Category: Loan Process

Follow our Smartline blog for up to date latest Australian finance and property news.

What Does a Mortgage Broker Do?

A mortgage broker is the “go between” for a borrower and finds the right loan from all the lenders. The individual service is dependent on your individual needs….do you need to leverage off the brokers Experience, or leverage off the Convenience, or is it all about the interest rate? Expertise: Most successful property investors use […]

Read More

Loan Redraw or Offset Accounts? Which is Best?

Offset accounts and redraw facilities work in similar ways; they both allow you to reduce the balance of your home loan, and therefore the interest charged, by applying extra money to your debt. They also are an effective means to build a “buffer” for a rainy day. Redraw allows you to deposit spare income into […]

Read More

10 Reasons to Get a Home Loan Pre-approval

A home loan pre-approval provides confidence when it comes to making an offer on your property because it gives you a clear indication of how much you can borrow. You won’t waste time on properties you cannot afford and can concentrate on properties within your price range Your offer will be more attractive to the […]

Read More

Client stories

Steve Moran and Andrea Bernard

Steve Moran and Andrea Bernard have always been focused on managing their money and maximising opportunities to grow their...

Read More

Alison Bromley

Having sacrificed and worked hard to save the money for the deposit for her first house, Alison Bromley became overwhelmed at the...

Read More

Janine Davies

Janine Davies originally found the idea of buying a home nerve-wracking. Terminology she didn’t understand, mountains of...

Read More

Stay Connected