Home Loan Repayment Calculator

Not sure how much your loan repayments will be? Let our Home Loan Repayment Calculator help you. Simply enter your home loan details, plus regular expenses and the Smartline Home Loan Calculator will estimate your weekly, monthly or annual home loan repayments. Our Extra Repayment Calculator will also will estimate how much time and interest you can save by paying off more than your minimum loan repayments.

Home Loan Repayment Calculator

Use our home loan repayment calculator to find the right loan

Looking for a home loan that fits your needs and budget? A home loan repayment calculator can help you plan your repayments and pay off your home loan sooner.

Already have a home loan? Use the home loan repayment calculator to work out if switching loans or refinancing makes sense for you.

When to use a home loan repayment calculator?

Homeowners, investors, and prospective borrowers can use a home loan repayment calculator at any time. They’re just as helpful whether you currently have a loan or not.

If you do have a loan, it doesn’t hurt to calculate your repayments every so often to see if you could be saving more by paying your loan faster.

From time to time, it might even make sense to use a home loan repayment calculator to work out whether you should refinance your present loan.

How to use a home loan repayment calculator

To use the home loan repayment calculator you will need to enter the following information about your current home loan:

  • Loan amount. The amount of money you are borrowing.
  • Loan Type. 
  • Payment Frequency.
  • Interest Rate.
  • Loan Term. The extra amount of money you will contribute to your loan.

Remember that making extra home loan repayments can make a big difference to the length of your loan.

Find out how much you could save on interest using our extra repayment calculator.