Category: Money

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new year, resolution, finance

New year new you

Welcome to 2018! Another year has whizzed by. Did you invest wisely last year? Were you making progress financially? If not, here are a few tips to help make 2018 count. The first step is to get your finances in order, if they aren’t already. Make sure you have a budget that keeps track of […]

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Christmas spend debt

Tackle your post-Christmas debt

On average, Australians plan to spend $955 over the holiday season. Most use savings for Christmas presents, but 46 per cent use a credit card, and another 4 per cent take out a loan. The average credit card debt after Christmas is $1,666. Most people will pay off their credit card debt within six months, […]

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Christmas financial stress

Feel less financially stressed this Christmas

Christmas is a time to be merry. But for many, it’s a time to stress out. There are presents to buy, holidays to pay for, dinners and drinks out and sometimes, work without pay. But Christmas doesn’t have to mean we stop saving for a first home deposit, or become bogged down by mortgage repayments. Using […]

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5 tips for managing mortgage stress

The term mortgage stress has been bandied around in the news recently. With Reserve Bank of Australia (RBA) cash rate at a record low of 1.5 per cent, house prices continuing to rise and incomes remaining flat, economists are concerned that when rates do increase, many Australians will experience mortgage stress. There are many definitions […]

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Taking the long-term view on your mortgage

Taking out a mortgage is a big commitment, and often you will be paying back your mortgage over 25-30 years. This is a long-term arrangement, and possibly the first time you’ve ever had to think so far into the future. There is a lot to arrange when taking out a mortgage. And to give yourself the […]

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Heating up? 5 ways to cool your house that won’t cost the earth

Summer is fast upon us. In some parts of the country, it has definitely arrived. While summer means beaches, swimming and evening BBQs, it also means high energy bills, as we switch on the aircon to stay cool. Before you panic, and start looking for real estate in Tasmania, there are a few ways you […]

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5 smart ways to spring clean your finances

Spring is a great time to dust off the cobwebs and reorganise the linen cupboard. It is also a great time to reassess your finances, to make sure everything is running smoothly. Here are some strategies to ensure you are getting the most out of your money. Dust the cobwebs off your budget Checking in with […]

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Tips for saving your first deposit

Younger people are having difficulty breaking into the housing market according to the Household, Income and Labour Dynamics in Australia (HILDA) survey. The report found that home ownership for the under-40s has dropped significantly since 2002. And those who have made it into the market are not paying off their mortgage at the same rate. The […]

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Housing supply under $400,000 dries up

by CoreLogic The ongoing increases in dwelling values over recent years has led to a significant reduction in the proportion of sales occurring below $400,000. Across the nation, 31.2% of houses and 37.3% of units sold transacted for less than $400,000.  By comparison, a year ago the proportions were recorded at 32.8% for houses and […]

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Client stories

Matt Richardson

Running his own successful IT project management business while growing his investment property portfolio means Matt Richardson...

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Vanessa Schefe

Vanessa and her partner Brett wanted to buy a new home and approached several big banks for a loan. Not only did they have no...

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Scott Micallef

Several years ago, Scott Micallef already had 9 investment properties and was looking to buy more. He had about $5 million worth...

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