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Between sipping champagne, and singing Auld Lang Syne this New Year, chances are, you made some New Year’s financial resolutions. Under the burst of fireworks and in the spirit of celebration, it’s easy to create bright and sparkly resolutions for the year; however, according to research, 80 percent of New Year’s resolutions won’t stand the […]
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Don’t you love a new year? A page turns, and we have a blank chapter in front of us. It’s time to start setting some goals, and getting things organised, so we kick some serious goals in 2019. Make financial resolutions Nothing like a new year to set new financial goals, or maybe rework your […]
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On the first day of Christmas, my true love gave to me … some really handy tips for making sure your stocking is full this Christmas, and so are your pockets! 1. Have a budget and stick to it Christmas is a time for spending, and eating too much. So how can you enjoy the […]
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A new report, ‘The Value of Mortgage Broking’, released this July by Deloitte Access Economics, has found that mortgage brokers increase competition and choice for customers, which brings a swag of benefits to the consumer, and the larger economy. Mortgage brokers began emerging in Australia in the mid-1980s, and now 55.7 per cent of loans […]
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With Father’s Day around the corner, we thought we’d prepare a list of tips to help Dad find the happy balance between good finances and family. Before having kids, financial decisions tend to be relatively straightforward. When children arrive, though, parents need to start thinking in a new way. Having children ups the cost, for […]
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Happy New Financial Year! Rather than cringing at tax time, let’s celebrate by setting some meaningful financial goals that can help you get ahead, and live the life you want. Assess your debt How are your credit card bills? Are you drowning in interest repayments? If the debt is weighing you down, now’s a good […]
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School holidays have already begun for some and for others, they’re just around the corner. With the kids at home and a break from work, it’s time to kick back and have some fun. But holiday fun can be expensive. If you are saving for a home loan deposit or are up to the hilt in home […]
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The end of financial year (EOFY) is nigh. This time of year makes many of us quake in fear. Paperwork. Receipts. Tax. But what if EOFY could be an annual highlight? Just as New Year is a cause for celebration and renewal, EOFY can be a chance for you to get the most out of […]
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There’s condensation on the window. The grass is crispy with frost. Winter is setting in. For beach-loving Aussies, staying warm through the cooler months is a top priority. Are you looking for efficient ways to heat your home during winter? Since heating and cooling your house consumes 40 per cent of your home’s energy, it […]
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The Grattan Institute report, released earlier in March, found that Australian house prices have more than doubled in the last 20 years. The rise has been particularly sharp in the last six years, with house prices increasing 50 per cent in Melbourne and around 70 per cent in Sydney since 2012. So, what caused this […]
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Kerry and Scott joke that their Smartline Adviser knows more about their finances than they do. Over the past 11 years...
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With their family having outgrown the two-bedroom unit they had lived in for seven years, Udaya and Nita Lohani knew the time was...
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Linda and her husband Trevor had their mortgage with one of major banks for years. With rates going down steadily, the time had...
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