First Home Buyers

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  Offer invaluable advice and guidance

  Starting out in the property market can feel overwhelming. Your Smartline broker is there at every step providing the expert guidance and answers you need to feel confident about your first home loan decisions.
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  Make everything easy to understand

  They’ll walk you through different scenarios and clearly explain how much you can borrow, all the costs involved, and what to expect at every step towards buying your first home.
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  Help you get loan pre-approval

  If you're still hunting for your dream home, your Smartline mortgage broker can help you organise pre-approval so you know exactly how much you can spend for your first home.
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  Find and secure a better loan for you

  Your broker will listen to your needs, future plans and more. Then they compare options from up to 25 leading lenders and negotiate on the one that really works for you – so you never lose sleep wondering if you missed out on something better.
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Apply for first homebuyer incentives

  If you're eligible for the First Home Owner Grant (FHOG) your Smartline mortgage broker can lodge the application and all supporting documents for you.
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  Do everything free of charge

  That's right. You don’t pay us anything for your Smartline Adviser's expertise, service and running around, because lenders pay us a commission when a first home loan mortgage is settled.