Moving Home

• 

  Offer invaluable advice and guidance

  Whether you’re selling your old home while buying a new one, or turning it into an investment property, you need to plan and manage things very carefully. A Smartline mortgage broker brings that experience and advice to give you confidence at every step.
• 

  Work out how much you can borrow

  Your mortgage broker can give you an accurate indication of your borrowing and purchasing power, saving you time and hassle. Do some rough numbers with our online mortgage calculators.
• 

  Explain all the costs

  You need to allow for application fees, stamp duty, conveyancing, inspection costs - even mortgage insurance if you borrow more than 80% of the property value. Your Smartline broker can discuss scenarios and give you the accurate figures.
• 

  Make your mortgage work for you

  For example, if you’re doing major renovations, we might look at an equity loan. If you want to buy before you sell, a bridging loan. Want to draw a cheque for your deposit without juggling money? We’ll organise a deposit bond. It's about making the loan work for you.
• 

  Secure you a better loan

  Once your broker understands your specific needs and goals, they’ll analyse loan rates, features and packages from up to 25 leading lenders – and secure a deal that really works for you.
• 

  Help you free of charge

  You don’t pay us anything for your Smartline Adviser's expertise, service and running around, because lenders pay us a commission when a mortgage is settled.