Mortgage Brokers Margaret River

Bruce Downing & Jacky Downing

Bruce Downing’s mortgage broking service is second to none. At Smartline, we work with our clients to ensure they understand their home loan options, know exactly how much they can borrow and ensure they choose the right mortgage and the right lender to suit their needs.

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Bruce and Jacky are highly experienced and can help you with a range of finance requirements including residential properties, investments, commercial and business loans, vehicle and equipment finance and unsecured personal loans.

“The majority of my business comes from happy, repeat clients and their referrals,” says Bruce. “I love making a difference in people’s lives – it the most satisfying part of being a mortgage broker.”

Bruce and Jacky service the Margaret River in WA. Call today on 08 9757 2600.


  • First home buyers
  • Investment property loans
  • Self employed
  • Refinancing
  • Upgrading / Downsizing
  • Construction loans
  • Building / Renovating loans
  • Equity release
  • Bridging loans
  • Personal Loans
  • Car finance
  • Asset finance
  • Business equipment finance
  • Commercial property finance
  • Business loans
  • Insurance
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Client Reviews

15 November 2018

Mark B

Because my husband is an xpat working in New Guinea and he pays tax there also we found it difficult to get a loan through the banks, One bank didn’t bother getting back to us at all. Our only debt was $4000 and we owned everything else and have never had a bad debt record. We went guarantors for my nephew who went through Smartline to get a loan about 2 years ago. I decided to call on Bruce as I had had enough of waiting for the banks. Bruce was onto it quick smart. Within a day or two he had 2 financial institutes that would fund us. I must add also we live in QLD and Bruce is in WA. Be prepared for scanning and emailing documents and keep onto it, the sooner you send them the sooner you get your loan. Bruce and his wife Jackie kept us informed during the whole process. They were very thorough and so easy to deal with. Bruce always gave explicit instructions and supported us all the way through on what to do and he was easy to understand. We are so grateful to you Bruce. We highly recommend Bruce Downing, Smartline and we wish you and Jackie all the best.

Adviser - Bruce Downing
13 November 2018

David H

Jackie and Bruce were amazing! Nothing was too much trouble, even when we dragged our kids along to an appointment they were accommodating and patient. We were kept informed the whole way through and are so happy we finally found someone genuinely willing to help us find the right product.

Adviser - Bruce Downing
12 November 2018

Heather A


Adviser - Bruce Downing
10 November 2018

Mark H


Adviser - Bruce Downing
9 October 2018

Emiliano S

Thanks to Bruce and his wife everything was extremely straight forward and always had prompt answer for all the question we had. Very pleasant experience overall….

Adviser - Bruce Downing
22 August 2018

Belinda P


Adviser - Bruce Downing
10 August 2018

Mark H


Adviser - Bruce Downing
21 July 2018

Janine C

Bruce was great – very informative and when we hit a hurdle, he presented me options so his advice was very transparent. I felt confident he has found me a great mortgage option.

Adviser - Bruce Downing
18 July 2018

Jeremy F

Good job.

Adviser - Bruce Downing
8 June 2018

Kristi T

We felt thoroughly supported every step of the way and have been sincerely happy with all the services and correspondence. 5 ? rating and will (and have already) recommended to our friends!

Adviser - Bruce Downing
11 May 2018

Sean D

Simply the best service!!! Kept up to date through out the whole process from start to finish and beyond!!! Wouldn’t deal with anyone else!! Highly recommend.

Adviser - Bruce Downing
11 April 2018

Natalie C


Adviser - Bruce Downing
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Bruce Downing & Jacky Downing

1/32 Town View Terrace, Margaret River WA 6285, Australia
Phone: 08 9***2600