Category: RBA

Follow our Smartline blog for up to date latest Australian finance and property news.

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RBA takes a more positive stance

The housing market remained a focus for the Reserve Bank of Australia (RBA) in its most recent meeting minutes. Mixed conditions perpetuate across the nation in different housing markets. But the central bank also noted economic conditions were improving. In the minutes, the board noted there had been a drop in residential real estate investments […]

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RBA: Tighter regulations leading to better lending standards

Following some disappointing findings from the Australian Securities and Investments Commission (ASIC), The Reserve Bank of Australia (RBA) has noted that the tightening of lending regulations is putting standards back on the right track. ASIC’s review of interest-only home loans, released in August 2015, looked at the big four banks alongside seven smaller lenders. While […]

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RBA remains firm on 2 per cent cash rate

While the victor in yesterday’s Melbourne Cup may have come as a surprise to some, Reserve Bank of Australia (RBA) Governor Glenn Stevens’ announcement that the official cash rate (OCR) would remain on hold at 2 per cent did not. The decision to hold the rate is good news for mortgagors or those considering a […]

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Did the cash rate decision open up the market for home loans?

We’ve been sitting around a record low official cash rate for five months now, and people have been waiting with bated breath to see if the Reserve Bank of Australia (RBA) will bring it down even further. While the RBA board elected to keep it at 2 per cent for October, there are still a […]

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Interest rates held at 2 per cent again

The Reserve Bank of Australia (RBA) decided to hold the interest rate at 2 per cent for the fourth consecutive month. The announcement on September 1 came as little surprise to many economists, who were either betting on the hold or a possible drop. The RBA cites “moderate expansion in the economy” and said that inflation is […]

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What does this RBA decision mean for you?

Most media outlets have already informed you about the RBA’s decision to keep the cash rate on hold, however, very few of these media groups dig any deeper than the headline. Our aim is to let you know how each RBA decision impacts on “your” mortgage and the choices that you can make. The first […]

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Belinda and Ashley Benson

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