Category: Tips

Follow our Smartline blog for up to date latest Australian finance and property news.

4 ways to add value to your home

There are a number of ways to add value to your home – and with the current property market, the simple premise of owning real estate in certain areas will make you money. For example, the Australian Bureau of Statistics found that the price index for the average residential property in Sydney rose 13.1  per cent over […]

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A beginners guide to auctions

If you’ve managed to find the right home loan and are now trawling through the property market, there is a high chance that you will be going to auction. These can be a great way of locating the highest bid for the seller – but are also quite daunting for all involved, especially those with […]

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Tips for creating a kid-friendly home

Are you going to soon hear the pitter-patter of little feet? Adding another person to your household is one of the most exciting times of anyone’s life, but it often comes with a few questions. Will your home be big enough to accommodate your budding family? And what about when your child gets a bit older? […]

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3 mortgage features to know about

You could fill up a dictionary with all the jargon involved in taking out a home loan! But this clearly isn’t putting anyone off, given there were almost 54,000 loans taken out for owner-occupied housing to April 2015, according to the Australian Bureau of Statistics. Understanding some of the most common features of a mortgage […]

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3 golden rules for first homebuyers

As someone who has been trudging the rental treadmill for a while, or maybe has never quite found the right home at the right time, getting your foot in the door of the property market can be one of the most exhilarating experiences of your life. But before you make that almighty jump, what should every first […]

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How to add value to your home in winter

Winter is normally the time of year that things start to slow down in the property market. Buyers aren’t quite as active and there usually aren’t as many vendors putting their home up for sale. In fact, you’ll probably be getting ready to hanker down before the cooler weather hits, so making improvements to your […]

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What are you saving towards?

Interest rates can sometimes seem like the movie that never ends. Just when you think you’ve got them all figured out, there’s another twist in the tale and you’re right back on the edge of your seat. The Reserve Bank of Australia has kept up the suspense with its latest decision. In an announcement on […]

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3 tips for creating a budget

Most of us try to avoid looking too carefully at our spending habits. Not only can it be eye-opening, but it can be a bit unsettling – especially if your day-to-day costs have gone a bit overboard. To keep your finances in check and the repayments on your home loan ticking over, it’s worth setting up […]

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Client stories

Fiona and Jamie Clifford

When young couple Fiona and Jamie decided to build their new home, they knew they could rely on Smartline Personal Mortgage...

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Dee and Henry Nieuwenhuis

Going green wasn’t an optional extra for the Nieuwenhuis', it was an integral element of their property investment strategy....

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Scott Micallef

Several years ago, Scott Micallef already had 9 investment properties and was looking to buy more. He had about $5 million worth...

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