Category: Investing

Follow our Smartline blog for up to date latest Australian finance and property news.

Australian Taxation Office

New depreciation rules affect property investors

Changes to the way landlords can claim tax-deductible expenses related to their investment property were introduced on 1 July. The changes mean property investors can no longer claim a tax deduction by depreciating plant and equipment assets – which are the easily-removable and mechanical fixtures and fittings on the asset – for properties that exchanged […]

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Should you rent out your home on Airbnb?

Savvy property owners and investors are turning to creative strategies to make some extra cash. Sharing economy platform Airbnb is turning into a popular investment strategy, seen by landlords as a way to reap the rewards of higher rental yields, and by owner-occupiers as a way to gain some money to put towards bills and expenses. […]

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Rentvesting: another option for property ownership

Rent money is dead money – owning your own property is almost always the better financial decision, if you can afford it. However, ‘rentvesting’ – that is, renting where you want to live and investing in a property elsewhere – can be an even better option. What are the advantages 1. You can live where […]

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Buying your first investment property

It can make a lot of sense to buy property as an investment; historically it has provided strong returns. In addition, owning ‘bricks and mortar’ gives investors a sense of having an interest in something real. But buying property as an investment is different to buying property to live in. Here, we look at some […]

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Learn to recover from the post-Christmas financial blues

There’s no time of year more exciting than Christmas – but the truth is that once it ends, it’s common to feel a little blue. The gifts, the meals, the special time with friends and family – they’re all over until next December. And also, there’s usually a financial crunch that comes with wrapping up […]

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Negative Gearing, is it a Rort?

Best “pro” discussion on negative gearing I have heard for some time (and I note the irony that there is very little commentary on investors being slugged again over the last week (pre RBA meeting) with out of cycle interest rate increases, which amount to higher costs in running their “property business”):   The first […]

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Investing together part 1: The guarantor

The median cost of a house in one of Australia’s five biggest cities exceeds $800,000, according to CoreLogic RP Data. Small wonder then that your average first and second home buyer might struggle to get approved for the loan necessary to buy in such an expensive market. Could having a guarantor for your loan be […]

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3 mistakes to avoid when investing in property

Investing in property can reap massive rewards – do it right and you could be living dreams of early retirement. In fact, CoreLogic’s Pain and Gain report reveals that over 92.1 per cent of people who sold during Q1 2016 made a profit, at an average of $239,855 per sale. On the flip-side, if you do […]

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Client stories

Fiona and Jamie Clifford

When young couple Fiona and Jamie decided to build their new home, they knew they could rely on Smartline Personal Mortgage...

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Scott Micallef

Several years ago, Scott Micallef already had 9 investment properties and was looking to buy more. He had about $5 million worth...

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Elly and Nic Marie

It was Christmas Eve 2015 and Elly Marie and her husband Nic were busy with their new baby and planning their upcoming wedding in...

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