Category: Loan Process

Follow our Smartline blog for up to date latest Australian finance and property news.

What Does a Mortgage Broker Do?

A mortgage broker is the “go between” for a borrower and finds the right loan from all the lenders. The individual service is dependent on your individual needs….do you need to leverage off the brokers Experience, or leverage off the Convenience, or is it all about the interest rate? Expertise: Most successful property investors use […]

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Loan Redraw or Offset Accounts? Which is Best?

Offset accounts and redraw facilities work in similar ways; they both allow you to reduce the balance of your home loan, and therefore the interest charged, by applying extra money to your debt. They also are an effective means to build a “buffer” for a rainy day. Redraw allows you to deposit spare income into […]

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10 Reasons to Get a Home Loan Pre-approval

A home loan pre-approval provides confidence when it comes to making an offer on your property because it gives you a clear indication of how much you can borrow. You won’t waste time on properties you cannot afford and can concentrate on properties within your price range Your offer will be more attractive to the […]

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Client stories

Kerry Simpson and Scott Wright

Kerry and Scott joke that their Smartline Adviser knows more about their finances than they do. Over the past 11 years...

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Fiona and Jamie Clifford

When young couple Fiona and Jamie decided to build their new home, they knew they could rely on Smartline Personal Mortgage...

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Ivan Marsic and Tanja Brinkman

When Ivan Marsic and his wife Tanja Brinkman decided they wanted to knock down their house and build a duplex, they didn’t...

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