Mortgage Brokers Parramatta

Dennis Mrljak & Simona Lai

Dennis Mrljak’s mortgage broking service is second to none. At Smartline, we work with our clients to ensure they understand their home loan options, know exactly how much they can borrow and ensure they choose the right mortgage and the right lender to suit their needs.

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Husband-and-wife team Simona Lai and Dennis Mrljak are widely acknowledged as two of the industry’s best operators. They each combine their 20 years of specialist experience in lending with a dedication to excellence in customer service that is well known among their peers.

The pair cover all areas of mortgage lending – from taking first-home buyers through the ropes to establishing complex mortgage-minimisation structures.

They are based in Parramatta in Western Sydney. Call Smartline today on 02 9630 0942.


  • First home buyers
  • Investment property loans
  • Self employed
  • Refinancing
  • Upgrading / Downsizing
  • Construction loans
  • Building / Renovating loans
  • Equity release
  • Deposit Bonds
  • Bridging loans
  • Reverse mortgages
  • Personal Loans
  • Car finance
  • Asset finance
  • Business equipment finance
  • Commercial property finance
  • Business loans
  • Insurance
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Client Reviews

18 December 2018

Kathleen M

Dennis goes above and beyond, is incredibly responsive, and does everything needed to help get a good outcome. Because of his support, opportunities have been enabled for myself and my family that may otherwise occurred. Eternally grateful!

Adviser - Dennis Mrljak
15 December 2018

Lindy T

I came in to this with little knowledge about securing a mortgage on my own, and no confidence around what to do. All I knew was that I needed someone who would be able to explain the process and present me with options to consider – without any pressure to make a particular choice. I was working through a property division and had no patience to deal with a pushy salesperson. Dennis was reccomended to me by friends with very high standards and I am pleased to say that Dennis has exceeded my expectations. After helping me define what loan features I wanted, Dennis presented me with several offers and applied no pressure as I considered which to apply for. He has been approachable, patient, and willing to re-explain things I was confused about. He even intervened when there were settlement delays caused by the discharging bank. I will quite happily work with Dennis if I ever change mortgage providers and I have no hesitation to recommend Dennis and SmartLine to others.

Adviser - Dennis Mrljak
30 November 2018

Christopher A

Dennis was fantastic and went over and beyond to help get our loan wouldn’t have happened without him. The bank was a nightmare- you would have to be mad to want to deal direct with a bank.

Adviser - Dennis Mrljak
8 November 2018

Gregory B

Great person, easy to talk to and went above and beyond.

Adviser - Dennis Mrljak
10 October 2018

Marjorie M

I have always had a great and positive experience with Dennis and the team. I cannot fault your service at all. I’m very happy and have recommended to others where I can. Dennis was actually recommended to me by a friend also

Adviser - Dennis Mrljak
6 October 2018

Jeremy R

Dennis is fantastic. He has helped my family for years in finding the right home loan for us. He is honest, understanding and really listens to what you say before helping us make the decision that is right for us and our situation at the time.

Adviser - Dennis Mrljak
5 October 2018

Gregory B


Adviser - Dennis Mrljak
23 September 2018

Michael R

I can’t recommend any ways that Michael could be more helpful or of more assistance. I would recommend Michael to anyone.

Adviser - Michael Spasic
27 August 2018

Abebaw K

I have known Dennis for many years as his client. I admire his professionalism which is second to none. I lost count how many times he has helped me. His response to my message is done always at lightning speed. So much for his professionalism and experience, he has always found ways and means to solve and/or simplify my problems. I do not think I will be able to deal with any other broker other than Dennis. To cite one example, Recently, I started to do Mortgage refinancing with another broker in other company. after two weeks, I could not continue ahead due to the broker’s dismal performance. I terminated my dealings and sought the services of Dennis who helped me finish everything speedily. I would like like to take this opportunity to express my heartfelt gratitude and appreciation to Dennis.

Adviser - Dennis Mrljak
17 August 2018

Bob C

Very professional and pleasure to deal with.

Adviser - Dennis Mrljak
22 July 2018

Karyn K

Thank you Dennis for all of your assistance. We would not be living in our dream apartment without your help… till next tine. We will definitely seek your help with our next purchase

Adviser - Dennis Mrljak
8 June 2018

Faisal F

Really patient and super helpful

Adviser - Dennis Mrljak
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Dennis Mrljak & Simona Lai

Shop 2/478 Church St, Parramatta NSW 2150, Australia
Phone: 02 9***0942