Category: Money

Follow our Smartline blog for up to date latest Australian finance and property news.

5 ways to save your mortgage deposit faster

Are you wondering how you’ll be able to scrape together a deposit for your first home? What with rent, bills, other expenses and any debts you’ve accumulated, it can be hard to imagine ever getting together the amount needed to secure your first property. However, if you begin implementing some simple saving strategies, you’ll be able […]

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property negotiation meeting

RBA takes a more positive stance

The housing market remained a focus for the Reserve Bank of Australia (RBA) in its most recent meeting minutes. Mixed conditions perpetuate across the nation in different housing markets. But the central bank also noted economic conditions were improving. In the minutes, the board noted there had been a drop in residential real estate investments […]

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22 ways to cut your energy bills (before spending on solar panels)

Winter is here! Despite many Australians opting not to heat their homes to the point of complete comfort, many of us nevertheless will soon receive a nasty surprise when the energy bills arrive. With Australia’s historically cheap energy, old housing stock in many areas, mild climate and frequent emphasis on low building costs, many homes […]

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Learn to recover from the post-Christmas financial blues

There’s no time of year more exciting than Christmas – but the truth is that once it ends, it’s common to feel a little blue. The gifts, the meals, the special time with friends and family – they’re all over until next December. And also, there’s usually a financial crunch that comes with wrapping up […]

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3 tips for saving while paying off a mortgage

Paying off a mortgage can be a lofty task indeed. With those weekly payments coming out of your account, you may have nothing left for other financial goals such as saving for a holiday or perhaps even making extra mortgage repayments. It doesn’t have to be that way. With smart advice courtesy of one of […]

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Negative Gearing…who will it really affect?

One of our key economic and political stabilisers is property ownership. It is one differrentiator on the world stage, and it drives deep into our culture from many angles…but in the debate on negative gearing it is essential to understand who actually are the “landlords”. We have a cultural love for property ownership and it shows […]

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Repay @ the Bank “Buffer Rate” and Save a Fortune

Australia’s banks are required to test how you would cope with an interest rate increase. They do this by adding approximately 3.00% p.a. to the current rate. Here is what this calculation would look like for someone with a $450,000 variable rate mortgage: @ 4.25% p.a. the monthly repayment is $2,214 over 30 years. @ […]

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Client stories

Dee and Henry Nieuwenhuis

Going green wasn’t an optional extra for the Nieuwenhuis', it was an integral element of their property investment strategy....

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Nick Tinning and Naomi Parkes

Nick Tinning and fiancée Naomi Parkes thought securing a loan to build their house would be relatively...

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Belinda Fellows

Having a great mortgage broker can really help ease the stress and strain that comes with buying a property – particularly when...

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