$5,000 – $55,000 loans for small business equipment

Are you a small business owner looking to update or purchase new machinery or tools? Your Smartline Adviser can help you secure a loan for “small ticket” items you need today.

What items qualify as small ticket equipment?

  • computer and office equipment
  • point-of-sale or vending machines
  • construction and commercial equipment
  • coffee machines
  • telephone systems/hardware
  • small medical and dental equipment.

How does a Smartline Adviser help you?

  • listen to your specific needs and situation
  • help you understand your asset finance options
  • compare packages from a panel of highly competitive lenders
  • find you the right finance at a very competitive rate
  • manage the whole process from start to finish.

Do I qualify for asset finance?

You can apply for small ticket asset finance is:

  • the loan is between $5,000 and $55,000
  • you’ve held an ABN for more than two years
  • your business is registered for GST
  • you own a home/property with mortgage asset-backed in your name or spouse’s name
  • have a clear credit file

What if I don’t own a property?

You’ll need to pay a 20% deposit and provide an asset finance credit reference.

What if I need more than $55,000? 

Then you need business equipment finance, which covers major industrial, commercial, construction, office and medical equipment. Ask your Smartline Adviser about that.