First Home Owner Grant

If you’re buying a first home that you plan to live in, you may be eligible for a First Home Owner Grant (FHOG) and other government incentives. Your Smartline broker can tell you where you stand.

What is the FHOG?

The FHOG is a one-off government payment made to eligible first home buyers looking for a place to live in. It can be for an existing home you buy or one that you build.

How much do you get?

The amount is different in each Australian state and can range from $5,000 to $25,000. Some state governments offer other grants and bonuses too, such as stamp duty concessions.

How do I get first homebuyer incentives?

If you’re eligible, grants and incentives factor in to your home loan finance. Your Smartline mortgage broker can explain how they work and help you get them with your loan application.