Moving house and need a new loan?

Your Smartline Personal Mortgage Adviser can find you the right loan for your situation. They’ll answer all your questions about how much you can afford, juggling homes, bridging loans and anything else that’s on your mind.

What can a Smartline Adviser do for you?

Provide guidance at every step

Whether you’re selling your old home while buying a new one, or turning it into an investment property, you need to manage things carefully. Your Smartline Mortgage Adviser will guide you through every step.

Work out how much you can borrow

They'll save you time and hassles with an accurate assessment of your borrowing and purchasing power. You can do some rough calculations now on our home loan calculators.

Explain all the costs

On top of the property price, you have application fees, stamp duty, conveyancing, inspection costs - even mortgage insurance if you borrow more than 80% of the property value. Your Smartline Adviser can give you the accurate figures.

Make your mortgage work for you

If you’re doing major renovations, we might look at an equity loan. If you’re buying before you sell, a bridging loan. Want to draw a cheque for your deposit without juggling money? We’ll organise a deposit bond. It's about making the loan work for you.

Secure a competitive loan

Once your Adviser understands your specific needs and goals, they’ll analyse loan rates, features and packages from over 30 leading lenders – and secure a deal that really works for you.