Category: Investing

Follow our Smartline blog for up to date latest Australian finance and property news.

Buying your first investment property

It can make a lot of sense to buy property as an investment; historically it has provided strong returns. In addition, owning ‘bricks and mortar’ gives investors a sense of having an interest in something real. But buying property as an investment is different to buying property to live in. Here, we look at some […]

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Learn to recover from the post-Christmas financial blues

There’s no time of year more exciting than Christmas – but the truth is that once it ends, it’s common to feel a little blue. The gifts, the meals, the special time with friends and family – they’re all over until next December. And also, there’s usually a financial crunch that comes with wrapping up […]

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Negative Gearing, is it a Rort?

Best “pro” discussion on negative gearing I have heard for some time (and I note the irony that there is very little commentary on investors being slugged again over the last week (pre RBA meeting) with out of cycle interest rate increases, which amount to higher costs in running their “property business”):   The first […]

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Investing together part 1: The guarantor

The median cost of a house in one of Australia’s five biggest cities exceeds $800,000, according to CoreLogic RP Data. Small wonder then that your average first and second home buyer might struggle to get approved for the loan necessary to buy in such an expensive market. Could having a guarantor for your loan be […]

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3 mistakes to avoid when investing in property

Investing in property can reap massive rewards – do it right and you could be living dreams of early retirement. In fact, CoreLogic’s Pain and Gain report reveals that over 92.1 per cent of people who sold during Q1 2016 made a profit, at an average of $239,855 per sale. On the flip-side, if you do […]

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3 signs you’re ready to buy an investment property

Property can be a relatively safe investment that could be the key to helping you safeguard your financial future. Why then are Australians sometimes reluctant to invest in real estate? Perhaps it’s the daunting costs of entry, uncertainty in the market, or simply a reluctance to go through the whole process of buying a home again. […]

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Maximising capital gains from your investment property

Capital gains on property are a glorious thing. If you buy well you may enjoy a larger gain than expected, netting you a tidy profit which could set you up for life. Over 92 per cent of Aussies who sold in the March Quarter of 2016 enjoyed a profit on sale according to CoreLogic RP Data, […]

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Client stories

Fiona and Jamie Clifford

When young couple Fiona and Jamie decided to build their new home, they knew they could rely on Smartline Personal Mortgage...

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Matt Richardson

Running his own successful IT project management business while growing his investment property portfolio means Matt Richardson...

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Ivan Marsic and Tanja Brinkman

When Ivan Marsic and his wife Tanja Brinkman decided they wanted to knock down their house and build a duplex, they didn’t...

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