Category: Investing

Follow our Smartline blog for up to date latest Australian finance and property news.

rent tips

Top tips for renting your property

Around a third of Aussie homes are rented. In areas where rentals are in such short supply, renters face waiting lists, and in some cases, need to bid against other wannabe tenants. In short, the rental market is strong. If you aren’t in a position to move into your new home straight away, or are […]

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rentvesting

Making rentvesting work for you

It’s no secret that property values across Australia have raced north in recent years, in both major cities and regional towns. So much so that median house prices in Sydney and Melbourne are currently sitting at the eye-watering figures of $1,177,769 and $852,724 respectively, according to the latest QBE Australian Housing Outlook. If you don’t […]

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construction boom

What does the construction boom mean for you?

Building and construction is a growing industry. In fact, it has just topped the list for full-time employment in Victoria, providing 20,000 new jobs in the sector in the last year. Why the boom? There’s been a lot of government focus on developing more metropolitan dwellings to address the current housing affordability situation. Development is […]

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renting with pets

Should you rent to people with pets?

Whether to enforce a blanket ‘no pets’ policy or consider allowing tenants to keep animals is a conundrum for many Australian landlords. It’s a topic that recently made its way onto the government agenda in one Australian state. Victorian premier Daniel Andrews hit the headlines in October when he mooted the ban of unreasonable ‘no […]

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Where will property values be in three years?

The annual QBE Australian Housing Outlook (2017-2020) report has just been released. This report, produced by BIS Oxford Economics, has a remarkably accurate track record when it comes to forecasting capital growth rates. Here is a summary of their median house price predictions. As you can see, it appears that Sydney’s boom is predicted to […]

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Can I use my home equity to buy an investment property?

If you own a property and have been paying off the mortgage comfortably, it could be time to think about taking the next step on the property ladder: investment. For many Australians, an investment property is a fantastic way to generate extra income and secure a long-term asset. Even so, getting a deposit together while […]

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Australian Taxation Office

New depreciation rules affect property investors

Changes to the way landlords can claim tax-deductible expenses related to their investment property were introduced on 1 July. The changes mean property investors can no longer claim a tax deduction by depreciating plant and equipment assets – which are the easily-removable and mechanical fixtures and fittings on the asset – for properties that exchanged […]

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Should you rent out your home on Airbnb?

Savvy property owners and investors are turning to creative strategies to make some extra cash. Sharing economy platform Airbnb is turning into a popular investment strategy, seen by landlords as a way to reap the rewards of higher rental yields, and by owner-occupiers as a way to gain some money to put towards bills and expenses. […]

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Rentvesting: another option for property ownership

Rent money is dead money – owning your own property is almost always the better financial decision, if you can afford it. However, ‘rentvesting’ – that is, renting where you want to live and investing in a property elsewhere – can be an even better option. What are the advantages 1. You can live where […]

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Client stories

Alison Bromley

Having sacrificed and worked hard to save the money for the deposit for her first house, Alison Bromley became overwhelmed at the...

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Udaya and Nita Lohani

With their family having outgrown the two-bedroom unit they had lived in for seven years, Udaya and Nita Lohani knew the time was...

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Fiona and Jamie Clifford

When young couple Fiona and Jamie decided to build their new home, they knew they could rely on Smartline Personal Mortgage...

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