We thought it’s never gonna happen for our family after bank declines and negative evaluation from 2 brokers..until Dan responded to my email. Absolutely Dan was a blessing! He treats his client like a family ..a family that he needs to help. He exhausted all the means for us. Very smart, discusses clearly, always ensure for us to be stress free…there were problems along the process but always keeps our spirits strong. Impressive service from Dan and his smartline team. We can’t stop talking about Dan to our friends, thanks to Jay and Rebbs as well — very happy and proud client!