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Follow our Smartline blog for up to date latest Australian finance and property news.

The benefit of starting small

Home buyers who start their property investing by purchasing modest properties with smaller home loans can be financially better off than those who buy more expensive properties with associated larger mortgages. Starting small can be a smart financial move, with the added benefit of considerably less risk and stress. There’s a lot to be said […]

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The late RBA Mail

At 2.30 on Melbourne Cup day (just before the big race) the November RBA cash rate decision is always handed down. We thought you might appreciate some “late mail” from a few organisations that are “in the know” when it comes to this decision. The first place we looked was the Sportsbet betting agency. “Stay […]

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The NSW Pool Registration deadline is TODAY

All pools (and spas) must be registered with the NSW government by the end of tomorrow (October 29th, 2013). I know this warning may not apply to everyone but you might know someone that would appreciate this last minute reminder. The fine for not registering today is $220. You can register on this website. […]

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Hello world!

Welcome to Smartline Mortgage Brokers – Blog. This is your first post. Edit or delete it, then start blogging!

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Are foreign investors driving up our house prices?

As property prices continue to surge, there are all sorts of theories being thrown around to explain this growth. One theory that seems to be gaining some traction is that foreign investors (non-residents and temporary residents) are driving price growth. We have done some research into this claim and have found that foreign investment is […]

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The “RBA rate vs Home Loan rate” ARGUMENT

I was recently involved in an argument with a few of my Smartline colleagues. We were arguing about the size of the gap that has opened up between the RBA cash rate and basic home loan rates since the GFC. During this friendly argument we all decided to have a guess at the size of […]

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Home loans: The bigger picture

Many Australians have been waiting to buy a home their whole life. And while imagining that one perfect day when you finally get the keys to your very own property can help you to buckle down and save for a home loan deposit, it can also cause you to get first home tunnel vision. This […]

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Rate cut may deliver relief to mortgage owners

Home owners will likely welcome the recent decision by the Reserve Bank of Australia (RBA) to cut the official cash rate by 25 basis points to 3.25 per cent. At its monthly meeting yesterday (October 2), the RBA concluded that economic conditions deemed a rate cut suitable to address economic concerns. RBA governor Glenn Stevens […]

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How do I choose a house to be my home?

The search for the perfect home can be exhilarating – knowing you are on the cusp of owning your very own property and finally making that transition from tenant to owner is an exciting time indeed. However, it can also be exhausting. Trolling the internet, attending inspections and going over your list of must-haves with […]

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Client stories

Belinda Fellows

Having a great mortgage broker can really help ease the stress and strain that comes with buying a property – particularly when...

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Fiona and Jamie Clifford

When young couple Fiona and Jamie decided to build their new home, they knew they could rely on Smartline Personal Mortgage...

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Matt Richardson

Running his own successful IT project management business while growing his investment property portfolio means Matt Richardson...

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