Category: Loan Process

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Costs to buy home

Costs of purchasing a home

You’re trawling real estate sites, and popping into open houses every Saturday. You’ve done your calculations, spoken to your mortgage adviser, and know roughly what you can afford to spend on your first home. The advertised price of the property, though, is only one expense to consider when buying your first home. So that you […]

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How does a bridging loan work for buying property while selling?

So, you’ve bought a property and have been paying off the mortgage. Now, it’s time to start thinking about what’s next. Purchasing a property certainly doesn’t mean you shouldn’t keep your eyes on the market, and there’s always something out there that can capture your attention and set you thinking about another move. Perhaps you’re […]

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Understanding low doc loans for the self-employed

There’s a lot of appeal to being self-employed. Sole traders or people who own their own small business enjoy freedom, flexibility and the chance to adapt their work to best suit their interests and skills. However, there are a couple of drawbacks to being self-employed. One of the biggest is the difficulty these workers face when it […]

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Qld First Home Buyer Grants and Concessions

There are many incentives offered by banks to help first home buyers get into the market, including using your rent history as “genuine savings” or allowing a Parental Guarantee’s to wipe out the potential $20,000+ cost of Lenders Mortgage Insurance. In addition there are 2 big “leg-up’s” offered by the Qld Government. These are the […]

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Client stories

Matt Richardson

Running his own successful IT project management business while growing his investment property portfolio means Matt Richardson...

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Janine Davies

Janine Davies originally found the idea of buying a home nerve-wracking. Terminology she didn’t understand, mountains of...

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Alison Bromley

Having sacrificed and worked hard to save the money for the deposit for her first house, Alison Bromley became overwhelmed at the...

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