Category: Loan Process

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Understanding low doc loans for the self-employed

There’s a lot of appeal to being self-employed. Sole traders or people who own their own small business enjoy freedom, flexibility and the chance to adapt their work to best suit their interests and skills. However, there are a couple of drawbacks to being self-employed. One of the biggest is the difficulty these workers face when it […]

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Qld First Home Buyer Grants and Concessions

There are many incentives offered by banks to help first home buyers get into the market, including using your rent history as “genuine savings” or allowing a Parental Guarantee’s to wipe out the potential $20,000+ cost of Lenders Mortgage Insurance. In addition there are 2 big “leg-up’s” offered by the Qld Government. These are the […]

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What Does a Mortgage Broker Do?

A mortgage broker is the “go between” for a borrower and finds the right loan from all the lenders. The individual service is dependent on your individual needs….do you need to leverage off the brokers Experience, or leverage off the Convenience, or is it all about the interest rate? Expertise: Most successful property investors use […]

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Loan Redraw or Offset Accounts? Which is Best?

Offset accounts and redraw facilities work in similar ways; they both allow you to reduce the balance of your home loan, and therefore the interest charged, by applying extra money to your debt. They also are an effective means to build a “buffer” for a rainy day. Redraw allows you to deposit spare income into […]

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10 Reasons to Get a Home Loan Pre-approval

A home loan pre-approval provides confidence when it comes to making an offer on your property because it gives you a clear indication of how much you can borrow. You won’t waste time on properties you cannot afford and can concentrate on properties within your price range Your offer will be more attractive to the […]

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Client stories

Neville and Christine Lewis

Using the equity they had built up in their family home, Neville and Christine Lewis started investing in property in the early...

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Ivan Marsic and Tanja Brinkman

When Ivan Marsic and his wife Tanja Brinkman decided they wanted to knock down their house and build a duplex, they didn’t...

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Dee and Henry Nieuwenhuis

Going green wasn’t an optional extra for the Nieuwenhuis', it was an integral element of their property investment strategy....

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