Category: Money

Follow our Smartline blog for up to date latest Australian finance and property news.

Christmas spend debt

Tackle your post-Christmas debt

On average, Australians plan to spend $955 over the holiday season. Most use savings for Christmas presents, but 46 per cent use the credit card, and another 4 per cent take out a loan. The average credit card debt after Christmas is $1,666. Most people will pay off their credit card debt within six months, […]

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Christmas financial stress

Feel less financially stressed this Christmas

Christmas is a time to be merry. But for many, it’s a time to stress out. There are presents to buy, holidays to pay for, dinners and drinks out and sometimes, work without pay. But Christmas doesn’t have to mean we stop saving for a first home deposit, or become bogged down by mortgage repayments. Using […]

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5 tips for managing mortgage stress

The term mortgage stress has been bandied around in the news recently. With Reserve Bank of Australia (RBA) cash rate at a record low of 1.5 per cent, house prices continuing to rise and incomes remaining flat, economists are concerned that when rates do increase, many Australians will experience mortgage stress. There are many definitions […]

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Taking the long-term view on your mortgage

Taking out a mortgage is a big commitment, and often you will be paying back your mortgage over 25-30 years. This is a long-term arrangement, and possibly the first time you’ve ever had to think so far into the future. There is a lot to arrange when taking out a mortgage. And to give yourself the […]

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Heating up? 5 ways to cool your house that won’t cost the earth

Summer is fast upon us. In some parts of the country, it has definitely arrived. While summer means beaches, swimming and evening BBQs, it also means high energy bills, as we switch on the aircon to stay cool. Before you panic, and start looking for real estate in Tasmania, there are a few ways you […]

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5 smart ways to spring clean your finances

Spring is a great time to dust off the cobwebs and reorganise the linen cupboard. It is also a great time to reassess your finances, to make sure everything is running smoothly. Here are some strategies to ensure you are getting the most out of your money. Dust the cobwebs off your budget Checking in with […]

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Tips for saving your first deposit

Younger people are having difficulty breaking into the housing market according to the Household, Income and Labour Dynamics in Australia (HILDA) survey. The report found that home ownership for the under-40s has dropped significantly since 2002. And those who have made it into the market are not paying off their mortgage at the same rate. The […]

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Housing supply under $400,000 dries up

by CoreLogic The ongoing increases in dwelling values over recent years has led to a significant reduction in the proportion of sales occurring below $400,000. Across the nation, 31.2% of houses and 37.3% of units sold transacted for less than $400,000.  By comparison, a year ago the proportions were recorded at 32.8% for houses and […]

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Tips that could save you thousands on your home loan

Around 17 per cent of Australian mortgage holders are facing some level of mortgage stress, according to Roy Morgan research. Even if you’re comfortably meeting your repayments, some savings here and there won’t do any harm. If you could cut down your mortgage repayments, you might be able to afford more of life’s little extras – […]

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Client stories

Alfonso De Guzman

Alfonso De Guzman’s focus on property investment in the past seven years has not only helped him and his family to provide for...

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Udaya and Nita Lohani

With their family having outgrown the two-bedroom unit they had lived in for seven years, Udaya and Nita Lohani knew the time was...

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Ivan Marsic and Tanja Brinkman

When Ivan Marsic and his wife Tanja Brinkman decided they wanted to knock down their house and build a duplex, they didn’t...

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