Category: Investing

Follow our Smartline blog for up to date latest Australian finance and property news.

second property

Things to consider when buying your second property

You’ve purchased your first home. Congratulations! If you’ve been there for a while, you may be building up equity, which can put you in a good position to consider a second property. So, what’s equity and how can it help you buy a second property? The equity in your home is the value of your […]

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manage investment property

Should you manage your own investment property?

Agent’s fees can consume a sizeable slice of the annual rental income for your investment property, but do they equate to money well spent? Australia is home to 2.03 million residential property investors, according to the ATO, while property research house CoreLogic estimates there are around 2.6 million investor-owned dwellings nationwide. One in four Australian […]

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rural property market

Should you invest regionally?

With house prices in Sydney, Melbourne and other metropolitan areas nearing record highs, it’s tempting to look further afield. Buying a home regionally can be a good option for first home buyers keen to break into the market. Regional areas can also be a good place to purchase an investment property. Market factors, combined with improvements […]

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Preparing your home for sale

Planning to be on the move in little while? If you’re thinking of upsizing – or downsizing – then you face the big task of preparing your home for sale. The typical capital city house owner moves every 10.5 years, while unit dwellers up sticks every 8.4 years, according to 2015 research from Core Logic. […]

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investing process tip

4 tips for investing in property

There’s a reason that property investors take up a large chunk of the mortgage market. Investing in property can be a reliable place to store your money, and hopefully make a return, all going well. Like all speculation, there is always risk. But there are strategies for minimising the risk, and getting the most out […]

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Residential lending dominates

Monthly data from the Reserve Bank of Australia (RBA) indicate that Australia Prudential Regulation Authority (APRA)’s policies are taking effect. What are APRA’s policies? APRA implemented policies in 2017 to slow investor lending, in an attempt to address housing affordability. The policies require lenders to limit investor credit growth by 10 per cent per year. Interest […]

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rent tips

Top tips for renting your property

Around a third of Aussie homes are rented. In areas where rentals are in such short supply, renters face waiting lists, and in some cases, need to bid against other wannabe tenants. In short, the rental market is strong. If you aren’t in a position to move into your new home straight away, or are […]

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Making rentvesting work for you

It’s no secret that property values across Australia have raced north in recent years, in both major cities and regional towns. So much so that median house prices in Sydney and Melbourne are currently sitting at the eye-watering figures of $1,177,769 and $852,724 respectively, according to the latest QBE Australian Housing Outlook. If you don’t […]

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construction boom

What does the construction boom mean for you?

Building and construction is a growing industry. In fact, it has just topped the list for full-time employment in Victoria, providing 20,000 new jobs in the sector in the last year. Why the boom? There’s been a lot of government focus on developing more metropolitan dwellings to address the current housing affordability situation. Development is […]

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renting with pets

Should you rent to people with pets?

Whether to enforce a blanket ‘no pets’ policy or consider allowing tenants to keep animals is a conundrum for many Australian landlords. It’s a topic that recently made its way onto the government agenda in one Australian state. Victorian premier Daniel Andrews hit the headlines in October when he mooted the ban of unreasonable ‘no […]

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Client stories

Belinda Fellows

Having a great mortgage broker can really help ease the stress and strain that comes with buying a property – particularly when...

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Ivan Marsic and Tanja Brinkman

When Ivan Marsic and his wife Tanja Brinkman decided they wanted to knock down their house and build a duplex, they didn’t...

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Elly and Nic Marie

It was Christmas Eve 2015 and Elly Marie and her husband Nic were busy with their new baby and planning their upcoming wedding in...

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