – particularly when...

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Janine Davies

Janine Davies originally found the idea of buying a home nerve-wracking. Terminology she didn’t understand, mountains of...

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Linda and Trevor Friend

Linda and her husband Trevor had their mortgage with one of major banks for years. With rates going down steadily, the time had...

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